Home Buying in Santa Cruz County : Advice

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Bucksjbh, Home Owner in Aptos, CA
Bucksjbh answered:
I have a client who is considering a second home purchase in Aptos, CA. Can someone tell me current market conditions in Aptos/La Selva Beach?
If they are considering doing a vacation rental on their second home, I would be happy to discuss the market and current rental climate. I have been in the Vacation Rental business sin ... more
0 votes Share Flag Sat Jul 11, 2015 Home Buying in Aptos
djennifer009, Other/Just Looking in Salt Lake City, UT
djennifer009 answered:
Is a mold-inspection with elevated (15x outdoor level) myxomycetes a deal-breaker? Myxomycetes is a wood decay indicator.
Could you show the results of your inspection to the current owners? If they lower their price by the $3K it costs for mold remediation, it still might be worth staying in the contract. ... more
0 votes Share Flag Thu Jun 18, 2015 Home Buying in 95060
Alex Greer, Real Estate Pro in California
Alex Greer answered:
As a buyer with FHA loan, does inheriting a tenant with 38 days remaining on Notice to Vacate constitute a rent back?
No. Rent back is from the buyer. Inheriting a tenant for 38 days is just considered plan rent.

I do not check replies, so if you have a comment or question email me here:
AGreer@The ... more
0 votes Share Flag Fri May 8, 2015 Home Buying in Scotts Valley
jvieberg, Other/Just Looking in Reno, NV
jvieberg answered:
What is the ave. cost to build a home in the Santa Cruz area per sq. ft.?
Big difference in the # of stories, I.e. 1 story ~ $250/ sq. ft., 2 -3 story, $150/ sq.ft.; also in finishing, garage costs ~$75/ sq. ft. As there is no bath, kitchen etc which cost a l ... more
0 votes Share Flag Thu Apr 23, 2015 Home Buying in Santa Cruz
Randall Ortiz, Real Estate Pro in Sacramento, CA
Randall Ortiz answered:
What is a ball park range of the total cost of building permits in Santa Cruz?
I can put you in contact with a builder out there that can help answer your questions. Click on my profile and contact me if you still need assistance.
0 votes Share Flag Sat Mar 21, 2015 Home Buying in Santa Cruz
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Which high school is better for the average kid in Santa Cruz?
Check out this site: http://www.greatschools.org/

This is the best resource out there for school information.
0 votes Share Flag Sat Mar 14, 2015 Home Buying in Santa Cruz
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
FHA down payment program for 580 fico
Hello Arianna, you may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment Access p ... more
0 votes Share Flag Fri Mar 6, 2015 Home Buying in Santa Cruz
Rich, Real Estate Pro in 89117
Rich answered:
What are the possibilities of a PhD student getting a mortgage loan on a home in Santa Cruz, and are there any decent homes near town below $300k?
Anything is possible,, However you should contact a local Realtor..
If you need help raising your credit scores fast to qualify, feel free to contact us.

hope this helps
0 votes Share Flag Thu Mar 5, 2015 Home Buying in Santa Cruz
Rich, Real Estate Pro in 89117
Rich answered:
Can I buy a house without a down payment?
I agree with Sebastian below, the Cal-HFA sounds like an option you'd be interested in.
If you need help raising your credit sores to qualify for the loans feel free to contact us
hop ... more
0 votes Share Flag Thu Mar 5, 2015 Home Buying in Santa Cruz
Randall Ortiz, Real Estate Pro in Sacramento, CA
Randall Ortiz answered:
What is the state of making offers on residential real estate in Santa Cruz County...are there generally full price offers, or more than full price?
You can contact me if you still need help with this. I also work in the Santa Cruz area.
0 votes Share Flag Fri Feb 20, 2015 Home Buying in Soquel
Arpad Racz, Real Estate Pro in 94040
Arpad Racz answered:
Considering buying a 320sqft cottage on 1 acre of wooded hillside- mostly usable land in SV- how do you evaluate value of land?
Hi Laura,

Having your own appraisal done can be effective, especially if there are no recent close comparables.

Kind regards,

Arpad
0 votes Share Flag Wed Jan 21, 2015 Home Buying in Scotts Valley
Arpad Racz, Real Estate Pro in 94040
Arpad Racz answered:
making offer with a living trust5
Hi Ken,

There is a CAR trust advisory form, as well as a form checklist with a TRUST column. Did the listing agent specify what type of offer forms they needed?

All the best,

A ... more
0 votes Share Flag Mon Jan 19, 2015 Home Buying in 95060
Omar Khamisa, Real Estate Pro in Stockton, CA
Omar Khamisa answered:
When I ask for "more information" about a property on Trulia, this "lead" is given to three agents and my phone rings off the hook! Why?
HI Sam

if you want one agent to call just check of 2 agent. then the one you have selected he will contact you only.

Good Luck

Omar Khamisa
NMLS 369325
510-648-5535
1 vote Share Flag Sun Jan 18, 2015 Home Buying in 95060
herbie.1955, Home Buyer in Aptos, CA
herbie.1955 asked:
On a Mobile home park: better to own or rent space? I want to buy a new manufactured home in park. Is it wiser to own or rent the space? Advantages or disadvantages?
0 votes Share Flag Fri Nov 21, 2014 Home Buying in Santa Cruz
Dan Tabit, Real Estate Pro in 98074
Dan Tabit answered:
How does Trulia screen for scams? I have been contacted twice about rentals from scam artists. I have saved this info if you need it.
John,
Trulia dose not screen for scams. Rental scams are common here and on any site that allows the general public to post. Please be very cautious with deals that seem too good to ... more
0 votes Share Flag Fri Nov 7, 2014 Home Buying in 95066
Mike Young, Real Estate Pro in Santa Cruz, CA
Mike Young answered:
If you offer full asking price on a house can the owners counter offer at a higher price?Is this a common practice?
In a word, yes. If you made a perfect full price offer, with no contingencies, you may have a legal argument that sellers are obliged to accept your offer, but in practical terms it wou ... more
0 votes Share Flag Thu Nov 6, 2014 Home Buying in 95060
Liz Kroft, Real Estate Pro in 95062
Liz Kroft answered:
Just wondering why there so many properties for sale on Bean Creek Rd.? Is there something undesirable about this location?
Hi Julie, there is nothing undesirable about the location at all (but remember, what is desirable to one person is different for another). I had buyers who were looking at a beautiful ... more
0 votes Share Flag Tue Nov 4, 2014 Home Buying in Scotts Valley
Liz Kroft, Real Estate Pro in 95062
Liz Kroft answered:
I'm looking at a house that is perfect in every way except..... drywood termites, fungus/dryrot and some
Welcome to the California Coast :) Unfortunately, with such low inventory and high demand sellers do no have to make concessions or address repairs the same way they would if the market ... more
0 votes Share Flag Tue Nov 4, 2014 Home Buying in 95060
Dan Tabit, Real Estate Pro in 98074
Dan Tabit answered:
Does one need a building permit to build a treehouse in Santa Cruz county? Thanks, dorian michaud
Dorian,
Since no one local has given you an answer, I'd encourage you to contact the local permit office. They are your employees as a tax payer and their to answer your question. I w ... more
0 votes Share Flag Thu Oct 9, 2014 Home Buying in 95018
George, Home Buyer in Boynton Beach, FL
George answered:
What are co op and resident owned mobile home parks and how do they differ?
I've been looking around. A really nice sales agent at a co-op mobile home park explained it to me. For the most part banks will not lend you money to you to buy into the co-op. It c ... more
1 vote Share Flag Fri Oct 3, 2014 Home Buying in Santa Cruz
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