Home Buying in Saint Paul : Advice

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Elizabeth Bo…, Real Estate Pro in Cambridge, MA
Elizabeth Bolton answered:
Do Home Buyers Mind Being Lied to With Stretched Photos?
Even photos by professional photographers taken with wide angle camera lenses can make a place look larger than it is. It's tough - you need a wide angle lens to take decent interior sh ... more
0 votes Share Flag Mon Dec 15, 2014 Home Buying in Saint Paul
Debbie Dutton, Real Estate Pro in 63131
Debbie Dutton answered:
How do you get a good calculation, or estimate, of a homes true value?
A real estate agent is your best source for determining a home's true value. An agent can pull comps on similar houses that have sold in the same area. It's important to find an agent w ... more
0 votes Share Flag Thu Nov 13, 2014 Home Buying in Saint Paul
garypuntman, Other/Just Looking in Los Angeles, CA
garypuntman answered:
if water is leaking in the crawl space basement of an older home that's been renovated, how much can i expect to get it fix? also, the house
You will want to get this looked at as soon as possible. I don't know very much about crawl spaces and their maintenance. I'm sure this could cause some damage though and take quite a ... more
0 votes Share Flag Thu Oct 23, 2014 Home Buying in Saint Paul
Geoffrey Ser…, Real Estate Pro in Edina, MN
Geoffrey Serdar answered:
My family may be moving from Little Falls, MN to the twin cities. I was wondering if there was anywhere comparable to the living cost of Little Falls
@anwearne,

The fact is, there are no single family homes in the Twin Cities with access to above average schools at this price point, you may be able to find good schools in a more r ... more
0 votes Share Flag Thu Oct 16, 2014 Home Buying in Saint Paul
Rose, Home Buyer in 32807
Rose answered:
what does it mean in a short sale when it goes to a qualification coordinator for review?
why are there no regulations, besides the Fannie Mae Freddie Mac loans that make them do their job in a timely manner? Seems some thing are followed by some banks and some are not. An ... more
0 votes Share Flag Wed Oct 15, 2014 Home Buying in Saint Paul
Joel Johnson, Real Estate Pro in Bloomington, MN
Joel Johnson answered:
We are planning a move in late June, and don't have a large down payment. Would it be better to rent and save or look for a "deal"?
That would be best answered by both a Financial Advisor and/or Loan officer.
You can start with:
Michael Dietrich
651-206-3377
http://0678280002.brokersite.com/Default.aspx
0 votes Share Flag Sat Jun 28, 2014 Home Buying in Saint Paul
Jeanne Karve…, Home Buyer in Fiesta M/h Estates,...
Jeanne Karvelas answered:
I am 2 months behind on my mortgage payment. At what point can the bank forclose on my home?
I am going to be 3 months 2 weeks behind on my morg....I am signing a P&S this week.....will most banks hold off...its going to be a cash sale...
0 votes Share Flag Mon May 19, 2014 Foreclosure in 55104
Erika Kuhlme…, Real Estate Pro in Saint Paul, MN
Erika Kuhlmeyer Dragich answered:
Qualifying for a mortgage without 2 years of work history.
Rachel,
Yes FHA allows non-occupying co-signer to reside outside the state you are buying in.
Yes you are required to have a 2yr work history...if it's not consecutive with your curr ... more
0 votes Share Flag Wed Apr 23, 2014 Home Buying in Saint Paul
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
I'm looking at a house that is owned by Fanny Mae. Do I need a realtor?
Kris,

Very simply.....ALL buyers should seek their own personal representation. To do anything else is to invite the potential for a "conflict of interest."

I'd be curious to kno ... more
0 votes Share Flag Tue Apr 1, 2014 Home Buying in Saint Paul
Maureen Cato…, Real Estate Pro in Coon Rapids, MN
Maureen Cato-spicer answered:
I qualify VA Loan program, My credit is near 800, have secure income but will not have down payment, need to purchase home, what are my options?
as the spouse of a vet I can tell you that VA is a no down loan up to a certain price. otherwise a very small down at a larger loan. Talk with a loan office and then contact a me to h ... more
0 votes Share Flag Fri Mar 14, 2014 Home Buying in 55106
Mnlakeplace, Real Estate Pro in White Bear Lake, MN
Mnlakeplace answered:
Can I buy a home if I owe the state of Minnesota?
yes if you buy on a contract for deed you can buy a house and make payments to the state or pay it off in full. http://www.mnhomescontractfordeed.com/ramsey-county
0 votes Share Flag Fri Mar 14, 2014 Home Buying in Saint Paul
Mnlakeplace, Real Estate Pro in White Bear Lake, MN
Mnlakeplace answered:
I am looking for a 3bed / 2 bath townhouse in Woodbury,MN possibly new or built in the last 10 years. What would be the price range?
probably around $400,000+ http://www.mnhomescontractfordeed.com/ramsey-county
0 votes Share Flag Fri Mar 14, 2014 Home Buying in 55129
Mnlakeplace, Real Estate Pro in White Bear Lake, MN
Mnlakeplace answered:
I need a house today, is there rent to option to buy in mpls mn where I can work on home ownership while in a house I want to purchase when qualified
you can find links to rent to own here but mainly contract for deed homes for sale in Minneapolis and other areas in the twin cities metro areas http://www.mnhomescontractfordeed.com/he ... more
0 votes Share Flag Fri Mar 14, 2014 Home Buying in Saint Paul
Mnlakeplace, Real Estate Pro in White Bear Lake, MN
Mnlakeplace answered:
I am indian, want to buy a flat in MN , my daughter is staying in MN how do I transfer Money from India, what is yearly tas for a flat
you can wire money to the title company she is closing at prior to the closing date. http://www.mnhomescontractfordeed.com/ramsey-county
0 votes Share Flag Fri Mar 14, 2014 Home Buying in 55129
Mnlakeplace, Real Estate Pro in White Bear Lake, MN
Mnlakeplace answered:
First time home loan 2 years after bankruptcy? What are the chances?
pretty good for bk after 2 years 3 years for a foreclosure. Buy a home on a cd and refinanced it. http://www.mnlakeplace.com/contract-for-deed-1
0 votes Share Flag Fri Mar 14, 2014 Home Buying in Saint Paul
Shawn Hartma…, Real Estate Pro in Roseville, MN
Shawn Hartmann answered:
What St. Paul neighborhood includes Commonwealth Avenue and Muffaletta?
Hello Elizabeth. This is the Saint Anthony Park Neighborhood! There is a north and south section. Not to be confused with Saint Anthony (suburb of NE MPLS). Here is a link to all homes ... more
0 votes Share Flag Sun Mar 9, 2014 Home Buying in Saint Paul
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
Sheriffs sale price was higher than balance due on mortgage - what happens now?
Call the Sherriff’s office and ask them for an accounting, if the deal has already closed. Unless the Sheriff has actually been paid the proceeds from the auction then the bank has n ... more
0 votes Share Flag Wed Mar 5, 2014 Foreclosure in 55130
Luda Eremeye…, Real Estate Pro in 55129
Luda Eremeyeva answered:
Short sale opinion, please! We put an offer on a short sale on 5/29/08 that was signed by seller in 2-3
The banks are responding much better than used to be. It is no needs to call to the bank every day,
the seller's agent needed to call a "right" people, perhaps a management of the bank ... more
0 votes Share Flag Mon Feb 10, 2014 Home Buying in 55125
Lin Qian, Home Owner in Minneapolis, MN
Lin Qian answered:
Is it better to sign an extension agreement?
Thank you for all your answers. I didn't sign an extension, not wanting to risk more earnest money, and signing off my contingencies. Eventually we did close the deal.
1 vote Share Flag Thu Dec 5, 2013 Home Buying in 55104
Cody Anderson, Real Estate Pro in Minneapolis, MN
Cody Anderson answered:
What recourse does buyer have when seller keeps extending closing date beyond the agreed upon closing date?
Is there a contingency in place where the seller needs to find a home of their choice?

Title issues?

I have never once had a seller hold up a sale.. So fill in the HUGE blank of w ... more
0 votes Share Flag Thu Dec 5, 2013 Home Buying in 55105
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