94582 : Advice

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Andy Brown, Real Estate Pro in Carlsbad, CA
Andy Brown answered:
Jumbo loan in CA with less than 20 percent down
We have 95% jumbo financing available up to $850k loan amount or just under $900k purchase price.

abrown@guildmortgage.net
760-607-6401
0 votes Share Flag Mon May 11, 2015 Home Buying in 94582
Ryanmillerlo…, Other/Just Looking in New York, NY
Ryanmillerloanfirm answered:
Hello i am looking hard money loan to buy house $750000 , i have 30% down if you can help me plz email me
Hello, Dear Loan Seekers am Mr John Evans from United State of America (USA) i have been searching for a loan for more than 1 year
and all lenders i have get in touch with have rip me ... more
0 votes Share Flag Wed May 6, 2015 Home Buying in 94582
Simon Watson, Real Estate Pro in 94596
Simon Watson answered:
I am looking for a plot of land on outskirts of SFO/bay area . Can anybody refer me to a realtor who specializes in land deals .?
Try the Dirtbokers

Ron Carter
Office: (925) 279-2222
Fax: (925) 279-1098
DRE License #00428869
http://www.dirtbrokers.us/

Simon Watson
Keller Williams Realty-East Bay
0 votes Share Flag Wed Apr 22, 2015 Home Buying in 94582
Mike Sears, Real Estate Pro in 94583
Mike Sears answered:
will san ramon's housing price continue go up?
Hi Jenny,

While in Real Estate nothing is a guarantee, all indications are that the market will continue to see a rise in home prices, not just in San Ramon but throughout the Tri-Va ... more
0 votes Share Flag Mon Feb 23, 2015 Home Buying in 94582
Angela Artis, Renter in North Brunswick, NJ
Angela Artis answered:
Anyone have experience with renting out Section 8 housing?
I have section 8 and I pay my rent on time and I work. I have had nothing but problem from landlords. They want the rent but don't want to do repairs. For some reason people think that ... more
0 votes Share Flag Sun Feb 15, 2015 General Area in 94582
Joyce Chiu, Real Estate Pro in Danville, CA
Joyce Chiu answered:
Why do Townhouses and apartments look expensive in San Ramon?
All I can say is that I have been a resident here in San Ramon for more than 10 years, you cannot go wrong a home or a townhouse in San Ramon. Due to lack of inventory, that is driving ... more
0 votes Share Flag Mon Apr 28, 2014 Home Buying in 94582
Claudia Mull…, Real Estate Pro in Fremont, CA
Claudia Muller Gravelle answered:
Loan for 3rd house - rental property
The new lender will utilize 75% of the rent schedule the appraiser calculates. This will be used as extra income for qualifying for that rental.
You may put as little as 15% down on a ... more
0 votes Share Flag Mon Apr 21, 2014 Investment Properties in 94582
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
First time home buyer can get 10k from IRA account?
Yes, this is a possible option for you. You may be able to take out cash from your IRA for a down payment, but the penalty may depend on your age since there is an age restriction to pu ... more
0 votes Share Flag Thu Apr 3, 2014 Home Buying in 94582
Ali Qureshi, Real Estate Pro in Dublin, CA
Ali Qureshi answered:
Hi, Want to rent a 3 bedroom apartment near a good ES .Want to check if there is a max gross income restriction clause for renting
Are you looking to rent section 8 or BMR properties?
0 votes Share Flag Tue Apr 1, 2014 Rentals in 94582
Kevin McLaug…, Real Estate Pro in Murrieta, CA
Kevin McLaughlin answered:
Are sellers required to pay closing costs or is it negotiable?
Everything is negotiable, but close scrutiny is required on all offers... You don't want to kill a good deal over a few dollars - right?
0 votes Share Flag Tue Feb 25, 2014 Home Selling in 94582
Alan May, Real Estate Pro in 60201
Alan May answered:
Any experience with USAA "Movers Advantage" from a seller's perspective?
I am a USAA certified Mover's Advantage agent. And I can tell you that USAA takes care of their members very well.

We agents are held to a high-standard, for customer service and on ... more
0 votes Share Flag Fri Feb 14, 2014 General Area in 94582
Helen Ivanov, Real Estate Pro in Danville, CA
Helen Ivanov answered:
Gale ranch area new independent home Vs 7 years old town home in Windemere area - Please advise
It all depends on your needs and ability to qualify and pay monthly payments. Gale Ranch area has approximately 1.4%property tax rate vs Windemere area that has approximately 1.7% pro ... more
1 vote Share Flag Thu Jan 30, 2014 Home Buying in 94582
jesus7347, Home Buyer in Houston, TX
jesus7347 answered:
Where can I go to find blueprints of our home?
even if your house is over30years old will the court still have blueprints on the house?
0 votes Share Flag Mon Jan 20, 2014 Home Buying in 94582
Ali Qureshi, Real Estate Pro in Dublin, CA
Ali Qureshi answered:
How is the rental market in San Ramon?
Hi Lak Lam,


Rentals are extremely hot in San Ramon, especially Gale Ranch Area. Based on where the market is at, I would say for a town home that you have described, you can expec ... more
0 votes Share Flag Sun Dec 1, 2013 Rentals in 94582
Ali Qureshi, Real Estate Pro in Dublin, CA
Ali Qureshi answered:
is section 8 bad for your credit score?
Licha,

Section 8 doesn't show on your credit report as it is not a trade line.
1 vote Share Flag Sun Dec 1, 2013 Rentals in 94582
Ali Qureshi, Real Estate Pro in Dublin, CA
Ali Qureshi answered:
Hi, I'm a new immigrant , I'll land on Jan 2014, I want to rent a 1-2BDS unit for my family in San Ramon, my daughter want to Dougherty High school
Hi Johnson,

You should have not problem getting into a rental as long as you don't have credit History which is negative. In you're case your probably don't have an history which is ... more
0 votes Share Flag Tue Nov 26, 2013 Rentals in 94582
Rick Lane, Real Estate Pro in 94583
Rick Lane answered:
Hi! My name is Tony and I'm a real estate investor and I was wondering are there any agents in the areas of Pleasanton, San Ramon, Dublin, &
Hi Tony,

I live in San Ramon, work in the San Ramon, Dublin, area and I just moved from Dublin.

I have 20 years of investment property experience as I have purchased and sold seve ... more
0 votes Share Flag Thu Nov 21, 2013 Investment Properties in 94582
Ali Qureshi, Real Estate Pro in Dublin, CA
Ali Qureshi answered:
Are there any below market home in San Ramon?
Hi Bianca,

There are quite a few BMR homes in San Ramon. Are you looking for BMR or just homes that priced below market such as Short Sales/ REO properties.
1 vote Share Flag Sun Nov 3, 2013 Home Buying in 94582
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
Loan for 3rd House
Well there are a couple of ways to do this one. But most likely I can do this but would need more information.

Rich Littlefield
949-297-1207
NMLS 287206
Tri-Emerald Financial Grou ... more
0 votes Share Flag Tue Sep 3, 2013 Home Buying in 94582
Deborah Garv…, Real Estate Pro in San Diego County, CA
Deborah Garvin answered:
Does anybody know of any lender who does a "no PMI" loan with 10% down?
Ishaq,

As already mention, lender paid mortgage insurance is an option; however, the interest rate will be higher. Single premium buyer paid mortgage insurance is another option, if ... more
0 votes Share Flag Wed Aug 14, 2013 Financing in 94582
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