Financing in San Jose : Advice

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John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
Mortgages for mobile/manufactured homes?
I'm way late for this one but it just popped up on my radar so here goes anyway.

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0 votes Share Flag Sun Feb 27, 2011 Financing in San Jose
Marty S, Real Estate Pro in Irvine, CA
Marty S answered:
If appraisal is 10% more than the purchase price, is that the same as putting 10%
No. The 10% down is based off of the purchase price, not the appraised value. The only program that works differently is the USDA Rural Housing program.
0 votes Share Flag Wed Jan 14, 2009 Financing in San Jose
David In Jax, Home Buyer in Jacksonville, FL
David In Jax answered:
buying a loan now
It never makes sense to buy points. Points are a way a lender increases the yield on their loan at the buyer's expense. A smart buyer always stays away from buying points.
0 votes Share Flag Sun Jul 13, 2008 Financing in San Jose
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