Saint Paul : Real Estate Advice

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Mary Jo Quay, Real Estate Pro in Minneapolis, MN
Mary Jo Quay answered:
Would you tell me more about a HUD home? And, a Housing Choice Voucher through HUD? Thank-you.- Me :)
As you probably know, HUD are government owned, and there are a few things to know.

Most HUD homes give buyers who will live in the home a 'first look.' This means that they won't a ... more
0 votes Share Flag Sat Jun 1, 2013 Home Buying in 55106
Russ Douville,  in Saint Paul, MN
Russ Douville answered:
what does the debt to ratio mean?
It is the ratio of your long term debt to your qualifying income.

In simple terms it is your monthly debts (credit cards, student loans, car loans, projected mortgage payments) divid ... more
0 votes Share Flag Tue Apr 16, 2013 Home Buying in Saint Paul
Joan Markgraf,  in Saint Paul, MN
Joan Markgraf answered:
When is this house available?
This is a rent to own, it is being offered to renters with an option to buy, but that have only a few minor credit problems to clear up. Joan Markgraf listing agent with Real Estate Mas ... more
0 votes Share Flag Fri Apr 12, 2013 Rentals in West Seventh
Susan Hoffla…, Real Estate Pro in Shoreview, MN
Susan Hofflander answered:
I have over $50K in student loan debt. None of which is outstanding or in default. Will this effect me being approved for a loan?
Hi, msred00!
I'm always amazed at the amount of answers that get posted. And, the LENGTH of some of them is pretty astounding!

I think it's a good idea for you to talk to a quali ... more
0 votes Share Flag Sat Mar 23, 2013 Home Buying in Saint Paul
Spirit Messi…, Real Estate Pro in Tucson, AZ
Spirit Messingham answered:
Has anyone applied for a Wells Fargo CDMP loan?
I am a small business owner, we have our personal and two seperate business accounts with Wells Fargo. With that in mind, whenever I can I suggest to local lenders for my buyers to wor ... more
0 votes Share Flag Sat Mar 2, 2013 Home Buying in 55103
Claire Basti…, Real Estate Pro in Fridley, MN
Claire Bastien Sales Associate answered:
Advise how to select Title Company & get Title Insurance as well
Hello,

Title companies typically sell the same type of service to you, I would go to www.Title-1.com and use their Calcurator, it allows you to see what your title work would cost f ... more
0 votes Share Flag Tue Feb 12, 2013 Home Buying in Saint Paul
Claire Basti…, Real Estate Pro in Fridley, MN
Claire Bastien Sales Associate answered:
Can anyone help with buying a cheaper home and financing in Saint Paul?
Certainly there are still homes in foreclosure and there are some options available in that price range.
If you are looking at financing the home and putting some money into it many pr ... more
0 votes Share Flag Tue Feb 12, 2013 Home Buying in Saint Paul
Pader Yang, Renter in Executive Series At...
Pader Yang answered:
Equal housing does that also include for those with a felon but has a stable job and in need for equal home renting with good credit?
Thank You all so much... I'm very very thankful for these answers to my question. My boyfriend is felon but he also has a stable job. I on the other is not a felon but currently enrolle ... more
0 votes Share Flag Thu Feb 7, 2013 Rentals in Saint Paul
Giahowell, Renter in Saint Paul, MN
Giahowell answered:
lookingfor home that take section 8
Go to the website called
HousingLink.org
0 votes Share Flag Wed Jan 30, 2013 Rentals in Saint Paul
Christopher…, Real Estate Pro in Bloomington, MN
Christopher Block answered:
wexford , new brighton,mn
Yea little confused myself usually property info requests are not in Market Conditions. ANyways, this property is a short sale and already has an offer on it. I think for the money thou ... more
0 votes Share Flag Sat Jan 5, 2013 Market Conditions in Saint Paul
Ron Jensrud, Real Estate Pro in Fridley, MN
Ron Jensrud answered:
Recommendations for a home builder?
Capstone Homes www.Capstonehomes-mn.com

However, before your begin that process you should hire a Buyers Agent and becareful there are 2 types of Buyer Agents:

1) Exclusive Buyer ... more
0 votes Share Flag Thu Dec 6, 2012 Home Buying in Saint Paul
Char Phillips…, Other/Just Looking in 55106
Char Phillips Downing answered:
I am wondering if there is a large number of violent crimes in the dayton bluffs area of st. Paul.
In my humble opinion "YES".

My husband and I lived in Daytons Bluff for 7 years in a beautiful Queen Anne home that was on the National Historical Register. We left because there ha ... more
0 votes Share Flag Thu Oct 25, 2012 Crime & Safety in Saint Paul
Cameron Piper, Real Estate Pro in Vadnais Heights, MN
Cameron Piper answered:
In brooklyn New York. My lease was up August 30. Let the landlord know at the beginning of month that I will not renew lease as I was not sure if
In MN, where the question was posted. Giving notice of one month means that you have to give notice the day before the last day of the previous month. In other words, you need to give ... more
0 votes Share Flag Wed Sep 5, 2012 Rental Basics in 55116
Steve Vennem…, Real Estate Pro in Pine Springs, MN
Steve Vennemann answered:
My son is considering moving to this area. What types of crime, if any, have occurred in the area near Carroll Avenue and Pascal, St. Paul, MN 55104?
I would recomemd looking at the police reports or check on line. http://www.mnhomescontractfordeed.com/ramsey-county
0 votes Share Flag Wed Sep 5, 2012 Crime & Safety in 55104
Steve Vennem…, Real Estate Pro in Pine Springs, MN
Steve Vennemann answered:
What is the current average listing time for home prices between $400,000-$500,000?
You have to be more specific on what area saint paul is a large city with alot of suburbs. http://www.mnhomescontractfordeed.com/ramsey-county
0 votes Share Flag Wed Sep 5, 2012 Market Conditions in Summit - University
Steve Vennem…, Real Estate Pro in Pine Springs, MN
Steve Vennemann answered:
Does the association insurance cover the interior such as flooring, fixtures, cabinets and counter tops?
some policies do. You have to talk to your association most of the time exterior. Sometimes anything that is attached to the home. http://nationwidecontractfordeeds.com/rent_to_own.html
0 votes Share Flag Wed Sep 5, 2012 Shopping & Local Amenities in Saint Paul
Steve Vennem…, Real Estate Pro in Pine Springs, MN
Steve Vennemann answered:
I am considering moving to 55102 area in MN How is the public transportation and job market?
there are alot of buses and shopping-resturaunts close to down town. http://nationwidecontractfordeeds.com/rent_to_own.html
0 votes Share Flag Wed Sep 5, 2012 Rentals in Saint Paul
Steve Vennem…, Real Estate Pro in Pine Springs, MN
Steve Vennemann answered:
I am looking for a rental condo/home near the u of mn that is relaively safe, good schools. there are so many neighborhoods that it is overwhelming.
check out this site it is free and homes in all states. http://nationwidecontractfordeeds.com/rent_to_own.html
0 votes Share Flag Wed Sep 5, 2012 Quality of Life in Saint Paul
Steve Vennem…, Real Estate Pro in Pine Springs, MN
Steve Vennemann answered:
im looking for a 3 bedroom house in this area. rent amount no more then 1200.
You may want to look here they have rent to own-contract for deed homes in all states.
http://nationwidecontractfordeeds.com/rent_to_own.html
0 votes Share Flag Wed Sep 5, 2012 Rentals in West Seventh
Bill Eckler, Real Estate Pro in Venice, FL
Bill Eckler answered:
Add a second bathroom in finished basement?
susan,

You are finding that homes built to the family of the 1950's and 60's and in now way able to meet the needs and expectations of today's family.

Your best approach will like ... more
0 votes Share Flag Sun Jul 8, 2012 Home Selling in 55116
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