Home Buying in San Francisco : Advice

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1,277
 UpNest, Real Estate Pro in San Francisco, CA
UpNest answered:
What is the customary sales commission in San Francisco? I hear buyer gets one half of that commission. This true?
Commission rates are always negotiable. It wouldn't be uncommon to get as low as 4% commission, but it can vary. The key to negotiating is to compare and interview several agents.

We ... more
0 votes Share Flag Yesterday at 4:07pm Home Buying in SoMa
Ryan Rudnick, Real Estate Pro in San Francisco, CA
Ryan Rudnick answered:
Are there any Russian speaking loan officers out here in San Francisco?
Many banks will have loan officers who are fluent in various languages, including Russian. Contact your local bank and ask if they have someone who can work with you in Russian, or som ... more
0 votes Share Flag Mon Feb 1, 2016 Home Buying in 94123
Karen and Pa…, Real Estate Pro in Cameron Park, CA
Karen and Paul Catania answered:
is it fraudulent to pay commission outside of escrow?
We can always debate all the whys and why nots but it is considered fraud to pay any monies outside of escrow. Selling a house with commissions is the normal part of life and the marke ... more
0 votes Share Flag Mon Feb 1, 2016 Home Buying in San Francisco
Alex Greer, Real Estate Pro in San Jose, CA
Alex Greer answered:
How to get a mortgage for a new immigrant who has no credit score in the USA?
What is your immigration status? Visa?

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Greer
Loan Officer
408-352- ... more
0 votes Share Flag Mon Jan 25, 2016 Home Buying in San Francisco
Alex Greer, Real Estate Pro in San Jose, CA
Alex Greer answered:
Buying foreclosures at auction in California.
The county should be giving you a clear title when you buy at auction. So, at auction it should be disclosed that some of the money will go to those liens.
0 votes Share Flag Thu Jan 21, 2016 Home Buying in San Francisco
Karen and Pa…, Real Estate Pro in Cameron Park, CA
Karen and Paul Catania answered:
I am purchasing a home with cash and I was asked to provide proof of funds. I am uncomfortable with showing a bank statement. Is there another way?
Yes, you can have your bank write a letter stating that the funds are available. A listing agent just needs to be able to confirm with the Seller that you the buyer do have the funds a ... more
0 votes Share Flag Fri Jan 15, 2016 Home Buying in 94114
Tina Peters, Real Estate Pro in Los Gatos, CA
Tina Peters answered:
Hello, I need a Russian speaking mortgage officer in San Francisco.
Hi,

The closest one I found on Google is in Hayward. I can copy and paste the information below:

Mortgage Banker
Andr.e Szczepanski
Fluent in Russian
Office: 510-293-1951
Cell ... more
1 vote Share Flag Sun Dec 27, 2015 Home Buying in 94111
Maureen McGi…, Home Buyer in San Francisco, CA
Maureen McGinley answered:
We want to buy a two units condo, but the HOA term seems unfavorable to our unit. Is there any laws or regulations can help with this situation?
You should have the HOA documents reviewed by an attorney who specializes in condominium law. They will know the most current laws and regulations and will be able to advise you on what ... more
0 votes Share Flag Tue Dec 15, 2015 Home Buying in San Francisco
NACA Online…, Other/Just Looking in Charlotte, NC
NACA Online Operations answered:
looking a REA w/NACA knowledge - I live in SF thinking about purchasing where I can afford... I'll receive the full NACA limit
Your local NACA office can provide you with a list of NACA certified real estate agents, or you can contact the NACA Real Estate Department at 425-519-6222.

Tim Trumble
Online Opera ... more
0 votes Share Flag Fri Dec 11, 2015 Home Buying in San Francisco
KM, Home Buyer in Oakley, CA
KM answered:
Do banks have an obligation to send me a copy of my credit report after they pulled it (for obtaining a pre-approval purpose)?
By law, lenders must disclose the credit scores and credit scoring factors when they obtain a credit report.

Lenders are not credit reporting providers. They are not allowed to prov ... more
0 votes Share Flag Thu Dec 3, 2015 Home Buying in 94105
Karen Peyton, Real Estate Pro in Chandler, AZ
Karen Peyton answered:
How to fill out the Purchase Contract correctly when buying a FSBO?
Call your broker. Trust me, they won't mind! Better to spend 10 minutes on the phone now, than hours trying to fix things later.
0 votes Share Flag Sun Nov 29, 2015 Home Buying in 94109
Arpad Racz, Real Estate Pro in San Jose, CA
Arpad Racz answered:
What is the difference between "active contingents" vs "pending"?
Scott has it correct below.

Kind regards,

Arpad
0 votes Share Flag Sat Nov 28, 2015 Home Buying in 94114
stuff, Home Owner in Belmont, CA
stuff answered:
Least sunny areas in the bay area
San Bruno. By far. YOU would not see sun unless you drive a few minutes out.
0 votes Share Flag Tue Nov 24, 2015 Home Buying in San Francisco
Scottjohnson…, Home Buyer in San Francisco, CA
Scottjohnson1432 answered:
Replacing Old Victorian Bay Windows
I think soundproofing the windows is a great idea especially considering how noisy I can imagine San Francisco being. I agree with most people in that the $15k may be a little steep, bu ... more
0 votes Share Flag Thu Nov 19, 2015 Home Buying in San Francisco
Karen and Pa…, Real Estate Pro in Cameron Park, CA
Karen and Paul Catania answered:
Whyt can't I get my daily updates any longer? And why can't I get you people to answer my questions?
Because your asking in the wrong place.
0 votes Share Flag Thu Nov 19, 2015 Home Buying in 94114
Derek Jones, Real Estate Pro in Fair Oaks, CA
Derek Jones answered:
How does the auction listings work?
Most online auction sites I've seen are only good for cash purchases as often times they don't allow contingencies and they usually charge extra fees to the buyer.
0 votes Share Flag Thu Nov 19, 2015 Home Buying in San Francisco
Amelia Robin…, Real Estate Pro in Falls Church, VA
Amelia Robinette answered:
What are the risks for me as a buyer in taking up the sellers offer of early occupancy while close is delayed to save him taxes?
Your other risk is having to move twice - if you go through the trouble and cost of moving, then for some reason something happens (if the seller is having tax issues, that's a huge red ... more
1 vote Share Flag Thu Nov 19, 2015 Home Buying in San Francisco
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
Anybody know how Wells Fargo Home Loan takes after appraisal was completed on a home purchase?
Mrs,
Don't do anything without asking your loan officer first. What may seem logical to you or me can be wrong from the banks perspective. If you have a closing date, assume they ar ... more
0 votes Share Flag Thu Nov 19, 2015 Home Buying in San Francisco
Valli Lopez, Real Estate Pro in San Diego, CA
Valli Lopez answered:
I am new immigrant and want to parchase/rent a small home in Anaheim.i have some savings for down payments
I actually have a 20% down program for immigrants. So, depending on sales price and how much you have saved, it's possible.

Valli Lopez
NMLS 980530
619.916.9595
Valli@vallilopez. ... more
0 votes Share Flag Thu Oct 8, 2015 Home Buying in San Francisco
Curtis Erick…, Home Buyer in San Francisco, CA
Curtis Erickson asked:
email alerts are not working
0 votes Share Flag Fri Oct 2, 2015 Home Buying in 94118
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