Almost always rentals require the tenant to pay some utilties. This is to control how much the tenant uses. If the tenant is paying for them they usually are more careful about costs and then over use is not passed on to the owner.
Individual homes outside the city usually require the tenant to pay all utilites. This includes heat, electric, trash, recycling and water and sewer.
If the property is divided into apartments sometimes certain utilities are included. There is often only one water meter and thus water and sewer are included in the rent. If the owner has put separate water meters in for each apartment the water / sewer is charged to the tenant. The owner is required to keep the trash and recycling in their name and are usually included; though sometimes the owner divides he cost between the tenants and you receive a separate bill every three months.
If the owner has only one heating unit it is impossible to tell who used most of the heat. In this case heat is included in the rent. These days many owners are putting baseboard electric in each apartment and thus it goes on your electric bill.
It is rare to have an apartment building where each apartment doesn't have its own electric meter. So usually you are paying at least electric.
Hope that helps. That being said in this market you can usually own your own home with a monthly payment very close to what you can rent for. This monthly payment includes taxes, insurance, PMI and home owners insurance. Your payment would be under $900 / month for a 100k home with taxes of $2400 a year. A number of my recent clients came to me looking to rent and ended up learning that they could own their own home. Depending on the location you can get in a home with as little as $1500 saved. The norm is $3000- 5000 for the amount of cash needed to buy a home. Contact me if you would like to learn more.
Century 21 Park Road