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Doug Jones, Real Estate Pro in 95126
I can't approve every loan and win every rate battle. But, what I can do is:1. Listen to every customer with all eyes and ears.2. Let the customer know I understand by asking questions and getting… Read more
Blogged a few minutes ago by Doug Jones Agent2Agent
Doug Jones, Real Estate Pro in 95126
Reprint from the National Reverse Mortgage Lenders AssociationOn September 30, California Governor Jerry Brown signed into law Assembly Bill 1700, which prohibits a reverse mortgage lender from accepting… Read more
Blogged yesterday, 2:46pm by Doug Jones Agent2Agent
Doug Jones, Real Estate Pro in 95126
I am really lucky. In Mortgages I work with 35 people at Mortgage Magic and they have all been here for years -- they really are my friends and family. My Sr Underwriter, Gloria has worked with me for… Read more
Blogged yesterday, 9:55am by Doug Jones Agent2Agent
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Doug Jones, Real Estate Pro in 95126
Blogged Fri Oct 17, 2014 by Doug Jones Agent2Agent
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Doug Jones, Real Estate Pro in 95126
I am working this week on a loan that I have not done in a few years; an FHA rehab purchase loan. There are many rules and regulations - guidelines - for this loan. I have 5 banks who offer the loan and… Read more
Blogged Fri Oct 17, 2014 by Doug Jones Agent2Agent
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Doug Jones, Real Estate Pro in 95126
Some of the lending rules are just dumb. I have a customer who is doing a no cash out refinance. He is only refinancing to lower his interest rate and payment. During the loan process the title company… Read more
Blogged Tue Oct 14, 2014 by Doug Jones Agent2Agent
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Doug Jones, Real Estate Pro in 95126
This video shows how to save $95,000 on a $417,000 loan the easy way. The rate is higher because the video was done 5 years ago when the rates were in the mid 5% range. Today the rates are in the very… Read more
Blogged Fri Oct 10, 2014 by Doug Jones Agent2Agent
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Doug Jones, Real Estate Pro in 95126
Almost 10% of Reverse Mortgages are in default.   Reverse mortgages allow people age 62 or older to convert their home equity into cash. The homeowner can elect to receive a lump sum, a line of credit… Read more
Blogged Fri Oct 10, 2014 by Doug Jones Agent2Agent
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Doug Jones, Real Estate Pro in 95126
Recently I have been doing a lot of loans from customers who come to me from the Internet.   After talking for a minute they almost always ask what's the rate? A famous magician told me one time when… Read more
Blogged Thu Oct 9, 2014 by Doug Jones Home Buying Financing Agent2Agent
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Doug Jones, Real Estate Pro in 95126
How does a 'regular' person achieve success in this world of instant around-the-world hi tech knowledge ?   There are still millions in the work force who are not the super achiever mega billionaires.… Read more
Blogged Mon Oct 6, 2014 by Doug Jones Agent2Agent
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Doug Jones, Real Estate Pro in 95126
The HECM is the federally insured reverse mortgage product. It is insured by the Federal Housing Administration (FHA), a branch of the U.S. Department of Housing and Urban Development (HUD). HECMs account… Read more
Blogged Mon Oct 6, 2014 by Doug Jones Agent2Agent
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Doug Jones, Real Estate Pro in 95126
This is from the New York Times but Google it and you will find many articles. This article really surprised be because of who the person is but I have had many very successful customers who we either… Read more
Blogged Fri Oct 3, 2014 by Doug Jones Agent2Agent
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Doug Jones, Real Estate Pro in 95126
"Home Equity Conversion Mortgages (HECM), or reverse mortgages, which are designed, administered and insured by the Federal Housing Administration (FHA), are one of the best engineered financial tools… Read more
Blogged Thu Oct 2, 2014 by Doug Jones Financing Agent2Agent
Doug Jones, Real Estate Pro in 95126
Here are 8 reasons I like helping clients with a Reverse Mortgage.   1. The client does not have to worry about a debt ratio. We do not collect taxes, pay stubs, 1099's or award letters.   2. The… Read more
Blogged Mon Sep 29, 2014 by Doug Jones Financing Agent2Agent
Doug Jones, Real Estate Pro in 95126
Have you ever been fired? Not laid off but actually fired? I have.   I took a job for a bank to supervise a finance company division for Northern California. I was hired by the President of the bank… Read more
Blogged Mon Sep 29, 2014 by Doug Jones Agent2Agent
James Clarks…, Home Buyer in Provo, UT
James Clarkson answered:
Agent Auto Insurance
I think that there are many options that you can look into for auto insurance. I think you need to first make sure that the coverage you have fits your needs. There are many places you ... more
0 votes Share Flag Sat Sep 27, 2014 Agent2Agent in 95135
Doug Jones, Real Estate Pro in 95126
"This is such an easy loan." Every time I have said those words something wild and crazy pops up to make the loan not so easy.My customer in this loan is delightful and easy to work with. Every thing was… Read more
Blogged Mon Sep 15, 2014 by Doug Jones Financing Agent2Agent
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