92701 : Advice

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Michelle Har…, Real Estate Pro in Tampa, FL
Michelle Harris answered:
If you don't put 20% down and you have a pmi where does that money go each month? What happens to the funds when house is sold or forclosed?
FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
Purchase a Florida home 12 months after a chapter 13 Bankruptcy
Purchase a Florida 24 months after a chapter 7 Bankruptcy ... more
0 votes Share Flag Thu Apr 2, 2015 Home Buying in 92701
kishievmohmad, Renter in New York, NY
kishievmohmad answered:
What is PMI when you purchase a home?
A risk-management product that protects lenders against loss if a borrower defaults. Most lenders require private mortgage insurance (PMI) for loans with loan-to-value (LTV) percentages ... more
0 votes Share Flag Wed Dec 10, 2014 Home Buying in 92701
Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
I LIVE IN KENTUCKY, AND BORROWED MONEY FROM THE KHC. FOR DOWN PAYMENT ASSISTANCE. WHO GETS THIS MONEY?
The down payment money goes to the buyers lender in a traditional sale.
0 votes Share Flag Mon Dec 8, 2014 Home Buying in 92701
Randy Tanner…, Real Estate Pro in Wellington, FL
Randy Tanner & Lindsey Racher answered:
What do I do about a fraudulent ad on Trulia?
Flag it, if you would like also try Trulia Support (888)-568-6487.
0 votes Share Flag Mon Dec 8, 2014 Home Buying in 92701
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
I Live in NJ. I paid $160,000 for a house 15 years ago. If I sell it for $250,000 and buy a house for $65,000 do I have to pay taxes on the sale?
You are living in the OLD DAYS of property taxes. That system ended 15-20 years ago. Your personal house is tax exempt up to $500k if married - $250k single. So no tax at all if not ove ... more
0 votes Share Flag Sun Dec 7, 2014 Home Buying in 92701
Rolfe Jaremus, Home Buyer in Lincolnshire, IL
Rolfe Jaremus answered:
What Happens When You Have a Lien on Your House & You Want to Sell It?
There are a lot of incorrect answers on this site. There are many conditions that determine how a lien is handled upon sale. Is the house being sold outright? Is the house being sold ... more
0 votes Share Flag Mon Nov 24, 2014 Home Buying in 92701
NickBao, Home Buyer in Santa Ana, CA
NickBao answered:
How a Lien would affect your property value and how to clear it off the title?
A lien is typically filed at a County Records office (for real property) or with a State Agency, such as the Secretary of State (for cars, boats, office equipment, and the like).
To re ... more
3 votes Share Flag Thu Nov 13, 2014 Home Buying in 92701
Mark Lee, Home Buyer in San Jose, CA
Mark Lee answered:
I have heard mixed reviews regarding Floral Park, Santa Ana, CA. Can anyone give me information from people who live there or sell property there?
You can get the demographic data of the Floral Park, CA for free at www.census.gov or www.searchq.com
The zip code demographic data should cover housing statistic, area crime rate, sch ... more
0 votes Share Flag Thu Nov 13, 2014 Home Buying in 92701
Keith Jones, Real Estate Pro in Orange County, CA
Keith Jones answered:
I have a 3 yr. fixed loan @ 4.21%, I was told by the bank after 6 months i would get refinanced into a 30 yr fixed, would i keep that same rate?
What you may have is an adjustable loan that is fixed for 3 years and that you will be eligible to refi in 6 months, not that you are guaranteed a refi in 6 months. Find out now, If tha ... more
0 votes Share Flag Sun Aug 21, 2011 Financing in 92701
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