Foreclosure in Santa Cruz County : Advice

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1mattressman, Home Buyer in Mobile, AL
1mattressman asked:
I'm in 36609 area of Mobile, AL. Foreclosed house next door listed "as is". How will this affect my home value? 2003 homes built in Phase 2 of neighborhood. House next to us has had 3 different owners. The last was foreclosed. They are listing house at 100k / "as is" (avg. ranging from 115k - 134k).…
0 votes Share Flag Mon May 18, 2015 Foreclosure in 95006
Dan Tabit, Real Estate Pro in 98074
Dan Tabit answered:
I was wondering what is the process and procedure to purchase a foreclose property? Also is the price listed on Trulia correct?
Casey,
First, why a foreclosed home? Do you believe they will be better deals? Some are, many are not, it just depends on the home the motivation of the seller, the activity in your ... more
1 vote Share Flag Thu Apr 17, 2014 Foreclosure in Scotts Valley
Molly Thomps…, Real Estate Pro in Santa Cruz County, CA
Molly Thompson answered:
What are the rules about buying land and putting on a trailer while you build - santa cruz county?
Terry is right about difficult to finance- it is a cash intensive proposition. If you check w/ County Planning dept I believe you will find that they will permit you to put a trailer on ... more
0 votes Share Flag Mon Jul 8, 2013 Foreclosure in Aptos
Seb Frey, Real Estate Pro in Capitola, CA
Seb Frey answered:
I believed that the HOA lien ran with the property in CA not a personal lien against the owner. In a case of a failed short sale that led to foreclos
It depends on the CC&Rs, but most HOAs in California don't have language in the CC&Rs which create a "superlien" for unpaid HOAs that survives the foreclosure, in which case, the unpaid ... more
0 votes Share Flag Tue Aug 7, 2012 Foreclosure in Santa Cruz
Ellen Carter,…, Real Estate Pro in Santa Cruz, CA
Ellen Carter, Broker/REALTOR answered:
I moved in 2 mths ago & rec'd a notc of sale, landlord says he's modifying loan, hasnt paid mrtg in 6 mo. told me nothng whn i moved.do?
Actually with all due respect to the folks that have answered you - in their answers where they state "you are responsible for continuing ot pay the landlord" might not actually be the ... more
0 votes Share Flag Thu Apr 26, 2012 Foreclosure in 95062
So Cal Homes…, Real Estate Pro in Hemet, CA
So Cal Homes 951-821-8211 answered:
How do I begin to list REO properties?
Hi Claire,
I guess the first question is do you have a crap load of money to throw at it?
Aside from the courses you have to take, there is the reo conventions you must go to at a ste ... more
0 votes Share Flag Thu Dec 22, 2011 Foreclosure in Santa Cruz County
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
If I was improperly foreclosed on and the bank gets enlightened of it. What can be done and do I need to requalify?
I'm not sure I'm totally understanding your question. Would you mind being a little more specific? What exactly was the "Big Mistake"?
0 votes Share Flag Sun Oct 2, 2011 Foreclosure in Corralitos
Kathleen, Other/Just Looking in 95006
Kathleen asked:
We have cabin with city services. the past 20 years have refinanced $200,000, home value 100K . Now unemployed. can't make pmts. options? consequence Since we've removed $200k through refinancing, now the cabin .17 acre is valued at $100k. Cabin needs 80K to make it liveable again. We feel stuck. what are our options…
0 votes Share Flag Tue Aug 2, 2011 Foreclosure in Santa Cruz County
Eric J Soder…, Real Estate Pro in Pleasanton, CA
Eric J Soderlund answered:
My husband and I would like to buy the house we're renting that is being foreclosed on. How do we do this?
Do you have a good relationship with the current owners? This is your best chance to purchase the home pre-foreclosure. Contact them and let them know you would like to help them keep t ... more
0 votes Share Flag Mon Jun 21, 2010 Foreclosure in Santa Cruz
Emelia Sanch…, Real Estate Pro in Ontario, CA
Emelia Sanchez answered:
I have a mo. to mo. lease, on a home that just went into foreclousure. The bank just sent me a quit or pay letter do I have to pay them?
You are legally being informed that they are about to begin eviction proceedings against you if the default is not cured within the set amount of days in the notice.

Under the Helpi ... more
0 votes Share Flag Sat Jun 19, 2010 Foreclosure in 95003
Sandy Wallace, Real Estate Pro in Santa Cruz, CA
Sandy Wallace answered:
In middle of escrow on a short sale (closes June 1st) in California and I saw the house listed on the "foreclosure" section of Yahoo Real
Hello,
Home buyer this is Sandy Wallace with Keller Williams Realty in Santa Cruz. Some times a realtor will list the foreclosure if many different sites and forget to update the infor ... more
0 votes Share Flag Thu May 6, 2010 Foreclosure in Santa Cruz
Molly Thomps…, Real Estate Pro in Santa Cruz County, CA
Molly Thompson answered:
If a house is going to be auctioned off on June 7, 2009, how do you determine the minimum bid on a property?
All good answers! Banks set a minimum bid that will allow them to recoup what they can from any insurance (PMI) that may exist for that loan, then re-sell property later thru MLS or au ... more
0 votes Share Flag Tue Apr 27, 2010 Foreclosure in 95003
Lori Jakubow…, Real Estate Pro in Monterey County, CA
Lori Jakubowski answered:
When you make an offer(for the listing price),asked...How much time does a bank, have to come back with an?
Pete,

In a short sale the bank does not have to accept the price. Remember they are losing money...and they can take up to several months to answer. The reason can be varied...how ... more
0 votes Share Flag Mon Sep 28, 2009 Foreclosure in Aptos
Glen Mitchell, Real Estate Pro in Half Moon Bay, CA
Glen Mitchell answered:
Foreclosure Lending Advice: Previous Owner Stripped the Kitchen and Bathroom
I'm with you. As long as you are paying the bills why should the bank care what the kitchen looks like or if you have to use a Coleman stove. I've installed kitchens and its not that ... more
0 votes Share Flag Wed Jun 17, 2009 Foreclosure in 95060
Pensue, Real Estate Pro in Ohio
Pensue answered:
The house next door forlosed. It was a 1024 sq-ft home with extensive non-contracted add-ons. The bank is
I don't think that the square footage has affected the value of your home. When a property sells the appraiser has to use comparable sales and listing to come up with the value. Squar ... more
0 votes Share Flag Wed Jun 3, 2009 Foreclosure in 95006
Erica Pittma…, Real Estate Pro in 95060
Erica Pittman-Gaynor answered:
First time buyer in Santa Cruz needed help where to start
Hi there-
Erica Pittman-Gaynor of Keller Williams here. It is just an outstanding time to buy right now.
Because of the short sales & foreclosures in addition to the mortgage industr ... more
0 votes Share Flag Thu Oct 30, 2008 Foreclosure in Santa Cruz County
Patti Lyles, Real Estate Pro in Santa Cruz, CA
Patti Lyles answered:
Could anyone direct me to someone Knowledgable in Foreclosures.?
Know about foreclosures . . . . Try to find a better resource!

Arguably you can't find a more knowledgeable agent anywhere in or around Santa Cruz. I buy them at different courthou ... more
0 votes Share Flag Wed Apr 16, 2008 Foreclosure in Santa Cruz
Barry Green, Real Estate Pro in Santa Cruz, CA
Barry Green answered:
Have prices in Santa Cruz been falling more than other cities in the SF/SJ area?
Hello SF Native

Barry Green from American Dream Realty in Santa Cruz.

CJ gave you some good input. It really depends on the area/neighborhood within Santa Cruz County. Median pri ... more
0 votes Share Flag Fri Mar 14, 2008 Foreclosure in Santa Cruz
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