Home Buying in Santee : Real Estate Advice

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Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Is the cost to enlarge a tiny bathroom warranted. Would need to use exterior wall. Could it be done for under $5000 in San Diego?
I would really encourage you to invite in a contractor or two and get some real estimates. As for whether you'll get it back when you re-sell, it's hard to say without knowing more info ... more
0 votes Share Flag Thu Sep 10, 2015 Home Buying in 92071
Daniel Lehman, Other/Just Looking in San Diego County, CA
Daniel Lehman answered:
I dont have good credit. What are my chances of getting a 30 year fix loan with 5% interest? I want to make a move now, but I'm not sure how I can
Depends on EXACTLY what the credit issue is, and how low the fico is. 600s? You are OK. 500's? Not so much. But, there is a lot you could do to repair your credit if you have some ... more
0 votes Share Flag Sat Mar 29, 2014 Home Buying in 92071
Sasha Spiegel, Real Estate Pro in Tahoe City, CA
Sasha Spiegel answered:
Can I work with more than one realtor at a time?
I agree, you should pick 1 Realtor whom you trust. However, I recommend checking into a few realtors before you make a final commitment to the one Realtor you want to work with. Be upfr ... more
0 votes Share Flag Thu Dec 6, 2012 Home Buying in 92071
Cara Grow, Real Estate Pro in Santee, CA
Cara Grow answered:
How can I find a home that I can rent to own?
Honestly, why would you do that? You pay higher than market rent, you likely will pay more than the home is worth, and you can get a traditional loan at very low interest rates these d ... more
0 votes Share Flag Thu Sep 13, 2012 Home Buying in Santee
Cara Grow, Real Estate Pro in Santee, CA
Cara Grow answered:
I moved to Santee had to short sale my house in Nevada. Can I buy earlier that 3 years?
General rule of thumb is 2 years for a short sale for a FHA (3.5% down) loan.
0 votes Share Flag Thu Sep 13, 2012 Home Buying in Santee
Vito Lotta, Real Estate Pro in El Cajon, CA
Vito Lotta answered:
Thank for responding back. The answer to all of your questions is it was "suggested" that I needed to be late at least two months. So I
Hi Thandaman,

The first thing I would suggest is to pull your credit report. I suggest "annualcreditreport.com". I am working with a couple clients that have done short sal ... more
0 votes Share Flag Fri Feb 10, 2012 Home Buying in Santee
Cara Grow, Real Estate Pro in Santee, CA
Cara Grow answered:
hi I'm interested in investment property in Santee, CA. How do I find the rental trends of the area?
You can speak with property management companies in the area to find out what trends they're seeing, I like to look on Craigslist and see what the going rate is. You can also spea ... more
0 votes Share Flag Fri Sep 2, 2011 Home Buying in Santee
Cara Grow, Real Estate Pro in Santee, CA
Cara Grow answered:
Is it still possible to get a loan with 10% down with a stable job and good credit for an investment property in Santee, CA?
Fannie Mae's Home Path Mortgage offers the 10% down on investment properties that are owned by Fannie Mae, but I have found that the lender usually requires 15% down. I sold a Fan ... more
0 votes Share Flag Fri Sep 2, 2011 Home Buying in Santee
John & Janis…, Real Estate Pro in Encinitas, CA
John & Janis Arendsen answered:
Which of the mobile parks in Santee California will accept a 50 lb. dog? Am looking for a home with a little outside area...50k to 90k.
If the home is a "Special Service Animal" you shouldn't have a problem. Get it? Give us a call if you don't. But I'd be a little more concerned about the integr ... more
0 votes Share Flag Sat Jul 30, 2011 Home Buying in Santee
Karen, Other/Just Looking in Florida
Karen answered:
A home that had been listed for sale is now listed as "off the market" with the status given as "assessor." What does this mean?
This isn't an answer, but I have the same question. It is a listing on Trulia:

Status: Assessor
Bedrooms: —
Bathrooms: 1 full, 1 partial
Property type: Single-Fami ... more
0 votes Share Flag Fri Nov 5, 2010 Home Buying in Santee
Kari Shea, Real Estate Pro in San Diego, CA
Kari Shea answered:
I agreed to purchase a mobile home contingent on the sale of mine and it hasn't sold in 2 years. Can I get out of this?
Hi Lou,

We are with Bill Eckler, consult a real estate attorney familiar with occupancy law.

Best to you,

Mark & Kari Shea
Shea Real Estate
Serving Greater San Diego Coun ... more
0 votes Share Flag Tue Nov 2, 2010 Home Buying in Santee
Patrick Hale,  in San Diego, CA
Patrick Hale answered:
what does owner will carry mean?
It means that the owner is willing to hold a note on the property. This is perfect for someone that cannot get a loan because of todays conventional loan standards.

If you need help ... more
0 votes Share Flag Tue Sep 7, 2010 Home Buying in Santee
ROY Mason, Real Estate Pro in SAN DIEGO, CA
ROY Mason answered:
Are there first time buyers programs available with 0% down?
Theres also the USDA loan for rural areas,
0 votes Share Flag Mon Jul 26, 2010 Home Buying in Santee
HappyinSantee, Other/Just Looking in San Diego, CA
HappyinSantee answered:
What do you think about the home price at sky ranch? High or fair?
I have to agree with Santee Lover and Cathy. I looked at the area 3 times at different phases of the construction and the prospect of the one road access is unacceptable. I went there ... more
0 votes Share Flag Sun Jun 6, 2010 Home Buying in 92071
Homertsimpson,  in San Diego, CA
Homertsimpson answered:
We currently own a large newer home in Santee and don't want to move. However, we are behind in our mortgage payments (no notices, etc. have
I just helped someone with almost this exact same scenario. If you can afford to purchase another home then you'll feel a bit safer just in case you're not able to keep you c ... more
0 votes Share Flag Wed Mar 17, 2010 Home Buying in Santee
Diane Wheatl…, Real Estate Pro in Upland, CA
Diane Wheatley answered:
A bit complex question for $8K first time home buyer credit, about couple planning to get married?
I took this information directly from the California Association of Realtors Legal Q&A for you. It states the following:

You are not eligible for the tax credit if the taxpayer ... more
0 votes Share Flag Sat Sep 26, 2009 Home Buying in 92071
Joan Wilson, Real Estate Pro in San Diego, CA
Joan Wilson answered:
Is Santee a good area to buy home as an investment? Is the area going to be upscale anytime soon?
I know this is a 2 year old question...but right now (2009), everyone wants to buy in Santee.
http://JoanWilson.PrudentialCal.com
0 votes Share Flag Sun Aug 2, 2009 Home Buying in 92071
Kari Shea, Real Estate Pro in San Diego, CA
Kari Shea answered:
How is the taxes in San Diego?
Hi Ana,

The property taxes in San Diego County are generally 1% of the value of the home. Sometimes there are some infrastructure taxes for new communities called Mello Roos, they c ... more
1 vote Share Flag Sun Aug 2, 2009 Home Buying in 92071
Mike And Amy…,  in San Diego, CA
Mike And Amy Mewborn answered:
how do i purchase my first home. single mom of 2
Tanya, great job in the desire to purchase as a single mom. It's a daunting task, but your timing is excellent. We work with a lot of San Diego military and first time home buyers. A ... more
0 votes Share Flag Sat Jun 13, 2009 Home Buying in Santee
Mike And Amy…,  in San Diego, CA
Mike And Amy Mewborn answered:
Why do I seem to sway away from foreclosures? Landing one seems like a serious and laborious effort ... right?
We work with a lot of military home buyers - many who have been looking around Santee, Clairemont, Imperial Beach, Chula Vista, and some other areas with many foreclosures. The most im ... more
0 votes Share Flag Sat Jun 13, 2009 Home Buying in Santee
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