Financing in Sandy : Real Estate Advice

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Douglas Bragg, Home Owner in Sandy, OR
Douglas Bragg answered:
Which type a loan, would best suit my purchase?
That is truly a quandry !

First off i suggest you ask lender #2 about the $8,500 closing costs. That to me seems high.

i suspect they added the down pay ... more
0 votes Share Flag Wed Oct 31, 2012 Financing in Sandy
Douglas Bragg, Home Owner in Sandy, OR
Douglas Bragg answered:
what is the lowest annual income to be made in order to be approved for $145,000 USDA loan?
Thanks for the opportunity to reply !

At present the USDA i believe is at 3.5% on a 30 yr mortgage loan.

Thus ... $145,000.00 mortgage loan @ 3.5% for ... more
0 votes Share Flag Wed Oct 31, 2012 Financing in 97055
Corri Klebaum, Real Estate Pro in Clackamas, OR
Corri Klebaum answered:
Can closing costs be added on to an FHA loan? And how long can you have your rate "locked in"?
To further clarify... The closing costs structured with seller concessions with ANY loan program will usually mean an increase to the offer and/or accepted sales price. The difference b ... more
0 votes Share Flag Thu Sep 23, 2010 Financing in Sandy
William Pola…, Real Estate Pro in Cumming, GA
William Polack answered:
I thought that if you had a Fannie mae loan, refinancing under HARP, the program pays up to 2500.00 in closing cost. Is this correct?
Freddie Mac is the one that had a $2500 maximum amount of closing costs that could be rolled into the loan. That amounts has since been increased to $5000. What that means is that if th ... more
0 votes Share Flag Thu Dec 3, 2009 Financing in 97055
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