Home Buying in Santa Ana : Advice

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Elva Wormley, Real Estate Pro in San Jose, CA
Elva Wormley answered:
Are there any lenders offering a foreign national mortgage loan in Orange County, CA?
Hi Beachbums196 :-)

We have loan programs for foreign nationals.

Best regards,

Elva A. Wormley
Mortgage Consultant
33+ Years Experience
Office (408) 615-8500
C2 Financial C ... more
0 votes Share Flag Tue Jan 27, 2015 Home Buying in 92704
Jill Murty, Real Estate Pro in Mission Viejo, CA
Jill Murty answered:
Can I still sell my house if I'm stuck in mediation fighting over an earnest money deposit?
If you're the seller of the home involving the earnest money deposit in question, it sounds like it is within your power to resolve this quickly and close with a new buyer.
0 votes Share Flag Wed Jan 21, 2015 Home Buying in 92704
Sandy Thomps…, Real Estate Pro in Downers Grove, IL
Sandy Thompson Girolami answered:
can a get a home loan for a manufacture home if I had a forcloser a few years ago and credit is still below 600, loan amount would be around 70,000.,
You may qualify for an FHA loan if you put at least 10% down. I would try to find a direct lender in your area. They might be able to help you.
0 votes Share Flag Thu Jan 8, 2015 Home Buying in 92704
kishievmohmad, Renter in New York, NY
kishievmohmad answered:
What is PMI when you purchase a home?
A risk-management product that protects lenders against loss if a borrower defaults. Most lenders require private mortgage insurance (PMI) for loans with loan-to-value (LTV) percentages ... more
0 votes Share Flag Wed Dec 10, 2014 Home Buying in 92701
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
If you don't put 20% down and you have a pmi where does that money go each month? What happens to the funds when house is sold or forclosed?
@ Petalumaneighbors, Home Buyer, Petaluma, CA

If your lender told you that you need 30% equity to avoid PMI you should have called another lender.

As for the rest of your post, it ... more
0 votes Share Flag Tue Dec 9, 2014 Home Buying in 92701
Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
I LIVE IN KENTUCKY, AND BORROWED MONEY FROM THE KHC. FOR DOWN PAYMENT ASSISTANCE. WHO GETS THIS MONEY?
The down payment money goes to the buyers lender in a traditional sale.
0 votes Share Flag Mon Dec 8, 2014 Home Buying in 92701
Randy Tanner…, Real Estate Pro in Wellington, FL
Randy Tanner & Lindsey Racher answered:
What do I do about a fraudulent ad on Trulia?
Flag it, if you would like also try Trulia Support (888)-568-6487.
0 votes Share Flag Mon Dec 8, 2014 Home Buying in 92701
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
I Live in NJ. I paid $160,000 for a house 15 years ago. If I sell it for $250,000 and buy a house for $65,000 do I have to pay taxes on the sale?
You are living in the OLD DAYS of property taxes. That system ended 15-20 years ago. Your personal house is tax exempt up to $500k if married - $250k single. So no tax at all if not ove ... more
0 votes Share Flag Sun Dec 7, 2014 Home Buying in 92701
Rolfe Jaremus, Home Buyer in Lincolnshire, IL
Rolfe Jaremus answered:
What Happens When You Have a Lien on Your House & You Want to Sell It?
There are a lot of incorrect answers on this site. There are many conditions that determine how a lien is handled upon sale. Is the house being sold outright? Is the house being sold ... more
0 votes Share Flag Mon Nov 24, 2014 Home Buying in 92701
NickBao, Home Buyer in Santa Ana, CA
NickBao answered:
How a Lien would affect your property value and how to clear it off the title?
A lien is typically filed at a County Records office (for real property) or with a State Agency, such as the Secretary of State (for cars, boats, office equipment, and the like).
To re ... more
3 votes Share Flag Thu Nov 13, 2014 Home Buying in 92701
Mark Lee, Home Buyer in San Jose, CA
Mark Lee answered:
I have heard mixed reviews regarding Floral Park, Santa Ana, CA. Can anyone give me information from people who live there or sell property there?
You can get the demographic data of the Floral Park, CA for free at www.census.gov or www.searchq.com
The zip code demographic data should cover housing statistic, area crime rate, sch ... more
0 votes Share Flag Thu Nov 13, 2014 Home Buying in 92701
NickBao, Home Buyer in Santa Ana, CA
NickBao answered:
How do you look up property ownership in orange county, Calif?
I would go to www.searchq.com for a free report. It is more consumer oriented website.
1 vote Share Flag Fri Nov 7, 2014 Home Buying in Santa Ana
Nicole Fedor…, Real Estate Pro in 92866
Nicole Fedorchek answered:
I NEED HELP ON PURCHASING MY NEW HOME FIRST TIME BUYER
Hi, I realize this question is from August, but I would be glad to assist you with your purchase if you are still looking! Contact me today!

Nicole Fedorchek, Realtor
Tarbell Realt ... more
0 votes Share Flag Fri Oct 31, 2014 Home Buying in 92704
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
I'm looking to purchase a house from the first time . My credit per Equifax is a 628.
I would happy to help you out and analyze your credit. There are a lot of things that can be done to quickly boost your score. But even if your score is low, there are now a lot of op ... more
0 votes Share Flag Thu Oct 30, 2014 Home Buying in 92704
Larry Tollen, Real Estate Pro in Durham, NC
Larry Tollen answered:
How can I purchase my parents home without using a real estate agent in CA.?
You and your parents can simply go in and sit down with a real estate attorney who can put the necessary paperwork together for you. Check their price. It may be less expensive to find ... more
0 votes Share Flag Tue Aug 19, 2014 Home Buying in Santa Ana
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
To buy or not to buy in Winters??
In my opinion, when buying or selling is driven by need, people will list and sell regardless of the climate. The real motivation that surpasses seasonal trends is the product and its a ... more
0 votes Share Flag Sat Aug 16, 2014 Home Buying in Santa Ana
Jay Taylor, Other/Just Looking in Santa Ana, CA
Jay Taylor answered:
Is termite damage and wood repair required for a home sale?
It is better to get the termite damage treated as it will affect the overall costs of the house to be sold. Secondly, in some places it is mandatory to get it treated before selling it. ... more
0 votes Share Flag Thu Aug 14, 2014 Home Buying in Santa Ana
Melchor, REA…, Real Estate Pro in Orange County, CA
Melchor, REALTOR®, M.Ed answered:
Do appliances come with the home when buying?
Hello Jay,

First and foremost, thank you for posting a question here at trulia. Many times, appliances are not included but your real estate agent can write it in the contract to in ... more
0 votes Share Flag Mon Jul 28, 2014 Home Buying in Santa Ana
ExeRealEstate, Real Estate Pro in Newport Beach, CA
ExeRealEstate answered:
I am buying my parents home in Placentia and things are going well as I move through the process ... I'm sure there is something I'm missing?
I would love to help you! Here is some information about me taken from my website http://www.MyRealEstateExecutive.com

Brittany Leighton, Real Estate Professional

Experienced Sout ... more
0 votes Share Flag Thu May 29, 2014 Home Buying in Santa Ana
RonS, Real Estate Pro in Concord, CA
RonS answered:
do you have to have all cash at the time of the auction?
In California, you must have cash or certified funds. NO auction allows any financing of any kind in a foreclosure auction. You have to show proof of your funds prior to the sale.
0 votes Share Flag Fri Apr 25, 2014 Home Buying in Santa Ana
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