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USMortgageRa…, Real Estate Pro in Plano, TX
USMortgageRanger answered:
Need Housing for disabled, abused single dad with teenage daughter. Bad credit, low disability income! Need bank loan.
Hi James,

I am sorry to hear of your issues. As someone who is on disability income /Social security income, Your child Social security income and your social security can be added t ... more
0 votes Share Flag Sat Apr 23, 2016 Home Buying in 97055
Jamesacamara…, Home Buyer in Sandy, OR
Jamesacamarata answered:
What's it like during the dead of winter? Do you get more than 2 feet of snow annually? Does it rain a lot? Is it humid during the summer?
The other guys did a good job of answering this question. It rains far more than it snows. It is mostly cloudy from mid-fall thru late spring. When buying a home take a good look @ t ... more
0 votes Share Flag Sat Apr 23, 2016 In My Neighborhood in 97055
Jamesacamara…, Home Buyer in Sandy, OR
Jamesacamarata asked:
I am disabled. I have a bad credit score. I was domestically abused and forced to rent at 54% of my disability income. can I get a home loan? I am single dad. I have found nice home for 44k. the payments would be less than 30% of my income, but I don't qualify for a loan and probably never will. Help?
0 votes Share Flag Sat Apr 23, 2016 Home Buying in 97055
Sally Grenier, Real Estate Pro in Longmont, CO
Sally Grenier answered:
would like to show this property 4/5/2016. Is this property still available? I am a real Estate agent with Real Estate Headquarters
Not sure what property you're referring to with no link or address. But...if you're an agent, can't you look it up in your MLS? You know the listings here on Trulia aren't very accurat ... more
0 votes Share Flag Mon Apr 4, 2016 Foreclosure in Sandy
Kirsten Priz…, Real Estate Pro in Naples, FL
Kirsten Prizzi 239-248-1667 answered:
How do you post a house for sale on your site.?
Amanda, Unfortunately only Real Estate Agents can enter a home for sale on Trulia.
0 votes Share Flag Fri May 29, 2015 Home Selling in Sandy
Douglas Bragg, Home Owner in Sandy, OR
Douglas Bragg answered:
How can we find a rent to own home?
The Lease/Option in my opinion is not the same as Rent to Own.

My past experience with 'Rent to Own' is simple. Only about 5% of the time will the
rente ... more
0 votes Share Flag Thu Nov 1, 2012 Home Buying in Sandy
Douglas Bragg, Home Owner in Sandy, OR
Douglas Bragg answered:
Which type a loan, would best suit my purchase?
That is truly a quandry !

First off i suggest you ask lender #2 about the $8,500 closing costs. That to me seems high.

i suspect they added the down pay ... more
0 votes Share Flag Wed Oct 31, 2012 Financing in Sandy
Douglas Bragg, Home Owner in Sandy, OR
Douglas Bragg answered:
what is the lowest annual income to be made in order to be approved for $145,000 USDA loan?
Thanks for the opportunity to reply !

At present the USDA i believe is at 3.5% on a 30 yr mortgage loan.

Thus ... $145,000.00 mortgage loan @ 3.5% for ... more
0 votes Share Flag Wed Oct 31, 2012 Financing in 97055
kthamblin, Home Buyer in Portland, OR
kthamblin answered:
We just put an offer in on a short sale home. The price is 349k with a 3% closing credit. Our realtor said we also needed to pay $4000
I completely understand the money doesn't go to either of the realtors....my only beef is that this other realtor is requesting the negotiator and then making us pay for it.
I had rea ... more
0 votes Share Flag Sun Sep 23, 2012 Foreclosure in Sandy
Brent Kluge, Real Estate Pro in Bel Air, MD
Brent Kluge answered:
We are looking in to purchasing a REO sold "as-is" that has a leaking roof. Does the "as-is" truly mean that the roof won't?
I am a RENOVATION LOAN EXPERT... and I say unto you...

DON"T GET A RENOVATION LOAN!


Why? for something with a small repair, I can issue you a "Repair Escrow&quo ... more
0 votes Share Flag Thu Jun 2, 2011 Home Buying in Sandy
Dave Sutton, Real Estate Pro in Portland, OR
Dave Sutton answered:
Anybody want to give us some cash???
Homes that have been foreclosed by one of several US government programs can be purchased with little or no money down, and sometimes assistance with closing costs as well.

There are ... more
0 votes Share Flag Wed Jun 1, 2011 Home Buying in Sandy
Corri Klebaum, Real Estate Pro in Clackamas, OR
Corri Klebaum answered:
Can closing costs be added on to an FHA loan? And how long can you have your rate "locked in"?
To further clarify... The closing costs structured with seller concessions with ANY loan program will usually mean an increase to the offer and/or accepted sales price. The difference b ... more
0 votes Share Flag Thu Sep 23, 2010 Financing in Sandy
Corri Klebaum, Real Estate Pro in Clackamas, OR
Corri Klebaum answered:
how smart is it to buy a short sale lot from a builder and have a home built when he has many unsold lots?
If the remaining lots are foreclosed on the only thing that changes is who'll be selling the lots the troubled Realtor vs the "troubled" bank.
0 votes Share Flag Sat Sep 18, 2010 Home Buying in Sandy
William Pola…, Real Estate Pro in Boca Raton, FL
William Polack answered:
I thought that if you had a Fannie mae loan, refinancing under HARP, the program pays up to 2500.00 in closing cost. Is this correct?
Freddie Mac is the one that had a $2500 maximum amount of closing costs that could be rolled into the loan. That amounts has since been increased to $5000. What that means is that if th ... more
0 votes Share Flag Thu Dec 3, 2009 Financing in 97055
Dennis Skoro, Real Estate Pro in Portland, OR
Dennis Skoro answered:
why isn't there a agents name to contact on a foreclosue listing?
Hi Ann - Without knowing the whole situation with the property, it's hard to answer that question....there are different reasons why an agent's name might not be on the home. If you wa ... more
0 votes Share Flag Sun Jul 26, 2009 Home Buying in Sandy
Liz Warren, Real Estate Pro in Welches, OR
Liz Warren answered:
what legal documents do you need to take over monthly payments on a relatives house?
Tiffany:

I recommend you contact an attorney. An attorney can advise you how to protect your legal rights and your investment to help your father at this time.
0 votes Share Flag Sun Jun 14, 2009 Home Buying in Sandy
Dirk Knudsen, Real Estate Pro in Hillsboro, OR
Dirk Knudsen answered:
I have signed at escrow, on a lease option I have lived in for six months. The sellers bank went bankrupt,
Chris.

Your probably in trouble here. You may have rights against the owner in civil court but the rights he had appear to be gone and your rights went with him. Maybe get some leg ... more
1 vote Share Flag Sat Feb 7, 2009 Home Buying in 97055
Sonya Jackson, Real Estate Pro in Sandy, OR
Sonya Jackson answered:
what is the average price for houses in Sandy? Any data as of 2007?
The average list price is $370,736. The average sold price is $273,142. This is for all listings and all solds. If you have a more specific criteria such as something with acreage, o ... more
0 votes Share Flag Wed Nov 12, 2008 Market Conditions in Sandy
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