Home Buying in Salinas : Advice

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Alex Greer, Real Estate Pro in California
Alex Greer answered:
I'm looking to buy an investment property in the salinas area. Expired listings, "ugly" houses, distressed properties, etc. Is this a good market?
I would be more than happy to help you. Just send me an email if you have any further questions.

Alex Greer
Loan Officer
NMLS #1056079

http://www.TheMortgageOutlet.com
408-352- ... more
0 votes Share Flag Wed Apr 9, 2014 Home Buying in Salinas
kathrinekreg…, Home Owner in Pleasant Grove, UT
Your home is one the most significant investments your family will ever make. There are countless items to check when in the real estate hunt, but there are some that are more importance then others when… Read more
Blogged Wed Mar 19, 2014 by kathrinekreger Home Buying
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Brad Yzermans, Real Estate Pro in Temecula, CA
Brad Yzermans answered:
Are there any home buying programs out there for teachers / educators>?
We just announced a new California Teacher Home Loan Program for CalSTRS members and school district employees called CalPATH. It offers more favorable terms with discounted rates, red ... more
0 votes Share Flag Sun Mar 2, 2014 Home Buying in Salinas
Rose Evers, Real Estate Pro in Carmel Valley, CA
I've been working with a buyer for months to find a condo. It's been a big challenge because in his price range - $150K - he's in competition with cash investors. So it was heartening - thrilling really… Read more
Blogged Fri Nov 29, 2013 by Rose Evers Home Buying Financing Military Movers
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Bruce Ailion…, Real Estate Pro in Marietta, GA
Cash remains king in the market place. Overseas investors and local investors disappointed with bond and CD yields below 3% are flocking to real estate, profiting from depressed values and strong rental… Read more
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Donna McGuire, Real Estate Pro in Monterey, CA
Please stop by this rare home today Aug 4th from 1-3.3 bedroom 2 bath with an amazing indoor heated pool!!!489,500 Ready to entertain in!!! Read more
Blogged Sun Aug 4, 2013 by Donna McGuire Home Buying
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Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
My husband and I have poor credit. We are looking at a house that costs about 300,000. Would any bank loan us money?
It only takes a few dozen questions to qualify you in minutes. Here is a needs list to gather for processing a loan approval, DU Approval or pre-approval letter to get out shopping for ... more
0 votes Share Flag Thu Jun 27, 2013 Home Buying in Salinas
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
hi were looking for a house that is around 120k or below, but we have poor credit but surely can afford the pymts
You may qualify for FHA from fico scores between 500-579 with 10% down. If you have a minimum 580 fico score you may qualify for FHA 3.5% down or as low as half percent down payment pro ... more
0 votes Share Flag Thu Jun 27, 2013 Home Buying in Salinas
Bruce Ailion…, Real Estate Pro in Marietta, GA
Your first step should be to locate and hire a REALTOR, not just a real estate agent on an exclusive basis. Be sure your REALTOR has a minimum of five years’ experience and 100+ transactions. … Read more
Blogged Sat Apr 27, 2013 by Bruce Ailion,CRS,CRB,MSRE,ESQ Home Buying Home Selling Rent vs Buy
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Bruce Ailion…, Real Estate Pro in Marietta, GA
Low inventory and rising prices have created a situation where multiple offers in hot markets are increasingly common. When prices are rising and new listings are priced using 3-6 month old comparable… Read more
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George Raymo…, Real Estate Pro in Chino Hills, CA
George Raymondo answered:
I'm a first time homebuyer that needs help?
I feel you pain. I can't tell you how many times I hear the same old story. My suggestion is to check out your prospective LO by requesting references either from previous clients or by ... more
0 votes Share Flag Wed Jan 30, 2013 Home Buying in Salinas
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
my husband has worked since03 with a work permit currently he has no legal status can we apply for house loan
Yes, Does he have a green card? Here is a link to study and consider.

http://www.under640ficoscoreloans.com/Pages/StatedIncome.aspx

http://www.under640ficoscoreloans.com/Pages/Co ... more
0 votes Share Flag Fri Jan 25, 2013 Home Buying in Salinas
Michael Stone, Real Estate Pro in Copperas Cove, TX
Michael Stone answered:
What are the basic steps to buying your first home?
Hello,
Aside from the search process, the first step is to get a prequalification letter from a lender and then find yourself a good real estate agent. People sometimes get confused a ... more
0 votes Share Flag Thu Dec 6, 2012 Home Buying in 93901
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
I am interested in finding out the actual current inventory of foreclosed homes in Zip Code 93901.
If you mean what is available to buy or what may come available? There are 11 homes available? What price range do you want? Are you pre-approved or do you have down payment and closing ... more
0 votes Share Flag Thu Dec 6, 2012 Home Buying in 93901
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
I can afford 1500 on mortgage, can somebody pls tell me how big and what would a house cost me with that amount of mortgage
Hello Manisha, this depends on what your middle fico score is and how much you have to invest into the down payment and closing costs and of course debt to income ratio's? If you are in ... more
0 votes Share Flag Tue Nov 20, 2012 Home Buying in Salinas
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Is it possible to buy a home with only 5% down payment?
Hello Betty, There is no income limits on FHA so it must be a program your speaking of. Yes you may qualify for 3% or 5% down conventional. I only need to ask a few dozen questions to q ... more
1 vote Share Flag Tue Nov 20, 2012 Home Buying in Salinas
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
how much money would you need to make in order to qualify for a $300,000 loan?
Hello grenreaper, I would only need to ask a few dozen questions to qualify you in minutes. It depends on many factors such as how much money you have to invest into the purchase? Do yo ... more
0 votes Share Flag Tue Nov 20, 2012 Home Buying in Salinas
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
buying a home with section 8
Hello Julie, Yes you can buy a home with Section 8 rental voucher that is converted into a mortgage voucher and pay the same amount but you will own it. I do them for San Bernardino Cou ... more
0 votes Share Flag Tue Nov 20, 2012 Home Buying in Salinas
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
would i qualify for a loan of 180,000 making 15/hr 40 hr/week have no car payment only student loan and credit cards totaling 300 a month. 660 credit
Hi Cindy,

You may have a couple of options.
The no money down USDA mortgage may work for you if you don't mind living on the out skirts of town.

You can use the link below ... more
0 votes Share Flag Wed Jul 25, 2012 Home Buying in Salinas
Teryl McGowan, Real Estate Pro in Queensbury, NY
Teryl McGowan answered:
if i make $23 an hr and get a 3k bonus every six months, would i qualify for a 290k loan?
You need to speak with a mortgage counselor since there is much more information which needs to be considered.
0 votes Share Flag Wed Jul 25, 2012 Home Buying in Salinas
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