Financing in San Jose : Real Estate Advice

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Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
Possible to get a home loan?
Pretty much a done deal, if you would like some coaching please call. I can only lend in California, so if you are out of state I really can't make any money on it, but I would be glad ... more
0 votes Share Flag Wed Apr 27, 2016 Financing in San Jose
Alysse Musgr…, Real Estate Pro in Coppell, TX
Alysse Musgrave answered:
What lenders do balloon mortgage?
With the exception of VA and USDA loans, a down payment is required for nearly every mortgage. Balloon mortgages are a thing of the past.


Don't Let Them Make a Monkey Out of You! ... more
0 votes Share Flag Tue Mar 22, 2016 Financing in 95120
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
I want to learn something.?Check see if there are lenders .
Hello Jewel, what are your fico scores? Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest i ... more
0 votes Share Flag Fri Mar 18, 2016 Financing in San Jose
Five Stars, Real Estate Pro in Jacksonville, FL
Five Stars answered:
Huge differences between Jumbo Loan (417k or greater) and a normal loan?
We can help you with the following:
1 loan up to $850,000 - 95% financing, no monthly PMI.
Combo 1st and 2nd mortgage up to $1,000,000 - 95% financing. No PMI
680 credit score need ... more
0 votes Share Flag Tue Mar 8, 2016 Financing in 95129
Info, Home Buyer in Houston, TX
Info answered:
FHA streamline vs regular FHA refinance
This is a question that requires a very detailed answer. Your best bet is to reach out to Home Loans For All. We send most of our clients to them and we send ALL of our Refi clients to ... more
2 votes Share Flag Sat Jan 16, 2016 Financing in San Jose
Freemanloanf…, Home Buyer in Phoenix, AZ
Freemanloanfinance answered:
Is there any stated income program available in San Jose, CA (Bay Area)? I'm looking for one urgently (need to close within 30 days).
Do you need a loan? Are you in debt? Do you want to start a business and need capital? Do you need loans or funding for any reason? Do you have a low credit score and you are Finding I ... more
0 votes Share Flag Fri Jan 8, 2016 Financing in San Jose
Claudia Mull…, Real Estate Pro in
Claudia Muller Gravelle answered:
Cash-out refinance, more than 4 properties (5 total).
This is not cash out.
It is considered delayed financing and will NOT be a problem to get your cash back out.
You have six months from the time you purchased this home to get your cas ... more
0 votes Share Flag Tue Dec 1, 2015 Financing in San Jose
Claudia Mull…, Real Estate Pro in
Claudia Muller Gravelle answered:
I own a house at San Jose, CA. It is the only house I have. I am a 63 years old man. I almost retire, and don't have any job right now.
A reverse mortgage would be a great idea, but you must live in the property in order for it to qualify for that type of mortgage. You post your question from NY and property is located ... more
0 votes Share Flag Tue Dec 1, 2015 Financing in 95132
Bill Cook, Other/Just Looking in 90266
Bill Cook answered:
stated income loan for multiplex?
I have that scenario available and even stated income for investment properties starting in the mid-5s.
Only in certain states (mainly CA, CO, WA, FL..etc)
0 votes Share Flag Thu Oct 22, 2015 Financing in San Jose
Jeff Hensel, Real Estate Pro in Oceanside, CA
Jeff Hensel answered:
I am looking for hard money lenders and investors I can flip deals to in San Jose, CA. Any advice out there? Recommendations?
Are you interested in wholesaling properties or purchasing and fixing the properties up? If you are wholesaling, contacting hard money lenders may be a good way to get in contact with r ... more
1 vote Share Flag Thu Oct 15, 2015 Financing in San Jose
Sdfds, Home Buyer in Sacramento, CA
Sdfds answered:
Long distance co-borrower process. How does it work?
check out www.skysignature.com free esignature software
0 votes Share Flag Tue Sep 1, 2015 Financing in 95131
Sam Shueh,  in San Jose, CA
Sam Shueh answered:
Do you know where I'd be able to find rent per square foot of homes in San Jose years 2005-2009?
Apartment rental is most expensive. Often they foot the water and landscape bill,

Sam Shueh
0 votes Share Flag Sun Aug 23, 2015 Financing in San Jose
Dawn Peddyco…, Real Estate Pro in blaine, MN
Dawn Peddycoart answered:
any recommendation for HO-6 Policy provider.?
You should know what the master policy covers to determine the coverage needed. A good agent will want to see the master policy to ensure there are no gaps and things like how much cov ... more
0 votes Share Flag Sun Jul 19, 2015 Financing in 95120
Sam Shueh,  in San Jose, CA
Sam Shueh answered:
What does LOI mean?
Letter of intent.... you wish to make an offer but not in the form of a binding contract

-a document outlining the general plans of an agreement between two or more parties before a ... more
1 vote Share Flag Fri Jul 3, 2015 Financing in San Jose
Sam Shueh,  in San Jose, CA
Sam Shueh answered:
Does it matter that my condo unit is NOT part of the HOA litigation?
Check see if there are lenders which are more forgiven....

Good luck,
Sam Shueh
0 votes Share Flag Fri Jul 3, 2015 Financing in San Jose
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
I am working on refinance our home. Can you please let me know the current price range for our home?
Hello Nitin, it only takes a few dozen questions to qualify, go over your options and email you comparable listings to study and compare. Here are some links to study as well as web ref ... more
0 votes Share Flag Fri Mar 20, 2015 Financing in Cambrian
Arlene Campb…, Real Estate Pro in Rhinebeck, NY
Arlene Campbell answered:
Is there a difference in mobile home and house loans? What is easier to get?
Lenders are stringent when it comes to mobile home financing. The mobile home has to be on a trailer park or has foundation, meaning wheels are off.

Traditional house loans are muc ... more
0 votes Share Flag Sun Mar 1, 2015 Financing in 95101
Omar Khamisa, Real Estate Pro in stockton, CA
Omar Khamisa answered:
I am a US citizen, residing overseas along with my wife and child. How can I get home financing in the US?
Hello Mohammad

you should be able to purchase a second home using a US tax return with foreign income . we also offer many foreign national program with alternative income with very ... more
0 votes Share Flag Wed Jan 7, 2015 Financing in San Jose
Sam Shueh,  in San Jose, CA
Sam Shueh answered:
Can lender ask for tenants payment to buyer before close of escrow?
That is correct. They want assurance that deposit and rent is recorded on the sellers bank statement ...
0 votes Share Flag Thu Dec 25, 2014 Financing in 95117
Andrea Wince…, Real Estate Pro in Milpitas, CA
Andrea Wince ~ Lic. 01439761 answered:
Is HELOC(not used) treated as lien for refinance?
The title company handling the refinance will send a demand to the HELOC lien holder and verify there is no balance owed if you have not used it. If you want a new HELOC, speak with you ... more
0 votes Share Flag Tue Oct 14, 2014 Financing in San Jose
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