Financing in San Mateo County : Advice

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Steve Garrett, Real Estate Pro in 77449
Steve Garrett answered:
Which bank lenders offer financing on non-warrantable condo complexes?
I am able to lend on them @ Armed Forces Bank.
0 votes Share Flag Fri May 29, 2015 Financing in 94080
mark.ray, Real Estate Pro in Roseville, CA
mark.ray answered:
my cashout refincing fell through due to HOA low reserves, who can help me?
I am a direct lender that specializes in non warrantable condo financing. I can help.
Mark Ray
nmls 259741
Rabobank
916 225-5626
mark.ray@rabobank.com
0 votes Share Flag Mon Jun 23, 2014 Financing in 94080
Awong3769, Home Buyer in Redwood City, CA
Awong3769 asked:
Affect on my credit score A credit report will be requested during my pre-qualification of a loan from a lender, how many points will be deducted from my current credit score during this process, and how long will…
0 votes Share Flag Sun Jun 1, 2014 Financing in 94401
Gary Mckae, Real Estate Pro in 94025
Gary Mckae answered:
Ocwen has not given me a Payoff Statement. Need advice to move fwd w/new lender?
You can order by contacting your lender and they will give you a fax number to send your request. The payoff should be calculated to a set date per your request. Irrespective of that, ... more
0 votes Share Flag Mon Dec 23, 2013 Financing in 94025
Alex Greer, Real Estate Pro in California
Alex Greer answered:
I need to contract you about la honda property ,call us by # 808445-9577 ask for olaf ok thank u.
Who are you talking to?

Alex Greer
Loan Officer
NMLS #1056079
http://www.TheMortgageOutlet.com

408-352-5147
AGreer@TheMortgageOutlet.com
0 votes Share Flag Sun Dec 15, 2013 Financing in La Honda
The Medford…, Real Estate Pro in Fremont, CA
The Medford Team answered:
Which bank lenders offer financing on non-warrantable condos in Indiana?
I think you entered the wrong zip code - your question is showing up in California ...
0 votes Share Flag Sat Nov 2, 2013 Financing in 94080
Andrea Gomez, Real Estate Pro in San Antonio, TX
Andrea Gomez answered:
What determines whether I can get a loan with 10% down payment instead of the standard 20% down?
You can get an FHA loan with 5-10% with some lending institutions but not many. I would recommend finding a broker or service to help you locate a reputable lender that can approve your ... more
0 votes Share Flag Sun Aug 11, 2013 Financing in San Mateo
karinamoreir…, Home Buyer in San Bruno, CA
karinamoreira82 answered:
How long does it take to resolve the issue if the lender wires the funds to the WRONG escrow account?
At Ron, I didn't need your snippy remark. The only thing that is ridiculous is your attitude. You could have stayed away or given a little insight. I was curious and did not need your r ... more
0 votes Share Flag Wed Jul 10, 2013 Financing in 94030
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
H1 status, and i make 60000k /years, what types of fiancing out there right now that will suitable for my status?
I have a loan program that will lend to foreign nationals but they need to put down 30%. The rates are in the low 3% range. I and not fmailiar with all of the codes but if H1 status al ... more
0 votes Share Flag Tue Mar 19, 2013 Financing in 94015
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
FHA Coborrower Buyout?
Well in the absence of equity, there is no cost in buying out your friend, if he/she wants out, you owe them no money. In fact if it is upside down and your friend wants out, your frie ... more
0 votes Share Flag Tue Mar 19, 2013 Financing in 94015
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
I have a conventional mortgage. NOT owned by Freddie Mac or Fannie Mae. My mortgage is UNDERWATER. So, far no one has been able to help. Any help???
Well I may be able to do what is called a "short pay" refinance. That is where we get the lender to agree to accept a lower payoff than what is owed.
Let me know if you would like to ... more
0 votes Share Flag Tue Mar 19, 2013 Financing in 94015
David Tapper, Real Estate Pro in Burlingame, CA
David Tapper answered:
Property tax / transfer tax for adding an owner during refinance... Daly City
Your property tax shouldn't change because you are adding your brother, but to take the guess work out, check with the county assessor's office.

Congrats.

Tap
www.DavidTapper.com ... more
1 vote Share Flag Wed Feb 20, 2013 Financing in Daly City
David Tapper, Real Estate Pro in Burlingame, CA
David Tapper answered:
Which is the best way to increase my home equity, pay down the principal (where I get a $1 for $1) or do a home renovation like a room addition?
If you pay down your mortgage by making extra principal payments, you can knock off years to your mortgage.

You might also do some updating at the same time so you can enjoy your ho ... more
0 votes Share Flag Sun Feb 17, 2013 Financing in 94044
David Tapper, Real Estate Pro in Burlingame, CA
David Tapper answered:
What are points? can a buyer right them off? or the seller?
Be very careful! Every situation is different. They are not always tax deductible, you should ask your CPA about what you can or cannot right off.

Some buyers pay points to buy down ... more
0 votes Share Flag Thu Feb 14, 2013 Financing in Pacifica
Carol Hall, Real Estate Pro in California
Carol Hall answered:
My wife and I need to find a good broker to do a cash out refinance on our home in Oakland. Any suggestinos?
Contact:
RMC Real Estate loans
Ph.650-401-3226

Carol Hall
Associate Broker
DRE# 01199038
650 286 3451
Clay Herman Realtor Inc.
251 Park Road, Burlingame, CA
0 votes Share Flag Fri Jan 18, 2013 Financing in 94065
John C., Home Seller in Las Vegas, NV
John C. asked:
Any recommendation on the cheapest HO6 condo insurance policy providers for California? The only reason I need this is for refinance, for 20% of property value - which comes out to about $110K. I'm not really interested in peace of mind issues - I sleep well at night without…
0 votes Share Flag Fri Jan 18, 2013 Financing in 94065
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
The appraisal is not done yet but the lender has past underwriting. Can I get my appraisal fee back if I choose not closing?
Here in New York banking regulations state that you can get a full refund of the appraisal fee if the appraisal has not been performed. I recommend you read the disclosures provided to ... more
0 votes Share Flag Thu Sep 27, 2012 Financing in 94404
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
what are the penalties for rescinding on the refinance in the 3 day period?
Good afternoon Dhiraj,

By Federal regulation you can rescind with NO COST. You cannot be charged penalties or fees if you rescind on time before the funding date. There is a form i ... more
0 votes Share Flag Thu Sep 27, 2012 Financing in Foster City
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
Do you think the mortgage rates would stay flat for some time until FY13?
Hi Dhiraj,

I've been a mortgage professional for 23 years and I can answer your question this way: no one can predict where interest rates are going.

Trevor Curran
NMLS #40140
0 votes Share Flag Thu Sep 27, 2012 Financing in Foster City
Fred Glick, Real Estate Pro in Los Angeles, CA
Fred Glick answered:
My wife and I are self-employed with less than 2 years tax returns available looking for someone to help us secure a home loan.
Mr K,

I may have another solution.

It involves audited financials, but I may have someone to take it.

Call me at 415-683-6950.

Fred Glick NMLS #133975, DRE #01507615
Signet ... more
0 votes Share Flag Thu Aug 9, 2012 Financing in Redwood City
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