Financing in San Mateo : Real Estate Advice

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Awong3769, Home Buyer in Redwood City, CA
Awong3769 asked:
Affect on my credit score A credit report will be requested during my pre-qualification of a loan from a lender, how many points will be deducted from my current credit score during this process, and how long will…
0 votes Share Flag Sun Jun 1, 2014 Financing in 94401
Andrea Gomez, Real Estate Pro in San Antonio, TX
Andrea Gomez answered:
What determines whether I can get a loan with 10% down payment instead of the standard 20% down?
You can get an FHA loan with 5-10% with some lending institutions but not many. I would recommend finding a broker or service to help you locate a reputable lender that can approve your ... more
0 votes Share Flag Sun Aug 11, 2013 Financing in San Mateo
Daniel Pryce,  in San Mateo, CA
Daniel Pryce answered:
I live in San Mateo, CA. Can anyone recommend a honest and reliable mortgage broker where I won't be charged any application fees?
Hello Jason,
I hope your day is treating you well. If you are still looking around for a loan officer to guide you through the homebuying process take some time to visit my website bel ... more
0 votes Share Flag Fri Sep 25, 2009 Financing in San Mateo
Sunny Sun, Both Buyer and Seller in San Mateo, CA
Sunny Sun answered:
Is TODAY a good time to lock my mortgage loan as far as the loan rates being considered.?
Total Mortgage Services:
Thank you for taking time to shed the light. I've just locked the loan with the REO bank that was acting as seller so that I would be able to remove the ... more
0 votes Share Flag Tue Aug 25, 2009 Financing in San Mateo
Julie Rice T…, Other/Just Looking in San Mateo, CA
Julie Rice Thall answered:
Hello, I'm trying to find a home on a tight budget in the bay area. For my budget the homes I'm
Jay,
Congratulations on your decision to buy a new home!

If you are planning to buy a condo, the project which the condo is a part of must be approved, regardless of the down paymen ... more
1 vote Share Flag Mon Aug 17, 2009 Financing in San Mateo
Daniel Pryce,  in San Mateo, CA
Daniel Pryce answered:
Loan for TIC properties in San Francisco?
I am available to accomodate TIC Financing in San Francisco. Best way to contact me is via email with your scenario and I will look into the options I have available. I look forward to ... more
0 votes Share Flag Tue Aug 4, 2009 Financing in 94403
,  in Irvine, CA
answered:
I asked zillow.com for mortgage lender info, the closing fees on some are less than $2k based on a $575k loan,
Amber,

As a broker, this is why I left Zillow. There are a bunch of cons there who quote the lowest thing possible in order to bait and switch. I however, try to disclose all fees up ... more
0 votes Share Flag Thu Aug 21, 2008 Financing in San Mateo
Jim Walker, Real Estate Pro in Carmichael, CA
Jim Walker answered:
Can two mortgage brokers quote two different set of fees, and closing cost eventhough the originator?
Yes they can.
1. They may have gotten their numbers from Countrywide on different days or even a different hour on the same day. That is the most common reason for rates or fees to dif ... more
0 votes Share Flag Mon Feb 11, 2008 Financing in San Mateo
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