Schools in Fort Myers>Question Details

Romona Myhand, Real Estate Pro in Dothan, AL

I just received a job in Ft. Myers but I am moving from Alabama. Does anyone know where to find a nice home for a family with a recent Chapter 7?

Asked by Romona Myhand, Dothan, AL Wed Feb 27, 2013

Help the community by answering this question:


Please call me. I moved to Fort Myers also from Alabama.

Pam Wittenauer
0 votes Thank Flag Link Sun Mar 3, 2013
Well, congrats on the job in one of the most sought after places to live in the United States! I would be happy to help you get your purchasing ability in order. My company has an in-house mortgage broker who has the ability to pre-qualify you within 15 minutes over the phone. Go ahead and visit our website and have a look at what beautiful southwest Florida has to offer!
0 votes Thank Flag Link Thu Feb 28, 2013
Actually, believe it or not, you are a better risk now than you think.

Though many out of a CH 7 have simply chosen to walk away from their debt and promises to pay, the good thing is, they can't likely can't go BK again for a very long time.

This is why back in 2005, lenders were giving them 80/20 (100%) loans. If they were not pure credit criminals and had shown they were trying to re-establish credit and had income, they were given the loan.

You could possibly use it as a possitive, explaining that you must make perfect payments from here on if you have any hopes of ever obtaining decent rates on loan, etc. And if you were to screw up and fail to pay, they could take you to small claims court and ruin your chances for credit.

On the mortgage side, a late payment afer a BK is a cardinal sin and you're out like the fat kid in 5th grade dodge ball unless you don't mind Hard Money Loans in the 9% range and higher

If you want some more tips about how to find a place to rent,, contact me, I'll help you and tell you what to do.

0 votes Thank Flag Link Thu Feb 28, 2013
Good Morning Ramona,

You can find a list of all of our available homes at Click on "Rental Properties" and it will give you a list and a map. We have hundreds of great homes throughout Lee and Collier County. We also have agents ready to help you find the home that is right for you. Please feel free to call us at 239-281-8086. Please let me know if there is any way we can help you.

Kind Regards,

Dan Norden
Broker / Owner
Key Real Estate Advisors
0 votes Thank Flag Link Thu Feb 28, 2013
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