Home Buying in Seaford : Advice

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Tina Rossetti, Real Estate Pro in 11572
Tina Rossetti answered:
Am I allowed to switch banks while I'm in contract for a house?
Hi - You can absolutely change your bank. Regarding the flood insurance-before you buy any home -check to see the flood map to see what the elevation is - whether you are x zone-AE Zon ... more
0 votes Share Flag Thu Mar 13, 2014 Home Buying in Seaford
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
Does anyone do no income verification mortgages ??
Yes, loans like these do exist and there are lenders like myself that can do them. Instead of looking at your tax returns, as you see done in traditional loans, no income verification l ... more
0 votes Share Flag Wed Mar 12, 2014 Home Buying in Seaford
Oleg Volfman, Real Estate Pro in Nassau, NY
Oleg Volfman answered:
Buying a house by the water
The question I would ask is - DO YOU WANT THE HOUSE? Also, how much more is the flood insurance? I believe you can get flood insurance under $1,000 for the year.

If you think my an ... more
0 votes Share Flag Mon Feb 17, 2014 Home Buying in Seaford
Jeremy Harri…, Real Estate Pro in Orange, CA
Jeremy Harrison answered:
How will the recovery bill affect FHA loans?
I strongly suggest looking into conventional financing with either Fannie Mae or Freddie Mac. Both offer between 3% to 5% down payment programs. Through these programs you'll also be ab ... more
0 votes Share Flag Tue Nov 26, 2013 Home Buying in 11783
Jenny D'atto…, Real Estate Pro in Wantagh, NY
Jenny D'attoma answered:
This is a question for the buyers: Do you know the 2 things you need to get into contract fast on a house that you want in this market?
Answer: mortgage pre approval and a great agent who is very thorough will get you into contract fast!
0 votes Share Flag Wed Jun 26, 2013 Home Buying in 11783
Gina Lollo, Real Estate Pro in East Setauket, NY
Gina Lollo answered:
A listing in Seaford reads "Cash or 203K only" Sandy damage. What does 203K mean?
Simply, 203 k means that the home is in need of repairs that a conventional loan will not allow for. You actually borrow extra money to cover the cost of the repairs. You will need an ... more
0 votes Share Flag Tue May 28, 2013 Home Buying in Seaford
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I would like to know where this house is located?
Since no link is visible, not sure which property you're referring to...
0 votes Share Flag Sat May 14, 2011 Home Buying in Seaford
Robin Silver…, Real Estate Pro in Garden City, NY
Robin Silverberg answered:
about to send executed contract to bank on a ny short sale, we are being told we can take care of CO issues after closing. Any chance this changes?
Generally the lender will not get CO's on a property they are selling as a short sale. In addition, I have not seen any towns or villages in Nassau County issuing temporary CO' ... more
0 votes Share Flag Sat Feb 5, 2011 Home Buying in Seaford
Justin Ruzic…, Real Estate Pro in Fort Myers, FL
Justin Ruzicka (239) 699-0517 answered:
Found a foreclosure we can afford, but cant qualify for right now. Looking for someone to purchase home so we can lease back & buy in 2-3 yrs-
Here is a blog about home ownership. I might be helpful to you.

http://2000shortsales.blogspot.com/2011/01/buying-house-costs-more-than-3-down.html
0 votes Share Flag Fri Feb 4, 2011 Home Buying in 11783
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