Credit Score in San Diego County : Advice

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Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
Who can I talk to, to find out what I need to pay on my credit to buy a house?
Hello J9, your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. If you figure out what cities/zip codes you are considering ... more
0 votes Share Flag Tue Jun 9, 2015 Credit Score in 91932
Rich, Real Estate Pro in 89117
Rich answered:
Is it possible to qualify for a home loan with a 579 credit score?
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Sun Apr 19, 2015 Credit Score in San Diego County
Steve Quinta…, Real Estate Pro in Albuquerque, NM
Steve Quintana answered:
I have a 560 credit score MESSED up in my younger days im 28 about 10,000 in credit card collections
Go thru your credit report and dispute those entries that are erroneous. Make your payments on time. Keep your credit balances low. Do not incur new credit charges.
0 votes Share Flag Tue Jul 15, 2014 Credit Score in Carlsbad
Charles Schr…, Real Estate Pro in Floral Park, NY
Charles Schreyer answered:
What do most rental owners do with military members who have a lower credit score?
It can go either way. Some landlords will allow you to pay an extra month's security if your credit isn't the greatest. I would try to offer them an extra month's security and see if th ... more
0 votes Share Flag Thu Jun 19, 2014 Credit Score in San Diego
Brad Neumann, Real Estate Pro in Franklin, TN
Brad Neumann answered:
643 credit score, applying for a loan
That is a perfect scenario, we can help. For mortgage help, call or email for a free pre-approval in less than 10 minutes. We lend our own money and are licensed in 49 states.

We ca ... more
0 votes Share Flag Sat Nov 9, 2013 Credit Score in San Diego
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
Im trying to rent an apartment in the san diego area but am not having any luvk because i do have evictions on my record due to ex.. how can i rent?
As a property manager in the San Diego area I can tell you first hand that San Diego is one of the strongest and most competitive rental markets in the Country. With it's base of colleg ... more
0 votes Share Flag Tue Oct 15, 2013 Credit Score in San Diego
Jessica Bate…, Real Estate Pro in Beverly Hills, CA
Jessica Bateman answered:
bad credit
There are lenders that can do FHA loans with a 580 score.. I recommend The Lenders Network they will be able to refer you to a lender willing to work with lower credit scores.

Good L ... more
0 votes Share Flag Thu Sep 12, 2013 Credit Score in 92128
J.R. Thrasher, Real Estate Pro in San Diego, CA
J.R. Thrasher answered:
I just got a SSN and my credit score start point, Im unable to get a credit card because I have no credit history, how do I build a good credit
Alternative forms of credit such as utility bills and cell phone bills are a good place to start.

J.R. Thrasher
www.SanDiegoRealEstateVeterans.com
(619) 929-0105
1 vote Share Flag Mon Jul 29, 2013 Credit Score in San Diego
J.R. Thrasher, Real Estate Pro in San Diego, CA
J.R. Thrasher answered:
My name is on the Deed but not on the Mortgage, can I remove history from my credit report ?
Yes, write a letter to the credit reporting agency in question and explain the error. If you don't owe the debt it shouldn't be on your credit.

J.R. Thrasher
www.SanDiegoRealEstate ... more
1 vote Share Flag Mon Jul 29, 2013 Credit Score in San Diego
Jessica Bate…, Real Estate Pro in Beverly Hills, CA
Jessica Bateman answered:
I have all sorts of negative things on my credit rating and i'm a pretty bad credit risk on paper. However, I have 680,000 in cash (paper bills)
Are you working? Some lenders can go down to a 500 score with FHA 30% down, just use your US credit and a large down payment. As long as the cash can be sourced and you have sufficient ... more
0 votes Share Flag Thu Jul 25, 2013 Credit Score in San Diego
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
Hi, I had to move before filing Chp 7 which I will be able to complete with my lawyer, But, in the mean time my credit is dropping like a rocket.
CONSUMER ACTION is an excellent resource for objective advice on all things credit related. You'll find free and sincere advice on everything from settling collection accounts to rebuil ... more
0 votes Share Flag Fri Jun 1, 2012 Credit Score in Carlsbad
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
Sole Proprietorship and credit ramifications of Short Sale
If your husband's credit scores are used for business loans YES it would have an impact Much can happen between NOW and 2012 hang tight

Lynn911 Dallas Realtor & Consultant, ... more
0 votes Share Flag Sat Mar 5, 2011 Credit Score in 92028
Justin Ruzic…, Real Estate Pro in 33913
Justin Ruzicka answered:
Does a loan modification affect your credit? Does it hurt your chances of getting another mortgage?
Fallbrook,
In order to complete a loan modification your lender will "require" you to miss payments, yeah, even if you can make them, then you will find your credit score be ... more
0 votes Share Flag Mon Jan 10, 2011 Credit Score in 92028
Ycart, Home Buyer in Vista, CA
Ycart answered:
How many points is your credit "dinged" when your credit is run for mortgage loan purposes?
Vicky,
That's a great idea. Thanks!
0 votes Share Flag Wed Nov 24, 2010 Credit Score in San Diego County
Constantine…,  in San Diego, CA
Constantine K. answered:
in VA - need a reputable place to restructure loan in accordance to the passed laws for a family who holds a
Mandy, did you find any resolution to your situation?
If not, feel free to call me to discuss.
http://www.SanDiegoVA.org is a good place to start. I will link it below.
They can hel ... more
0 votes Share Flag Wed Sep 22, 2010 Credit Score in 92106
Hannah Flieg…, Real Estate Pro in Larkspur, CA
Hannah Fliegel answered:
when is too late to do a short sale? We did not get our loan mod. approved
Hi Yvon,

If you are already late on your mortgage payments then the damage has been done to your credit rating. Typically other credit, such as credit card limits were reduced or cl ... more
0 votes Share Flag Sun Sep 13, 2009 Credit Score in Mission Valley West
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