Financing in Saint Paul : Advice

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Brian Martuc…, Real Estate Pro in Washington, DC
Brian Martucci answered:
Are inspection and appraisal fees included in Closing Costs?
The 3% statement was simply a rough estimate.
Appraisals are something done to close the loan, and its often paid at settlement, so its a closing cost.
It may be paid in advance of cl ... more
0 votes Share Flag Sat Feb 28, 2015 Financing in Saint Paul
Jason Stockw…, Real Estate Pro in 55436
Jason Stockwell answered:
does a buyer ever have to pay the real estate agent?
This is rare. When a buyer purchase a home, the commission amounts usually come from the sellers side.
0 votes Share Flag Sat Feb 28, 2015 Financing in Saint Paul
Mnlakeplace, Real Estate Pro in White Bear Lake, MN
Mnlakeplace answered:
Does anyone have any good lenders that will borrow to people with less than perfect credit?
if you can't get a lender to finance you try contract for deed and then refinance the home. here you go for all the latest cd properties http://www.mnlakeplace.com/contract-for-deed-1
0 votes Share Flag Fri Mar 14, 2014 Financing in Saint Paul
Cody Anderson, Real Estate Pro in Minneapolis, MN
Cody Anderson answered:
My husband and I refinanced our home a few years ago and because I am self-employed with little income, the mortgage broker told me that my name
Yes it's common. It is very simple to have you on the deed which is the real proof of ownership.

I hope you have refinanced since 2010!! I like to ask this guy my mortgage questions ... more
0 votes Share Flag Thu Dec 5, 2013 Financing in Saint Paul
Teresa Board…, Real Estate Pro in Saint Paul, MN
Teresa Boardman answered:
What are my options?
Can you rent it out? You can not sell it as a short sale and maintain a good enough credit score to buy a new home. You may want to consider staying where you are. We had two children ... more
0 votes Share Flag Sun Jun 20, 2010 Financing in 55129
Patti Hessli…, Real Estate Pro in Woodbury, MN
Patti Hessling answered:
Home balance 175,000 to much for me how do I get off from under house I cant afford
Gwen,

With the current economic conditions, there are many people who are saying exactly what you are saying "How do I get out from under a house I can't afford". Unf ... more
0 votes Share Flag Sun May 2, 2010 Financing in Saint Paul
Total Mortga…, Real Estate Pro in Connecticut
Total Mortgage Services, LLC answered:
What are some of the things to know to keep yourself away from a predatory lender?
I know this question is a few months old, but if anyone else benefits from reading my answer, it's well worth posting. HUD has a great page on their site ... http://www.hud.gov/bu ... more
0 votes Share Flag Mon Sep 21, 2009 Financing in Saint Paul
Grace Morioka, Real Estate Pro in Sunnyvale, CA
Grace Morioka answered:
Do lenders ever check the financial condition of a condominium when approving a loan?
Hello Im2cynical and thanks for your question.

Prior to funding the loan, the lender will contact the Homeowners Association's Board of Directors or management company and will reque ... more
0 votes Share Flag Wed Jul 29, 2009 Financing in Saint Paul
California M…, Real Estate Pro in 92075
California Mortgage Broker answered:
As a Real Estate Agent, what should I know about subprime homebuyers?
The only real concern you should have is two-fold. The answer shouldn't surprise you: (1) zero-down loans for subprime borrowers are dissappearing (2) stated-income loans, for subpr ... more
2 votes Share Flag Fri May 18, 2007 Financing in Saint Paul
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