92071 : Advice

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Royall Justi…, Real Estate Pro in Santee, CA
Royall Justice answered:
What one thing can you do to improve the value of your house?
Value is determined by what buyers are willing to pay for your home. How does your home compare to the other homes in your area that are for sale? Buyers are informed and are very cri ... more
0 votes Share Flag Thu Sep 11, 2014 Home Selling in 92071
Daniel Lehman, Real Estate Pro in San Diego County, CA
Daniel Lehman answered:
I dont have good credit. What are my chances of getting a 30 year fix loan with 5% interest? I want to make a move now, but I'm not sure how I can
Depends on EXACTLY what the credit issue is, and how low the fico is. 600s? You are OK. 500's? Not so much. But, there is a lot you could do to repair your credit if you have some ... more
0 votes Share Flag Sat Mar 29, 2014 Home Buying in 92071
Lender Line, Real Estate Pro in Newport Beach, CA
Lender Line answered:
Is anyone doing no-doc or stated income loans any more? My credit score is 821, I have ~$70K to put down. Problem is sporadic paychecks/unemployment.
LENDERLINE is offering Stated Income Verified Assets (SIVA) loans at up to 80% loan-to-value in California only. Guidelines are as follows:

• Purchase, rate and term refinanc ... more
0 votes Share Flag Thu May 30, 2013 Financing in 92071
Sasha Spiege…, Real Estate Pro in Tahoe City, CA
Sasha Spiegel-wallace answered:
Can I work with more than one realtor at a time?
I agree, you should pick 1 Realtor whom you trust. However, I recommend checking into a few realtors before you make a final commitment to the one Realtor you want to work with. Be upfr ... more
0 votes Share Flag Thu Dec 6, 2012 Home Buying in 92071
Sinead McAll…, Real Estate Pro in Oceanside, CA
Sinead McAllister answered:
how do I list my home for sale on this site?
Good move! Good Luck!

Sinead McAllister
McAllister Homes Real Estate
0 votes Share Flag Mon Oct 29, 2012 Home Selling in 92071
Greg Von Her…, Real Estate Pro in 92037
Greg Von Herzen answered:
My fiance and I along with 2 scottie brothers like the price and the area. Nice to have a patio or deck. We will be coming direct from Seattle in
92071 is a good zip code for detached homes. You wont have any problems.
0 votes Share Flag Mon Sep 26, 2011 In My Neighborhood in 92071
Voices Member,  in
Voices Member answered:
What is the seller Concession (NRCC)?
NRCC stands for, Non Recurring Closing Cost; which are basically things like escrow, title, recording fees, points, and other fees that don't recur. Recurring fees would be things ... more
0 votes Share Flag Tue Oct 12, 2010 Financing in 92071
HappyinSantee, Other/Just Looking in San Diego, CA
HappyinSantee answered:
How can a home and an apartment of similar size that cost the same per month before taxes be classified as an area that it's preferable to rent?
Thanks for all your answers, but I was referring to the article in the newspaper citing the Trulia survey that indicated my area was in a rent vs own ratio of 20, indicating that it was ... more
0 votes Share Flag Wed Jun 9, 2010 Rent vs Buy in 92071
HappyinSantee, Other/Just Looking in San Diego, CA
HappyinSantee answered:
What do you think about the home price at sky ranch? High or fair?
I have to agree with Santee Lover and Cathy. I looked at the area 3 times at different phases of the construction and the prospect of the one road access is unacceptable. I went there ... more
0 votes Share Flag Sun Jun 6, 2010 Home Buying in 92071
Diane Wheatl…, Real Estate Pro in Rancho Cucamonga, CA
Diane Wheatley, Broker answered:
A bit complex question for $8K first time home buyer credit, about couple planning to get married?
I took this information directly from the California Association of Realtors Legal Q&A for you. It states the following:

You are not eligible for the tax credit if the taxpayer ... more
0 votes Share Flag Sat Sep 26, 2009 Home Buying in 92071
Joan Wilson, Real Estate Pro in San Diego, CA
Joan Wilson answered:
Is Santee a good area to buy home as an investment? Is the area going to be upscale anytime soon?
I know this is a 2 year old question...but right now (2009), everyone wants to buy in Santee.
0 votes Share Flag Sun Aug 2, 2009 Home Buying in 92071
Mark and Kari…, Real Estate Pro in San Diego, CA
Mark and Kari Shea answered:
How is the taxes in San Diego?
Hi Ana,

The property taxes in San Diego County are generally 1% of the value of the home. Sometimes there are some infrastructure taxes for new communities called Mello Roos, they c ... more
1 vote Share Flag Sun Aug 2, 2009 Home Buying in 92071
Tim Strong, Home Buyer in 92071
Tim Strong answered:
8000 tax credit-My wife has owned a home in the past 2 years, my name is on the title and we arent getting
Thank you guys for all your help! I appreciate it! I did a little research myself too and I found out that you can ammend your 2008 return and claim it on that even though you purchas ... more
0 votes Share Flag Thu Mar 19, 2009 Home Buying in 92071
Mr. Kelleigh…, Real Estate Pro in San Diego, CA
Mr. Kelleigh Reed answered:
who is doing va manual underwrites for a veteran that has a 595 middle credit score. PLEASE help this VET
I am Kelleigh Reed & local if you need a lender 619 702 4468
0 votes Share Flag Mon Jul 21, 2008 Financing in 92071
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