94109 : Advice

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John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
Should a home inspection be done by a general contractor or a regular inspector?
Abby, you just answered your own question. As both a general contractor and a RE broker I can personally attest to the importance of having an experienced licensed or formerly licensed ... more
0 votes Share Flag Tue Oct 14, 2014 Home Buying in 94109
Nora King, Renter in 94103
Nora King answered:
Authenticity of a listing
I am in contact with this guy right now... is it legit? What did you find out?
0 votes Share Flag Fri May 9, 2014 Rentals in 94109
suzette, Other/Just Looking in Fontana, CA
suzette answered:
Help! I recently found out that surplus funds from the sale of my home after bankruptcy and foreclosure was sent to the Superior Court of California.
I work with these types of claims all the time. You are receiving positives and negatives about the situation on this website. If you have not received the claim yet, please emaill me ... more
0 votes Share Flag Wed Feb 26, 2014 Foreclosure in 94109
Barry Moon, Real Estate Pro in Dublin, CA
Barry Moon answered:
I am a general contractor who would like to expand into home inspections.
Many of my home inspectors I work with are or use to be general contractors. If your thinking about getting leads for jobs by being the inspector for the home during a sale, this is a ... more
0 votes Share Flag Sat Feb 15, 2014 Home Buying in 94109
Josh Perkins, Real Estate Pro in City Park, Denver, CO
Josh Perkins answered:
If I can pay cash for a home, what are the benefits of getting a low-rate mortgage instead?
There are many benefits of getting a low rate mortgage! ESPECIALLY when long term interest rates are so low, it makes sense to utilize leverage instead of spending all your cash. Once ... more
0 votes Share Flag Fri Feb 14, 2014 Home Buying in 94109
Juan C Sanch…, Real Estate Pro in San Francisco, CA
Juan C Sanchez answered:
homeowner insurance claim. Is it a conflict of interest for estimator to also be the contractor for the restoration company who is bidding as repair?
May be yes, may be not, all depends on how we think. Let's be positive and allow the contractor do his or her job, but make sure all phases of the job are inspected up to code and take ... more
0 votes Share Flag Thu Feb 13, 2014 Home Buying in 94109
Rob Spinosa, Real Estate Pro in Mill Valley, CA
Rob Spinosa answered:
Are you a first time home buyer? If so, what are your biggest challenges to realizing your SF Bay Area home ownership?
David,

Most of the buyers with whom I work would tell you that coming up with the down payment is the biggest hurdle. And, of course, there are still many buyers who think they need ... more
0 votes Share Flag Tue Dec 17, 2013 Home Buying in 94109
Craig Bosse, Real Estate Pro in Concord, CA
Craig Bosse answered:
Are there any lenders out there in the Northern CA area who can/will do a refi on a jumbo loan when I have a high debt to income ratio?
Hi Bernie,

We may have a product that would fit you. I would need to know more about your scenario.

Are you self employed? Do you have liquid assets?

Thanks.
0 votes Share Flag Tue Nov 26, 2013 Financing in 94109
Brad Neumann…, Real Estate Pro in Downers Grove, IL
Brad Neumann - NMLS 948036 answered:
Why is Wells Frago Underwriting so slow and useless?? Based upon results they are useless! What gives with these obtuse individuals?
They are bank of enormous size and that slows things down. They also can hire loan officers that aren't licensed. Direct mortgage lenders like our company move much quicker and each l ... more
0 votes Share Flag Sat Oct 26, 2013 Home Buying in 94109
Keith Jean P…, Real Estate Pro in East Brunswick, NJ
Keith Jean Pierre answered:
I am looking for a 3 bedroom to rent in (Indy)Washington township / castleton area / binford.....I am looking for a price range of $1000 - $1100....
I would suggest you try the regular rental sites:

http://www.craigslist.com
http://www.apartments.com
http://www.trulia.com (Rentals Section)
http://www.zillow.com (Rentals Se ... more
0 votes Share Flag Fri Sep 27, 2013 Home Buying in 94109
Shanna White, Home Buyer in Salt Lake County, UT
Shanna White answered:
Hi, Do anyone knows if their is a Tax when a foreigner wants to buy his own principal residency in California? I'm on a L1 visa-France. Thx
thanks for the help with l1 visa lawyers in florida! It can be tricky to find one!
0 votes Share Flag Thu Apr 11, 2013 Home Buying in 94109
Bmuscat, Home Buyer in San Francisco, CA
Bmuscat answered:
What banks finance san francisco coops? I only know of first republic bank. What others as I am looking to refinance.Thanks.
I'm in the same situation and currently with First Republic at 4.75%. While i'm happy with them, I wish there was competition and space to negotiate. I'm looking at 3.65% with $4000 i ... more
0 votes Share Flag Tue Mar 12, 2013 General Area in 94109
Gary Youngman, Real Estate Pro in Boca Raton, FL
Gary Youngman answered:
How can I find the right buyer's agent?
Look for one who understands the market - the area - and the business.

There are many occasions in which a seasoned professional can be a huge advantage.

Negotiating skill are cri ... more
0 votes Share Flag Mon Nov 19, 2012 Home Buying in 94109
Leopold A Ro…, Real Estate Pro in San Francisco, CA
Leopold A Rodriguez answered:
SCAM BEWARE in San Francisco at 3404 18th Street
3404 18th does not asppear to be a legitimate address.

Odd that someone would spell his surname (line one) completely in lower case. Also, units are not located "in" a street. They a ... more
0 votes Share Flag Wed Sep 26, 2012 For Rent in 94109
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
I'm trying to get 4-unit a refi on a jumbo loan. My property is a 4-unit on Russian Hill.
I would be happy to discuss with you. I have closed loans on 4 unit properties. You plan to live in the property correct? You should be able to count 75% of the rents from the units ... more
0 votes Share Flag Wed Sep 19, 2012 Financing in 94109
Matthew Goul…, Real Estate Pro in San Francisco, CA
Matthew Goulden answered:
WE ARE HAVING SOME STRANGE RESPONSES ON 1209 FILBERT ST. IS THIS A LEGITIMATE PROPERTY FOR RENTAL? have you had any other queries on this property?
Hi,

I dont know of anything that cheap in this area. If you see an ad for something this good tread very carefully and dont hand over money to get access.

Good luck
0 votes Share Flag Sun Jul 8, 2012 For Rent in 94109
Matthew Goul…, Real Estate Pro in San Francisco, CA
Matthew Goulden answered:
Hi, if I already owned the land, and all the construction plans to build a house of about 2300sqf in the SF bay area, what would my expected cost be?
Hi Jon B,

It depends on so many factors and where in the bay area you are. I have know people build for around the $200 sqft that you have researched but some people spend $300 and m ... more
0 votes Share Flag Thu May 10, 2012 Home Buying in 94109
Matthew Goul…, Real Estate Pro in San Francisco, CA
Matthew Goulden answered:
How can three families finance a three-unit non-condominium owner-occupied building in San Francisco?
Hi Nil Lab,

You can try with Wells Fargo to do a group loan if you have enough downpayment and all your finances meet the requirments or go with a local TIC lender.

I would be int ... more
0 votes Share Flag Thu May 10, 2012 Home Buying in 94109
Paul Hwang, Real Estate Pro in 94105
Paul Hwang answered:
the 45 days for Short Sale Lender's Consent have passed and I haven't heard anything, what should I do?
short sales take a while and nothing is guaranteed. be patient and you will be rewarded. if not this onem then the next.
0 votes Share Flag Sun Aug 21, 2011 Foreclosure in 94109
Eric Michael…, Real Estate Pro in San Diego, CA
Eric Michael Abrams - California Real Estate Broker answered:
A month after I bought a condo, the cieling started leaking. the disclosures said it was fixed and seller didnt show us all HOA docs. Can we get out?
As those before me have mentioned, it's imperative that you contact a real estate lawyer as soon as possible. The longer you wait, the less likely it will be that you'll be a ... more
1 vote Share Flag Tue Mar 1, 2011 Home Buying in 94109
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