Financing in San Diego : Real Estate Advice

change location

cancel or

Activity

180
Five Stars, Real Estate Pro in Jacksonville, FL
Five Stars answered:
Rumors of 5% down for jumbo loans?
Yes, 95% Jumbo's are available, but not for that much. We offer 95% up to 1 mil - 700 credit required. Options for both fixed and ARM with no PMI.

Five Stars Mortgage
National Jumb ... more
0 votes Share Flag Yesterday at 1:11pm Financing in San Diego
Alex Greer, Real Estate Pro in San Jose, CA
Alex Greer answered:
New credit cards before closing
That is a high interest rate for a VA loan.

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Greer
Loan Officer
408 ... more
0 votes Share Flag Tue Apr 26, 2016 Financing in 92108
Monnie, Home Buyer in Snellville, GA
Monnie answered:
What should your credit score be in order to receive the lowest interest rate/?
The lowest a lender want to see is 680. However, if you could get your credit score anywhere above 740 or 760, you can buy anything you want at a great rate! Keep a watch on the stock m ... more
0 votes Share Flag Mon Feb 29, 2016 Financing in 92129
Katie, Home Buyer in San Diego, CA
Katie answered:
Does anyone know who can provide foreign national mortgage for investment property in San Diego?
Hi Ben,

There are 51 mortgage brokers who have completed mortgages for investment properties in San Diego. Here is the link to the list:

Best Mortgage Brokers for Investment Prop ... more
0 votes Share Flag Wed Feb 10, 2016 Financing in San Diego
Claudia Mull…, Real Estate Pro in
Claudia Muller Gravelle answered:
will my credit score be hurt if its tried more than once?
The credit model is such that within a 30 day period as long as the entity pulling your credit is a mortgage lender, your credit score will not be impacted.
This allows you to show for ... more
0 votes Share Flag Tue Jan 12, 2016 Financing in 92129
John Reeves, Real Estate Pro in San Diego, CA
John Reeves answered:
How many credit checks for mortgage application?
Talk to some one who is expert and good to help you out.
0 votes Share Flag Wed Oct 28, 2015 Financing in 92129
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
I would like to know the answer to the question about How many credit checks for mortgage app hurts your score. Is it every single one you do, lowers?
When you get your credit checked for a mortgage, it opens a 30-day window so you can have your credit checked by other lenders without having further negative impact on your score. So ... more
0 votes Share Flag Fri Oct 9, 2015 Financing in 92129
Valli Lopez, Real Estate Pro in San Diego, CA
Valli Lopez answered:
DTI ratio approved for loan
Usually the front end needs to be under 46% to get "DU" to accept the loan as approve/eligible. There are compensating factors that help DU read you as less risky and you can go slightl ... more
0 votes Share Flag Thu Oct 8, 2015 Financing in 92129
Amar Harrag, Real Estate Pro in Chula Vista, CA
Amar Harrag answered:
Are there any ways around refinancing without having 20 to 25% equity in your home? We think we are realistically at about 14% equity.
You can definitely refinance even with as low as 5% equity. The issue is that if you refinance and get one loan for 86%, you will still have private mortgage insurance. It should be a l ... more
0 votes Share Flag Tue Aug 11, 2015 Financing in San Diego
Arvin Sahaki…, Real Estate Pro in Huntington Beach, CA
Arvin Sahakian answered:
I am looking for a hard money lender that can help finance a loan for a home that is 600,000. I can put 30% down, but I had a Bankrupcy last year.
Hi Tobybluewolf,

Good question. Hard Money Lenders have a bad wrap for one reason or another, but they are a great source for money with minimal underwriting and documentation requir ... more
0 votes Share Flag Fri Jul 24, 2015 Financing in San Diego
Bryan Horn, Other/Just Looking in 92101
Bryan Horn answered:
Can closing costs be rolled into a VA loan?
My bank can give u 3% of the purchase price to cover closing cost. And if u are relocating I have an allowance to pay for ur appraisal.
0 votes Share Flag Wed Jul 8, 2015 Financing in San Diego
Jeff Hensel, Real Estate Pro in Oceanside, CA
Jeff Hensel answered:
Financing: San Diego CA
Even hard money lenders now have to make sure their borrowers pass an income requirement for owner occupied properties. Going to be very difficult to get a loan without employment.
0 votes Share Flag Fri Jun 26, 2015 Financing in San Diego
John Reeves, Real Estate Pro in San Diego, CA
John Reeves answered:
Anyone know of a lender who can finance on a condo with an HOA in litigation?
Please contact us we might help you, our team is willing to discuss ..
0 votes Share Flag Tue Jun 23, 2015 Financing in San Diego
John Reeves, Real Estate Pro in San Diego, CA
John Reeves answered:
Commercial Financing 100% San Diego, CA Commercial Assumption
We can also help you please contact us ..
0 votes Share Flag Sun May 3, 2015 Financing in San Diego
Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
Is it possible to get an 80-10-10 loan with a non-occupant co-borrower? I heard that it exists but is hard to get & not advantageous over paying MI
The 80-10-10 loans disappeared during the mortgage melt down. I have only see one or two of these programs available and they had very high interest rates.

The thing to know is that ... more
0 votes Share Flag Sun May 3, 2015 Financing in San Diego
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Please we need help now! We found a condo but it is not already on the Utah VA Approved condominiums list. Does anyone know who to contact to help us?
I'm not sure what type of help you think will help. If the condo is not on the VA Approved list there is likely a reason for that. You can ask your lender to look into a 'spot approval' ... more
0 votes Share Flag Sun May 3, 2015 Financing in 92110
John Reeves, Real Estate Pro in San Diego, CA
John Reeves answered:
Have land to build home, need money to do it, will leave the home and land to lender after death. I will build it myself. Need 75,000, land is 5.88 AC
Our Team offers good service for veterans or you can ask legal agents to help you process your requirements and build your home.
0 votes Share Flag Mon Apr 13, 2015 Financing in San Diego
Smita Patel -…, Other/Just Looking in Aliso Viejo, CA
Smita Patel - Lender answered:
In escrow and looking for a portfolio lender (20% down non-warrantable loan,
I have several portfolio lenders that finance these types of deals. Contact me if you still need help!
0 votes Share Flag Tue Mar 24, 2015 Financing in San Diego
Valli Lopez, Real Estate Pro in San Diego, CA
Valli Lopez answered:
After losing our income for 2 years, we had a cooperative short sales in Nov 2012. Shortly after than, we got a very attractive job offer and with
I have a fixed program at competitive rates with only a 3 year wait period from short sale. I can ask for an exception from the lender because if you close in April, it would just be 7 ... more
0 votes Share Flag Mon Mar 23, 2015 Financing in 92130
George Raymo…, Real Estate Pro in Fort Worth, TX
George Raymondo answered:
Which company is offering the best rates for no to low documentation loans?
Low Documentation = Bank Statements. We allow 100% of the borrower's deposits as proof of income. These are Portfolio Loans that allow credit scores as low 500. The LTVs are determined ... more
0 votes Share Flag Tue Mar 17, 2015 Financing in 92130
1 2 3 4 5 6 7 8
Search Advice

Followers

862
Email me when…

Learn more

Home > California > San Diego County > San Diego > Financing in San Diego
Copyright © 2016 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer