Home Buying in Saint Paul : Advice

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Josh Lund, Real Estate Pro in Minneapolis, MN
Josh Lund answered:
Low reserve funds for a big, nice Townhome association?
Hello Yonaren,
Good morning.
Yes that is a small amount, I agree with you. Did you ever buy a townhouse? Are you still renting? Are you still in the market to buy a home? If so, I w ... more
0 votes Share Flag Thu Jul 23, 2015 Home Buying in 55125
Josh Lund, Real Estate Pro in Minneapolis, MN
Josh Lund answered:
what in the world is a "UD" ?
Hello John Smith,
Good afternoon.
A "UD" is when a renter doesn't pay rent, and will not move out an apartment usually. The landlord is forced to then issue an order to vacate the pr ... more
0 votes Share Flag Thu Jul 16, 2015 Home Buying in 55107
Diane Christ…, Real Estate Pro in Sarasota, FL
Diane Christner answered:
why some sellers request buyers to pay cash? what is the advantage to pay cash? for the roof and siding, how often it should be changed? every 10 yrs
In SW Florida some condo sellers are offering the terms of cash only on the sale because their particular condo association's financials may not fit the requirements for buyer financing ... more
0 votes Share Flag Wed Jun 24, 2015 Home Buying in 55125
boli0088, Home Buyer in New Brighton, MN
boli0088 asked:
Questions about Pulte homes in the Twin Cities I have read many reviews on the poor quality of home and poor customer service of the builder Pulte as a whole, but I also know they contract their builders based off of location. I have…
0 votes Share Flag Tue Feb 17, 2015 Home Buying in 55105
USMortgageRa…, Real Estate Pro in Plano, TX
USMortgageRanger answered:
What is the average closing cost on a $200000 conventional loan with 20% down in MN?
The closing cost is going to vary from Lender to Lender. My cost on all loan is $1,350.00 total. The first part of home buying is getting APPROVED by a Lender who has done their due dil ... more
0 votes Share Flag Fri Jan 30, 2015 Home Buying in Saint Paul
Elizabeth Bo…, Real Estate Pro in Cambridge, MA
Elizabeth Bolton answered:
Do Home Buyers Mind Being Lied to With Stretched Photos?
Even photos by professional photographers taken with wide angle camera lenses can make a place look larger than it is. It's tough - you need a wide angle lens to take decent interior sh ... more
0 votes Share Flag Mon Dec 15, 2014 Home Buying in Saint Paul
Debbie Dutton, Real Estate Pro in 63131
Debbie Dutton answered:
How do you get a good calculation, or estimate, of a homes true value?
A real estate agent is your best source for determining a home's true value. An agent can pull comps on similar houses that have sold in the same area. It's important to find an agent w ... more
0 votes Share Flag Thu Nov 13, 2014 Home Buying in Saint Paul
garypuntman, Other/Just Looking in Los Angeles, CA
garypuntman answered:
if water is leaking in the crawl space basement of an older home that's been renovated, how much can i expect to get it fix? also, the house
You will want to get this looked at as soon as possible. I don't know very much about crawl spaces and their maintenance. I'm sure this could cause some damage though and take quite a ... more
0 votes Share Flag Thu Oct 23, 2014 Home Buying in Saint Paul
Geoffrey Ser…, Real Estate Pro in Edina, MN
Geoffrey Serdar answered:
My family may be moving from Little Falls, MN to the twin cities. I was wondering if there was anywhere comparable to the living cost of Little Falls
@anwearne,

The fact is, there are no single family homes in the Twin Cities with access to above average schools at this price point, you may be able to find good schools in a more r ... more
0 votes Share Flag Thu Oct 16, 2014 Home Buying in Saint Paul
Rose, Home Buyer in 32807
Rose answered:
what does it mean in a short sale when it goes to a qualification coordinator for review?
why are there no regulations, besides the Fannie Mae Freddie Mac loans that make them do their job in a timely manner? Seems some thing are followed by some banks and some are not. An ... more
0 votes Share Flag Wed Oct 15, 2014 Home Buying in Saint Paul
Joel Johnson, Real Estate Pro in Bloomington, MN
Joel Johnson answered:
We are planning a move in late June, and don't have a large down payment. Would it be better to rent and save or look for a "deal"?
That would be best answered by both a Financial Advisor and/or Loan officer.
You can start with:
Michael Dietrich
651-206-3377
http://0678280002.brokersite.com/Default.aspx
0 votes Share Flag Sat Jun 28, 2014 Home Buying in Saint Paul
Jeanne Karve…, Home Buyer in Fiesta M/h Estates,...
Jeanne Karvelas answered:
I am 2 months behind on my mortgage payment. At what point can the bank forclose on my home?
I am going to be 3 months 2 weeks behind on my morg....I am signing a P&S this week.....will most banks hold off...its going to be a cash sale...
0 votes Share Flag Mon May 19, 2014 Foreclosure in 55104
Erika Kuhlme…, Real Estate Pro in Saint Paul, MN
Erika Kuhlmeyer Dragich answered:
Qualifying for a mortgage without 2 years of work history.
Rachel,
Yes FHA allows non-occupying co-signer to reside outside the state you are buying in.
Yes you are required to have a 2yr work history...if it's not consecutive with your curr ... more
0 votes Share Flag Wed Apr 23, 2014 Home Buying in Saint Paul
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
I'm looking at a house that is owned by Fanny Mae. Do I need a realtor?
Kris,

Very simply.....ALL buyers should seek their own personal representation. To do anything else is to invite the potential for a "conflict of interest."

I'd be curious to kno ... more
0 votes Share Flag Tue Apr 1, 2014 Home Buying in Saint Paul
Maureen Cato…, Real Estate Pro in Coon Rapids, MN
Maureen Cato-Spicer answered:
I qualify VA Loan program, My credit is near 800, have secure income but will not have down payment, need to purchase home, what are my options?
as the spouse of a vet I can tell you that VA is a no down loan up to a certain price. otherwise a very small down at a larger loan. Talk with a loan office and then contact a me to h ... more
0 votes Share Flag Fri Mar 14, 2014 Home Buying in 55106
Mnlakeplace, Real Estate Pro in White Bear Lake, MN
Mnlakeplace answered:
Can I buy a home if I owe the state of Minnesota?
yes if you buy on a contract for deed you can buy a house and make payments to the state or pay it off in full. http://www.mnhomescontractfordeed.com/ramsey-county
0 votes Share Flag Fri Mar 14, 2014 Home Buying in Saint Paul
Mnlakeplace, Real Estate Pro in White Bear Lake, MN
Mnlakeplace answered:
I am looking for a 3bed / 2 bath townhouse in Woodbury,MN possibly new or built in the last 10 years. What would be the price range?
probably around $400,000+ http://www.mnhomescontractfordeed.com/ramsey-county
0 votes Share Flag Fri Mar 14, 2014 Home Buying in 55129
Mnlakeplace, Real Estate Pro in White Bear Lake, MN
Mnlakeplace answered:
I need a house today, is there rent to option to buy in mpls mn where I can work on home ownership while in a house I want to purchase when qualified
you can find links to rent to own here but mainly contract for deed homes for sale in Minneapolis and other areas in the twin cities metro areas http://www.mnhomescontractfordeed.com/he ... more
0 votes Share Flag Fri Mar 14, 2014 Home Buying in Saint Paul
Mnlakeplace, Real Estate Pro in White Bear Lake, MN
Mnlakeplace answered:
I am indian, want to buy a flat in MN , my daughter is staying in MN how do I transfer Money from India, what is yearly tas for a flat
you can wire money to the title company she is closing at prior to the closing date. http://www.mnhomescontractfordeed.com/ramsey-county
0 votes Share Flag Fri Mar 14, 2014 Home Buying in 55129
Mnlakeplace, Real Estate Pro in White Bear Lake, MN
Mnlakeplace answered:
First time home loan 2 years after bankruptcy? What are the chances?
pretty good for bk after 2 years 3 years for a foreclosure. Buy a home on a cd and refinanced it. http://www.mnlakeplace.com/contract-for-deed-1
0 votes Share Flag Fri Mar 14, 2014 Home Buying in Saint Paul
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