Home Buying in Santa Cruz : Real Estate Advice

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Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
i live in santa cruz california. We just signed docs. to buy a home on Friday and on Sunday the seller said she does not want to sell. Is that legal?
It is not illegal, what she is doing is breaking a binding legal contract, and you can sue her for damages or specific performance.
Most likely someone else made a higher offer.
0 votes Share Flag Tue Aug 23, 2016 Home Buying in 95062
Sally Grenier, Real Estate Pro in Boulder, CO
Sally Grenier answered:
Why can't I qualify for more than $75,000.00 on a $350,000.00 cash down payment with a fixed income on SSD of $2000.00 and a FICA score of 648?
Not sure I understand your question. You're putting $75K down on a purchase price of $350K? And you only make $2,000/month? Let's say your rate is 3.75...your payment is going to be rou ... more
0 votes Share Flag Thu Jun 9, 2016 Home Buying in Santa Cruz
Sally Grenier, Real Estate Pro in Boulder, CO
Sally Grenier answered:
How binding is a GFE if one DOES have a property address? My lender changed my GFE only 6 days before the scheduled closing date!!
Unfortunately, what's done is done. However you could go back to the lender who made the mistake and ask them to refinance your loan for FREE to a lower rate. It might be a long shot, b ... more
0 votes Share Flag Wed Feb 24, 2016 Home Buying in 95062
jvieberg, Other/Just Looking in Reno, NV
jvieberg answered:
What is the ave. cost to build a home in the Santa Cruz area per sq. ft.?
Big difference in the # of stories, I.e. 1 story ~ $250/ sq. ft., 2 -3 story, $150/ sq.ft.; also in finishing, garage costs ~$75/ sq. ft. As there is no bath, kitchen etc which cost a l ... more
0 votes Share Flag Thu Apr 23, 2015 Home Buying in Santa Cruz
Randall Ortiz, Real Estate Pro in Sacramento, CA
Randall Ortiz answered:
What is a ball park range of the total cost of building permits in Santa Cruz?
I can put you in contact with a builder out there that can help answer your questions. Click on my profile and contact me if you still need assistance.
0 votes Share Flag Sat Mar 21, 2015 Home Buying in Santa Cruz
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Which high school is better for the average kid in Santa Cruz?
Check out this site: http://www.greatschools.org/

This is the best resource out there for school information.
0 votes Share Flag Sat Mar 14, 2015 Home Buying in Santa Cruz
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
FHA down payment program for 580 fico
Hello Arianna, you may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment Access p ... more
0 votes Share Flag Fri Mar 6, 2015 Home Buying in Santa Cruz
 Rich, Real Estate Pro in Las Vegas, NV
Rich answered:
What are the possibilities of a PhD student getting a mortgage loan on a home in Santa Cruz, and are there any decent homes near town below $300k?
Anything is possible,, However you should contact a local Realtor..
If you need help raising your credit scores fast to qualify, feel free to contact us.

hope this helps
0 votes Share Flag Thu Mar 5, 2015 Home Buying in Santa Cruz
 Rich, Real Estate Pro in Las Vegas, NV
Rich answered:
Can I buy a house without a down payment?
I agree with Sebastian below, the Cal-HFA sounds like an option you'd be interested in.
If you need help raising your credit sores to qualify for the loans feel free to contact us
hop ... more
0 votes Share Flag Thu Mar 5, 2015 Home Buying in Santa Cruz
SHELDA (SHEL…, Home Buyer in Aptos, CA
SHELDA (SHELLY) HERBER asked:
On a Mobile home park: better to own or rent space? I want to buy a new manufactured home in park. Is it wiser to own or rent the space? Advantages or disadvantages?
0 votes Share Flag Fri Nov 21, 2014 Home Buying in Santa Cruz
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
How does Trulia screen for scams? I have been contacted twice about rentals from scam artists. I have saved this info if you need it.
John,
Trulia dose not screen for scams. Rental scams are common here and on any site that allows the general public to post. Please be very cautious with deals that seem too good to ... more
0 votes Share Flag Fri Nov 7, 2014 Home Buying in 95066
George, Home Buyer in Boynton Beach, FL
George answered:
What are co op and resident owned mobile home parks and how do they differ?
I've been looking around. A really nice sales agent at a co-op mobile home park explained it to me. For the most part banks will not lend you money to you to buy into the co-op. It c ... more
2 votes Share Flag Fri Oct 3, 2014 Home Buying in Santa Cruz
Randall Ortiz, Real Estate Pro in Sacramento, CA
Randall Ortiz answered:
For an older home built in 1956 on a concret-slab foundation with original galvanized piping: what is typical lifetime of pipes and how to upgrade?
I can put you in contact with a local contractor that can better answer your questions. Contact me if you still need help with this.
0 votes Share Flag Thu Jul 31, 2014 Home Buying in Santa Cruz
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Is this mobile home moveable, and do you have any idea of what the cost would be?
Mobile homes are by definition moveable....I might suggestion you contact some mobile home sales companies in Santa Cruz or nearby areas for cost estimates....

Good lu k.
0 votes Share Flag Wed Apr 2, 2014 Home Buying in Santa Cruz
Maggie Barr, Real Estate Pro in Boulder Creek, CA
Maggie Barr answered:
Is there ANY type of housing in the Santa Cruz area costing at or below $100,000 with $200 or less monthly fees?
My office is about to list a home in Boulder Creek on Highway 9 for around $145k. Let me know if you're interested. It's a distressed property, so you wouldn't be able to get a loan on ... more
0 votes Share Flag Fri Jan 31, 2014 Home Buying in Santa Cruz
Michele Land…,  in Santa Cruz, CA
Michele Landegger answered:
What is the ave cost to build a custom house in Santa Cruz? Does anyone have SC contractor recommednations for general info on building costs?
Hi Nicole,
I am president of Boa Constructor Building and Design, Santa Cruz based. We are a design/ build company specializing in natural building and Zero Net Energy design and const ... more
0 votes Share Flag Thu Nov 21, 2013 Home Buying in Santa Cruz
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Do buyers a) appreciate or b) expect some kind of incentive from their real estate agents? For instance, a free home inspection or home warranty?
Great Question...but I'm not sure this forum will get you responses from buyers. I have learned the hard way that I don't offer anything up front. When I offered a free home inspection ... more
1 vote Share Flag Sat Sep 21, 2013 Home Buying in Santa Cruz
Robbie Matus…, Real Estate Pro in San Jose, CA
Robbie Matusich answered:
What are Measure O income conditions?
Hi Ann,

I am a full time Realtor here in Santa Cruz and live here as well. I have recently researched the Measure O program and looked into other first time buyer and home owner assi ... more
2 votes Share Flag Sun Jun 16, 2013 Home Buying in Santa Cruz
Aimee and An…, Real Estate Pro in Santa Cruz, CA
Aimee and Angel Garcia answered:
what is the turnaround for escrow if I paid full money for my manufactured home, or hence, when will I be able to move in?
Hi April,

Most manufactured homes are located in parks where a park interview and approval is required. If you paid cash for the manufactured home it can still take anywhere from 1-2 ... more
0 votes Share Flag Tue Apr 23, 2013 Home Buying in 95062
M.C. Dwyer, Real Estate Pro in Boulder Creek, CA
M.C. Dwyer answered:
will you please make sure that updated photos for my listing at 265 toll house gulch, in Felton, Ca are on your site?
Hi Alice - You may have to ask your agent do this for you; these national websites are notorious for delays in their software catching MLS changes.
0 votes Share Flag Tue Nov 27, 2012 Home Buying in Santa Cruz
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