The best mortage company I have worked with is: NationStar Mortgage. Specifically, Carlo Colantonio who can be reached at 210-290-8225 or 210-313-6196. He works hard and has a nice demeanor as well. I have used him for many of my loans for about 4 years now and have never been disappointed, in fact, he has gotten loans approved that other lenders could not.
Frankly, I can't believe that you "low balled" the builder even tho they came down almost $40,000. It was an insult to them to offer $204,000 + closing. No wonder the builder walked away. If your client's really want the house, you need to call the builder agent and see if the house is still on the market and offer a most reasonalbe offer.... more
I am an investor and have had most recent successes using IRA money. Investors with IRAs and old 401k's have been taking a beating, and I've been giving 20% to 40% returns on investment properties. And yes, that's just this year.
Let me know if you want to learn how to do this yourself. I'm happy to help!