92108 : Real Estate Advice

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Alex Greer, Real Estate Pro in San Jose, CA
Alex Greer answered:
New credit cards before closing
That is a high interest rate for a VA loan.

I do not check replies, so if you have a comment or question email me here:

Alex Greer
Loan Officer
408 ... more
0 votes Share Flag Tue Apr 26, 2016 Financing in 92108
Cindydavisbr…, Home Buyer in Los Angeles, CA
Cindydavisbroker answered:
Thinking of buying a 2BR 2BA 1100 SQFT condo in the Mission Valley area of San Diego for $330,000. Is this a good idea?
I have lived in Mission Valley for 15 yeas and know it well. I have enjoyed the centrality of the neighborhood and close proximity to everything you need.

Whether it is the right pla ... more
0 votes Share Flag Fri Oct 9, 2015 Home Buying in 92108
John Reeves, Real Estate Pro in San Diego, CA
John Reeves answered:
How do I take down my listing?
Take down? you mean , delete on site or you wanted to save it??
0 votes Share Flag Sun Aug 30, 2015 For Rent in 92108
Maureen  Bye…, Real Estate Pro in Oceanside, CA
Maureen Byers answered:
HOA Insurance for common building
Congrats! All good Realtor thoughts below. Hopefully, you are being represented by your exclusive Buyers Agent. Please check the current HOA docs, including the CCR's & Bylaws for answe ... more
0 votes Share Flag Sat Jun 29, 2013 Home Buying in 92108
Bill Eckler, Real Estate Pro in Venice, FL
Bill Eckler answered:
How are real estate agents compensated?
The bigger question becomes.....do you have personal representation?

Anyone listing their property for sale through a real estate brokerage would enter into an agreement that usuall ... more
0 votes Share Flag Wed Jun 13, 2012 Home Selling in 92108
John & Janis…, Real Estate Pro in Encinitas, CA
John & Janis Arendsen answered:
Why would anyone join a social media site and not be social? Why would anyone not at least fill out a profile?
Come on Candace.................do you really hold yourself in such high esteem? Stalkers? You look cute but the last thing I'm worried about on a RE blog is a "STALKER". ... more
0 votes Share Flag Fri Aug 12, 2011 Tech Tips in 92108
Robert T. Bo…,  in San Diego, CA
Robert T. Boyer, Ph.d. answered:
Question about initial fees worksheet ( Reserves deposited: Haz Ins, Taxes & Assessment) These amounts will be refundables? or the lander will
I believe most of your question was answered already. These are all part of your impounds. The only reason any of it would ever be refundable would be when you sell or refinance your ... more
1 vote Share Flag Sat Feb 26, 2011 Home Buying in 92108
Khrystyna Ch…, Real Estate Pro in Downtown San Diego, CA
Khrystyna Chorna answered:
How can I check the "health" of a HOA prior to making an offer on a Condo ? Are the HOA's required to make this information public ?
Hi, Tony,

Great answers from everybody below, but since your question was PRIOR submitting an offer, the only way would be to do your homework yourself and CALL HOA DIRECTLY.

Tha ... more
1 vote Share Flag Fri Feb 11, 2011 Home Buying in 92108
MDC,  in Buffalo, NY
MDC answered:
I currently own 2 rentals (condo) in Mission Valley. I am looking to purchase 2 more. Do you think this is good area to continue to buy in ?
Hi Tony,

Have you thought of investing out of state? I have had an increase in my website views from investors in San Diego. Below is a blog I wrote regarding why a $55k Investment P ... more
0 votes Share Flag Sat Jan 1, 2011 Market Conditions in 92108
Patrick Hale,  in San Diego, CA
Patrick Hale answered:
Are Home Path foreclosure prices negotiable in P Bch Co, Fl? Some I saw need work I know they add for that even so I think it's too high for P
Everything is negotiable...call me if you want tips on writing an offer on a bank owned property.

0 votes Share Flag Tue Sep 7, 2010 Home Buying in 92108
Voices, Other/Just Looking in 92108
Voices answered:
my property is mortgaged for £ 650000 and I cannot afford the mortgage payments.If the mortgage company
Hi Ken,

As you can see across the board, all of us Real Estate Professionals highly suggest talking to an Attorney, tax and accounting professional (that you feel comfortable with) t ... more
0 votes Share Flag Fri Mar 5, 2010 Foreclosure in 92108
Sarah Montes,  in Dallas, TX
Sarah Montes answered:
What type of fico score do you need to qualify if you are a first time home buyer?
If you do not have a minimum credit score of 640 for a regualar loan, I can help you.

My program is not credit score driven, so there is no credit sore requirement.

Program Term ... more
0 votes Share Flag Fri May 8, 2009 Home Buying in 92108
Keith Manson-…,  in Milwaukee, WI
Keith Manson- Metro Milwaukee Wisconsin answered:
What does it mean when house was foreclosed for X amount of money?Yet the asking price is more than "X"?
Each property that goes to foreclosure sale is bid at different amounts depending on the bank and the investor of the loan. Some investor try to get other bids at the foreclosure sale ... more
0 votes Share Flag Tue Apr 28, 2009 Foreclosure in 92108
A,  in San Diego County, CA
A answered:
Is the foreclosure price that's listed in your site the final asking price by the bank or can it be lowered?
It all depends. But, generally--everything in this market is negotiable. Just like any other regular sale, the list price is not the price--especially not now. Banks typically lower the ... more
0 votes Share Flag Tue May 13, 2008 Home Buying in 92108
Jhansen,  in San Diego County, CA
Jhansen answered:
1st time home buyers need advice/information/Agent for preforclosed property purchase?
For all of those first time homebuyers, now is a great time to buy. You have the Federal tax incentive until April 30, 2010 and Starting May 1st is the California home buyers incentive ... more
0 votes Share Flag Fri Feb 8, 2008 Home Buying in 92108
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