I'm thinking you are referring to a home in a USDA targeted area.. This does not mean the home is foreclosure, although, some foreclosures do fall in the USDA area.
USDA is a type of loan. It is zero down, and works much like and FHA loan does. You can buy any home that qualifies based on it's condition.. Very hard to buy a "fixer upper" type of home using a USDA loan.. but if the home has minor repairs or is move in ready... it's easy as pie.. That includes foreclosures, Distress Sales, Bank REOs, New Built homes and Builder Inventory Homes, Estate Sales, and regular resale homes.
A HUD home is a foreclosure. Usually associated with a previously financed home using an FHA loan. These homes are sold AS IS, although some of them will have a repair escrow if they are eligible for FHA financing. Some homes have a $100 move in related to them. They can be a good deal..
To answer the other part of your question: 9710 Bronson Crk - This home is NOT in a USDA area.
I can pull you a list of all the homes available in the USDA Target areas to make your life a lot easier.. I just need your criteria...
Shoot me an e-mail, text, or give me a call...
Jason C Campbell
Option One Real Estate
Actually.. this particular home that you posted the question on is not 4319 Gentle Grove..
It is in fact 5214 Kayla Brook.
Now, don't get too excited.. this is one of those "Realty Trac" teaser homes that will not sell anywhere near the $59,430 they posted... You will find that that is a suggested starting bid in most cases, and is well below the "reserve" if the home goes to auction..
As of this posting, I do not see that the property is even for sale. Take the info with a bit of a grain of salt.
Let me know if I can get you anything else. :)
Jason C Campbell
Option ONe Real Estate