92071 : Real Estate Advice

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Brenda Linin…, Real Estate Pro in Ceres, CA
Brenda Lininger answered:
What is the seller Concession (NRCC)?
NRCC stands for, Non Recurring Closing Cost; which are basically things like escrow, title, recording fees, points, and other fees that don't recur. Recurring fees would be things like ... more
0 votes Share Flag Tue Oct 13, 2015 Financing in 92071
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Is the cost to enlarge a tiny bathroom warranted. Would need to use exterior wall. Could it be done for under $5000 in San Diego?
I would really encourage you to invite in a contractor or two and get some real estimates. As for whether you'll get it back when you re-sell, it's hard to say without knowing more info ... more
0 votes Share Flag Thu Sep 10, 2015 Home Buying in 92071
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
When I input my address: 9555 Cottonwood, #C, Santee, CA 92071 into your value estimator, I get data for Unit E?
Hi Steven,

I can't account for what online valuations do...but can offer my services to give you market valuation. I am a local San Diego Reatlor and would be glad to assist you.

... more
0 votes Share Flag Mon May 18, 2015 Home Selling in 92071
Royall Justi…, Real Estate Pro in San Diego, CA
Royall Justice answered:
What one thing can you do to improve the value of your house?
Value is determined by what buyers are willing to pay for your home. How does your home compare to the other homes in your area that are for sale? Buyers are informed and are very cri ... more
0 votes Share Flag Thu Sep 11, 2014 Home Selling in 92071
Daniel Lehman, Other/Just Looking in San Diego County, CA
Daniel Lehman answered:
I dont have good credit. What are my chances of getting a 30 year fix loan with 5% interest? I want to make a move now, but I'm not sure how I can
Depends on EXACTLY what the credit issue is, and how low the fico is. 600s? You are OK. 500's? Not so much. But, there is a lot you could do to repair your credit if you have some ... more
0 votes Share Flag Sat Mar 29, 2014 Home Buying in 92071
Lender Line, Other/Just Looking in Newport Beach, CA
Lender Line answered:
Is anyone doing no-doc or stated income loans any more? My credit score is 821, I have ~$70K to put down. Problem is sporadic paychecks/unemployment.
LENDERLINE is offering Stated Income Verified Assets (SIVA) loans at up to 80% loan-to-value in California only. Guidelines are as follows:

• Purchase, rate and term refinanc ... more
0 votes Share Flag Thu May 30, 2013 Financing in 92071
Sasha Spiegel, Real Estate Pro in Tahoe City, CA
Sasha Spiegel answered:
Can I work with more than one realtor at a time?
I agree, you should pick 1 Realtor whom you trust. However, I recommend checking into a few realtors before you make a final commitment to the one Realtor you want to work with. Be upfr ... more
0 votes Share Flag Thu Dec 6, 2012 Home Buying in 92071
Sinead McAll…, Real Estate Pro in Oceanside, CA
Sinead McAllister answered:
how do I list my home for sale on this site?
Good move! Good Luck!

Sinead McAllister
McAllister Homes Real Estate
0 votes Share Flag Fri Oct 19, 2012 Home Selling in 92071
Greg Von Her…, Real Estate Pro in La Jolla, CA
Greg Von Herzen, GRI,MCNE answered:
My fiance and I along with 2 scottie brothers like the price and the area. Nice to have a patio or deck. We will be coming direct from Seattle in
92071 is a good zip code for detached homes. You wont have any problems.
0 votes Share Flag Mon Sep 26, 2011 In My Neighborhood in 92071
HappyinSantee, Other/Just Looking in San Diego, CA
HappyinSantee answered:
How can a home and an apartment of similar size that cost the same per month before taxes be classified as an area that it's preferable to rent?
Thanks for all your answers, but I was referring to the article in the newspaper citing the Trulia survey that indicated my area was in a rent vs own ratio of 20, indicating that it was ... more
0 votes Share Flag Wed Jun 9, 2010 Rent vs Buy in 92071
HappyinSantee, Other/Just Looking in San Diego, CA
HappyinSantee answered:
What do you think about the home price at sky ranch? High or fair?
I have to agree with Santee Lover and Cathy. I looked at the area 3 times at different phases of the construction and the prospect of the one road access is unacceptable. I went there ... more
0 votes Share Flag Sun Jun 6, 2010 Home Buying in 92071
Diane Wheatl…, Real Estate Pro in Upland, CA
Diane Wheatley answered:
A bit complex question for $8K first time home buyer credit, about couple planning to get married?
I took this information directly from the California Association of Realtors Legal Q&A for you. It states the following:

You are not eligible for the tax credit if the taxpayer ... more
0 votes Share Flag Sat Sep 26, 2009 Home Buying in 92071
Joan Wilson, Real Estate Pro in San Diego, CA
Joan Wilson answered:
Is Santee a good area to buy home as an investment? Is the area going to be upscale anytime soon?
I know this is a 2 year old question...but right now (2009), everyone wants to buy in Santee.
0 votes Share Flag Sun Aug 2, 2009 Home Buying in 92071
Kari Shea, Real Estate Pro in San Diego, CA
Kari Shea answered:
How is the taxes in San Diego?
Hi Ana,

The property taxes in San Diego County are generally 1% of the value of the home. Sometimes there are some infrastructure taxes for new communities called Mello Roos, they c ... more
1 vote Share Flag Sun Aug 2, 2009 Home Buying in 92071
Tim Strong, Home Buyer in 92071
Tim Strong answered:
8000 tax credit-My wife has owned a home in the past 2 years, my name is on the title and we arent getting
Thank you guys for all your help! I appreciate it! I did a little research myself too and I found out that you can ammend your 2008 return and claim it on that even though you purchas ... more
0 votes Share Flag Thu Mar 19, 2009 Home Buying in 92071
Mr. Kelleigh…,  in San Diego, CA
Mr. Kelleigh Reed answered:
who is doing va manual underwrites for a veteran that has a 595 middle credit score. PLEASE help this VET
I am Kelleigh Reed & local if you need a lender 619 702 4468
0 votes Share Flag Mon Jul 21, 2008 Financing in 92071
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