Home Buying in Santee : Advice

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Daniel Lehman, Real Estate Pro in San Diego County, CA
Daniel Lehman answered:
I dont have good credit. What are my chances of getting a 30 year fix loan with 5% interest? I want to make a move now, but I'm not sure how I can
Depends on EXACTLY what the credit issue is, and how low the fico is. 600s? You are OK. 500's? Not so much. But, there is a lot you could do to repair your credit if you have some ... more
0 votes Share Flag Sat Mar 29, 2014 Home Buying in 92071
J.R. Thrasher, Real Estate Pro in San Diego, CA
J.R. Thrasher answered:
We are looking for home and want to pay Cash if the house is foreclosure and lets say asking price is $87,000 and we offer $63,000 will they take it
You have no clue what you are talking about when it comes to San Diego real estate. Read my blog about "finding foreclosures on Trulia" I'll put a link to it in the web reference below. ... more
0 votes Share Flag Mon Dec 2, 2013 Foreclosure in Santee
Sasha Spiegel…, Real Estate Pro in Tahoe City, CA
Sasha Spiegel - Click Here! answered:
Can I work with more than one realtor at a time?
I agree, you should pick 1 Realtor whom you trust. However, I recommend checking into a few realtors before you make a final commitment to the one Realtor you want to work with. Be upfr ... more
0 votes Share Flag Thu Dec 6, 2012 Home Buying in 92071
Cara Grow, Real Estate Pro in Santee, CA
Cara Grow answered:
How can I find a home that I can rent to own?
Honestly, why would you do that? You pay higher than market rent, you likely will pay more than the home is worth, and you can get a traditional loan at very low interest rates these d ... more
0 votes Share Flag Thu Sep 13, 2012 Home Buying in Santee
Cara Grow, Real Estate Pro in Santee, CA
Cara Grow answered:
I moved to Santee had to short sale my house in Nevada. Can I buy earlier that 3 years?
General rule of thumb is 2 years for a short sale for a FHA (3.5% down) loan.
0 votes Share Flag Thu Sep 13, 2012 Home Buying in Santee
Vito Lotta, Real Estate Pro in Santee, CA
Vito Lotta answered:
Thank for responding back. The answer to all of your questions is it was "suggested" that I needed to be late at least two months. So I
Hi Thandaman,

The first thing I would suggest is to pull your credit report. I suggest "annualcreditreport.com". I am working with a couple clients that have done short sal ... more
0 votes Share Flag Fri Feb 10, 2012 Home Buying in Santee
Cara Grow, Real Estate Pro in Santee, CA
Cara Grow answered:
hi I'm interested in investment property in Santee, CA. How do I find the rental trends of the area?
You can speak with property management companies in the area to find out what trends they're seeing, I like to look on Craigslist and see what the going rate is. You can also spea ... more
0 votes Share Flag Fri Sep 2, 2011 Home Buying in Santee
Cara Grow, Real Estate Pro in Santee, CA
Cara Grow answered:
Is it still possible to get a loan with 10% down with a stable job and good credit for an investment property in Santee, CA?
Fannie Mae's Home Path Mortgage offers the 10% down on investment properties that are owned by Fannie Mae, but I have found that the lender usually requires 15% down. I sold a Fan ... more
0 votes Share Flag Fri Sep 2, 2011 Home Buying in Santee
John DL Aren…, Real Estate Pro in Encinitas, CA
John DL Arendsen answered:
Which of the mobile parks in Santee California will accept a 50 lb. dog? Am looking for a home with a little outside area...50k to 90k.
If the home is a "Special Service Animal" you shouldn't have a problem. Get it? Give us a call if you don't. But I'd be a little more concerned about the integr ... more
0 votes Share Flag Sat Jul 30, 2011 Home Buying in Santee
Karen, Other/Just Looking in Florida
Karen answered:
A home that had been listed for sale is now listed as "off the market" with the status given as "assessor." What does this mean?
This isn't an answer, but I have the same question. It is a listing on Trulia:

Status: Assessor
Bedrooms: —
Bathrooms: 1 full, 1 partial
Property type: Single-Fami ... more
0 votes Share Flag Fri Nov 5, 2010 Home Buying in Santee
Mark & K…, Real Estate Pro in San Diego, CA
Mark & Kari Shea answered:
I agreed to purchase a mobile home contingent on the sale of mine and it hasn't sold in 2 years. Can I get out of this?
Hi Lou,

We are with Bill Eckler, consult a real estate attorney familiar with occupancy law.

Best to you,

Mark & Kari Shea
Shea Real Estate
Serving Greater San Diego Coun ... more
0 votes Share Flag Tue Nov 2, 2010 Home Buying in Santee
Patrick Hale, Real Estate Pro in San Diego, CA
Patrick Hale answered:
what does owner will carry mean?
It means that the owner is willing to hold a note on the property. This is perfect for someone that cannot get a loan because of todays conventional loan standards.

If you need help ... more
0 votes Share Flag Tue Sep 7, 2010 Home Buying in Santee
Roy Mason, Real Estate Pro in San Diego, CA
Roy Mason answered:
Are there first time buyers programs available with 0% down?
Theres also the USDA loan for rural areas,
0 votes Share Flag Mon Jul 26, 2010 Home Buying in Santee
HappyinSantee, Other/Just Looking in San Diego, CA
HappyinSantee answered:
What do you think about the home price at sky ranch? High or fair?
I have to agree with Santee Lover and Cathy. I looked at the area 3 times at different phases of the construction and the prospect of the one road access is unacceptable. I went there ... more
0 votes Share Flag Sun Jun 6, 2010 Home Buying in 92071
Voices Member,  in
Voices Member answered:
We currently own a large newer home in Santee and don't want to move. However, we are behind in our mortgage payments (no notices, etc. have
I just helped someone with almost this exact same scenario. If you can afford to purchase another home then you'll feel a bit safer just in case you're not able to keep you c ... more
0 votes Share Flag Wed Mar 17, 2010 Home Buying in Santee
Diane Wheatl…, Real Estate Pro in Rancho Cucamonga, CA
Diane Wheatley, Broker answered:
A bit complex question for $8K first time home buyer credit, about couple planning to get married?
I took this information directly from the California Association of Realtors Legal Q&A for you. It states the following:

You are not eligible for the tax credit if the taxpayer ... more
0 votes Share Flag Sat Sep 26, 2009 Home Buying in 92071
Joan Wilson, Real Estate Pro in San Diego, CA
Joan Wilson answered:
Is Santee a good area to buy home as an investment? Is the area going to be upscale anytime soon?
I know this is a 2 year old question...but right now (2009), everyone wants to buy in Santee.
http://JoanWilson.PrudentialCal.com
0 votes Share Flag Sun Aug 2, 2009 Home Buying in 92071
Mark & K…, Real Estate Pro in San Diego, CA
Mark & Kari Shea answered:
How is the taxes in San Diego?
Hi Ana,

The property taxes in San Diego County are generally 1% of the value of the home. Sometimes there are some infrastructure taxes for new communities called Mello Roos, they c ... more
1 vote Share Flag Sun Aug 2, 2009 Home Buying in 92071
Mike And Amy…, Real Estate Pro in San Diego, CA
Mike And Amy Mewborn answered:
how do i purchase my first home. single mom of 2
Tanya, great job in the desire to purchase as a single mom. It's a daunting task, but your timing is excellent. We work with a lot of San Diego military and first time home buyers. A ... more
0 votes Share Flag Sat Jun 13, 2009 Home Buying in Santee
Mike And Amy…, Real Estate Pro in San Diego, CA
Mike And Amy Mewborn answered:
Why do I seem to sway away from foreclosures? Landing one seems like a serious and laborious effort ... right?
We work with a lot of military home buyers - many who have been looking around Santee, Clairemont, Imperial Beach, Chula Vista, and some other areas with many foreclosures. The most im ... more
0 votes Share Flag Sat Jun 13, 2009 Home Buying in Santee
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