You could definitely use the advise of an expert lender. I suggest you call Vino Alonzo of Castle & Cooke Mortgage. You can find his contact info on this website.
Let me know how else I can be of help.
Keller Williams Realty
If I understand the question correctly, you're asking if someone is on Social SecurityI, can someone else sign on a long with the SSI recipient. If that's the question, the answer is yes, as long as they're eliglble. Also, depending on their tax situation, lenders can "gross up" the Social Security income for easier qualifying. For example, if somone receives $1,000 in Social Security Income, since this income is generally non-taxeable, a lender could consider $1,250 for qualifying purposes.
If you need help with your home loan, please contact me. I have 14 years experience in helping families finance their next home. I am familiar with all loan programs and property scenarios, FHA, VA, USDA, Conventional, Homepath, Short Sales, Bank Owned Foreclosures, etc. I’ll make sure you have all of the information you need to make an informed decision. Customer service and on time closing is top priority. Hope to hear from you soon.
Vino Alonzo, Loan Officer
Castle & Cooke Mortgage
Review your contract, the answer will be found in the document--what is your agent advising--if you don't have an agent, consult with an attorney who specializes in real estate--most professionals do offer a free consultation.... more