Financing in Santa Ana : Advice

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Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
just want to know about mortgage insurance cost
There is a question of whether you are buying in Santa Ana or NJ.
But on FHA there is an up front cost of 1.75% that is added to the loan amount. So if you borrowed $100,000 you would ... more
0 votes Share Flag Fri Jan 2, 2015 Financing in Santa Ana
Omar Khamisa, Real Estate Pro in Stockton, CA
Omar Khamisa answered:
can i get mortgage insurance? figure 150,000 condo w/30,000 down -15yrs. i'm 67. cost?
Hi Jackie

PMI is Stand for private mortgage insurance. typically it's charge when investment is less than 20% down on a purchase. you be able to buy it down with interest rate , pay ... more
0 votes Share Flag Wed Dec 10, 2014 Financing in Santa Ana
Jamie Tian, Real Estate Pro in Los Angeles, CA
Jamie Tian answered:
are you listing to sale this house?

You did not give an address to the house you are referring to.

Feel free to email me at or give me a call at (310) 717-1321 and I would be happy to find ... more
1 vote Share Flag Wed Dec 11, 2013 Financing in 92706
Rocio Medel, Real Estate Pro in Anaheim, CA
Rocio Medel answered:
How long does one needs to wait before refinancing a new home after you sold your previous home on short sale and the new home is a FHA loan.?
Dear John, The property needs to build equity before you can refinance, so it is not a set time, it depends in the economy. Most lenders will lend you 80% of the appraised value. Also, ... more
0 votes Share Flag Wed May 8, 2013 Financing in Santa Ana
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
Credit score is few points short of minimum requirement for a Mortgage loan.
I am an expert in helping people fix their credit. If you would like to contact me there is no charge or obligation, glad to help. I am a loan officer though you could reward me with yo ... more
0 votes Share Flag Thu Jul 26, 2012 Financing in 92704
Keith Jones, Real Estate Pro in Orange County, CA
Keith Jones answered:
I have a 3 yr. fixed loan @ 4.21%, I was told by the bank after 6 months i would get refinanced into a 30 yr fixed, would i keep that same rate?
What you may have is an adjustable loan that is fixed for 3 years and that you will be eligible to refi in 6 months, not that you are guaranteed a refi in 6 months. Find out now, If tha ... more
0 votes Share Flag Sun Aug 21, 2011 Financing in 92701
Phil Schaefer, Real Estate Pro in Santa Ana, CA
Phil Schaefer answered:
Is it possible to refinance an investment property and pull extra money out to purchase an owner occupied home?
Yes! If you have equity and you do and good credit. I live and work in Santa Ana. My Bank of America rep says no problem. If you would like to know more stop by my Open House Sat ... more
0 votes Share Flag Fri Jun 25, 2010 Financing in Santa Ana
Tv On Your C…, Real Estate Pro in Toronto, IL
Tv On Your Computer answered:
Did you approve of "RealPlayers" watch TV thru your computer, or did they fake it.
I dont approve of it but there are tons of software i found that are trustworthy including the following link, maybe you can give it a shot. They were great to me, i purchased it for 20 ... more
0 votes Share Flag Wed Apr 29, 2009 Financing in Santa Ana
may, Other/Just Looking in Santa Ana, CA
may answered:
Banks or financial institutions lending to non-residents?
Bill Eckler: Thank you, Bill, for your suggestion. I will check it out with my bank manager here in Australia. Although a lot of times, I often have to educate her instead of the oth ... more
0 votes Share Flag Thu Sep 4, 2008 Financing in Santa Ana
Erica Burns, Real Estate Pro in Greenfield, MA
Erica Burns answered:
I want to buy my first home with ACORN loan. What do I know now?
if you are a first time homebuyer look at this web page that you might find helpful in finding a program to suit your needs
0 votes Share Flag Thu Mar 20, 2008 Financing in Santa Ana
Sandra Carli…, Real Estate Pro in 92660
Sandra Carlisle answered:
The minimum payment on my mortagage is $1,700 but is not enough cover the interest and prevent negative
Hi Maggie,

You are one of many in this situation and I would like to offer you this phone number (714) 394-0506. This is Nate Lindsey's phone number and he is the lender I refer to ... more
0 votes Share Flag Thu Jan 24, 2008 Financing in Santa Ana
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