Foreclosure in Salem : Advice

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Francisco Ga…, Real Estate Pro in Salem, OR
Francisco Garcia answered:
I am thinking of letting my house go into foreclosure. How does the process work?What are the ramifications? what about options?
If all other options are no longer there, the most efficient will be to do a short sale, short sales allow you to get back to the market a lot sooner (around 2 1/2 year) vs Foreclosure, ... more
0 votes Share Flag Mon Sep 30, 2013 Foreclosure in Salem
Francisco Ga…, Real Estate Pro in Salem, OR
Francisco Garcia answered:
What is the typical process of buying a short sale property?
How the short sale process is done depends on loan type (FHA, USDA etc), the next one is if the seller is doing a HAFA or Traditional Short Sale, all this are questions that should be a ... more
0 votes Share Flag Mon Sep 30, 2013 Foreclosure in Salem
Michael Shur…, Real Estate Pro in Salem, OR
Michael Shurtleff answered:
Does Oregon allow for the sale of redemption rights?
the statutes below show three things.

a trust deed can be foreclosed in oregon nonjudicially by advertisement and sale - or it can be foreclosed judicially under most of the rules ... more
0 votes Share Flag Sat Oct 27, 2012 Foreclosure in Salem
Angie3m, Other/Just Looking in Oregon
Angie3m answered:
Foreclosures... Worth it for First timers? How do we find them?
There are lots of lists from banks, real estate agents and brokers and people who buy and sell homes. Lots of them are foreclosures. Get yourselves on the lists and Good luck!
0 votes Share Flag Fri May 25, 2012 Foreclosure in Salem
Angie3m, Other/Just Looking in Oregon
Angie3m answered:
what is the best way to finance a mobile home when you have poor credit and thru who?
Nancy,
If you are in the Salem Oregon area and are looking for a Manufactured home? I do have someone whom is willing to give up their home if someone just takes over their mortgage pa ... more
0 votes Share Flag Fri May 25, 2012 Foreclosure in 97301
Ronda Grefen…, Real Estate Pro in Salem, OR
Ronda Grefenson answered:
We want to buy a home while the market is so good, but we have a recent backruptcy....are there any lenders that will do that.?
Yes,
Most cases the Bankruptcy has to be 2 years old.
However if it is over one year and less than two you would possiably have to get a letter from the Bankruptcy Court to allow you ... more
0 votes Share Flag Fri Jul 8, 2011 Foreclosure in 97301
Cassandra Bl…, Real Estate Pro in Atlanta, GA
Cassandra Black, Consultant answered:
Who do I talk to to offer my services to cleanup foreclosed homes?
Hi Shannon, I hope your foreclosure clean-up business is going well... have you reached out to realtors and REO managers? Have you tried COLD CALLING ...? It's an old fashioned ta ... more
0 votes Share Flag Sat Apr 16, 2011 Foreclosure in Salem
HLR, Real Estate Pro in Oregon
HLR answered:
Has anyone dealt with an EMC Mortgage REO?
Do you mean the notice of default, that is not a full foreclosure, that's just the first step in the attention for the lender to foreclose. The owner stays on the deed until either the ... more
0 votes Share Flag Tue Jul 14, 2009 Foreclosure in Salem
Melina Tomson, Real Estate Pro in Salem, OR
Melina Tomson answered:
Is the buying procedure different when buying a foreclosed home vs a bankruptcy home?
If there is a home that is offered for sale that you wish to purchase then the steps are essentially the same as purchasing a regular home. You need to be preapproved for a loan. FHA ... more
0 votes Share Flag Wed Apr 15, 2009 Foreclosure in Salem
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