Financing in Saint Louis : Advice

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Brittany898, Home Buyer in San Francisco, CA
Brittany898 answered:
How do I find out if a complex of condos is VA approved?
The Department of Veterans Affairs (VA) maintains an Approved Condominiums List. Once it is determined by the VA that a condominium project meets its set of minimum standards, it is ad ... more
0 votes Share Flag Thu Apr 30, 2015 Financing in Saint Louis
Noah Seidenb…, Real Estate Pro in 60202
Noah Seidenberg answered:
How do I get financing as a 1st time home buyer for mixed use property (1st floor commercial/2nd floor residential)?
You should get in contact with a good Lender who can help you get the financing you need.
0 votes Share Flag Sat Apr 25, 2015 Financing in Saint Louis
Joel Holtman, Real Estate Pro in 63129
Joel Holtman answered:
I am planning on moving to St Louis in July 2015. I plan on going there in March to find a place. When is a good time to get pre-approval?
Hello, as soon as possible is the best time to get started. I would love to help you out with your Real Estate search. You can contact me at 314-413-2972. However for your mortgage pre- ... more
0 votes Share Flag Fri Jan 23, 2015 Financing in Saint Louis
Debbie Dutton, Real Estate Pro in 63131
Debbie Dutton answered:
Looking for a 95% Jumbo loan in St Louis Mo
I suggest calling Dean Pilcher, VP at First Bank in the mortgage division. I know he has jumbo loans with 5% down for professionals. His telephone # is 314-205-3105. He's also a great l ... more
0 votes Share Flag Sat Jan 10, 2015 Financing in Saint Louis
Debbie Dutton, Real Estate Pro in 63131
Debbie Dutton answered:
I am looking to refinance my home--currently have physician loan at 6%--loan is in missouri. Would like to refinance with another physician loan.?
Not sure if you're still needing the physicians loan but someone else may need one. Give Dean Pilcher, VP at First Bank. They have professionals loan -- Drs and Attys. Dean's telephone ... more
0 votes Share Flag Thu Nov 27, 2014 Financing in 63108
Derek Zasare…, Real Estate Pro in Saint Louis, MO
Derek Zasaretti answered:
my house is under water barely worth 18,000 but I owe 48,000 what are my options?
Call me today. I am local and will walk you through and explain your options. No obligation.
0 votes Share Flag Tue Jun 10, 2014 Financing in 63121
Ted Rood, Real Estate Pro in 63146
Ted Rood answered:
Looking for a St. Louis lender that can lend on new appraisal value within 6 months of purchase of investment property
I just did one of those, we had to document the improvements, and went Fannie Direct to avoid lender overlays. I'm in St Louis, but write loans nationally. Questions? Give me a call ... more
0 votes Share Flag Sun Mar 23, 2014 Financing in Saint Louis
Ted Rood, Real Estate Pro in 63146
Ted Rood answered:
Can you get an 80/10/10 loan in Missouri?
We do those as well, I'm in St Louis, glad to help if you'd like to look at another option.
0 votes Share Flag Wed Jan 29, 2014 Financing in Saint Louis
MelvinC, Home Buyer in Miami, FL
MelvinC answered:
to qualify for a va loan what does your credit score need to be?
I think it all depends on the lender. I saw online there is no credit score minimum for Vets but then all the lenders I talk to say you need to have a 620 or 640. I would say you need t ... more
0 votes Share Flag Wed Dec 11, 2013 Financing in 63101
Dan Kim, Real Estate Pro in Saint Louis, MO
Dan Kim answered:
Has anymore gone thur the NACA program and if so what can you share about it?
I worked with 1 closing for 6 months sending and resending the same docs to the NACA processors, it was a mess.
0 votes Share Flag Thu Nov 21, 2013 Financing in Saint Louis
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
Seems to me this protects the seller only. What happens if I suddenly loose my job - I would be financially ruined since I would be forced to by?
Actually, that's not necessarily so.

My buyer did lose his job 2 weeks before the closing..........the mortgage company went to verify employment, and since he had been let go, he lo ... more
0 votes Share Flag Wed Nov 20, 2013 Financing in Saint Louis
Dale Weir, Real Estate Pro in Saint Louis, MO
Dale Weir answered:
Am I bound to sign and if I don't what are consequences if everything is fine & I have signed sales contract & financing?
I'm not quite sure what your question is. If tou have a legally binding contract, there are provisions in it go protect both tjhe buyer and the seller, including provisions for both si ... more
0 votes Share Flag Wed Nov 20, 2013 Financing in Saint Louis
Frank Ruzicka, Real Estate Pro in Saint Louis County, MO
Frank Ruzicka answered:
After buying a home, why does a buyer not have to make his 1st full mortgage payment until Day 1 of the second mo. following closing?
It all depends on your note. You may received an interest credit at time of closing then you may have a payment due the immediate 1st of the month. Typically the first 5-7 days of the m ... more
0 votes Share Flag Sun Oct 13, 2013 Financing in Saint Louis
Patti Kane, Home Buyer in Boulder, CO
Patti Kane answered:
how do i get a portfolio mortgage loan?
I had a short sale last year and my Realtor recommend http://www.cfs-mortgage.com/flex for a home loan. I am very happy to be able to purchase again.
2 votes Share Flag Tue May 14, 2013 Financing in Saint Louis
Tonja Neal, Real Estate Pro in Saint Louis, MO
Tonja Neal answered:
my student loans are on a income based repayment, but my federal loans wont grant me the same option.
You may want to contact the grantor of your student loan and ask a few questions.

Thanks,
Tonja
0 votes Share Flag Tue Jan 22, 2013 Financing in 63139
Adrian, Both Buyer and Seller in Louisville, KY
Adrian answered:
Where in the entire St. Louis, MO area is there a lender who will give people a loan for a home that short saled their house.
You can look into private sellers, such as myself, who would offer a lease to own option. Email me directly and I can give you some information about some of the properties that I have ... more
0 votes Share Flag Thu Jul 12, 2012 Financing in Saint Louis
Scott Helt, Real Estate Pro in Saint Louis, MO
Scott Helt answered:
Private Lender or Equity Partner Needed To Fund Real Estate Transactions
I work with many out of town and local investors who re sell and who also flip homes in the St Louis Market. I find distressed homes and turn key homes depending on the investor's crite ... more
0 votes Share Flag Wed Jun 6, 2012 Financing in 63103
Kate Ball, Real Estate Pro in Saint Louis, MO
Kate Ball answered:
My credit is below the standard, I'm looking to lease with the opt to buy, are there any agent that provide that service?
True that there are many options for financing and leasing. Why not address the problem at it's source: your credit score?

Please consider contacting Karen Robinson at The Cr ... more
0 votes Share Flag Fri Jan 13, 2012 Financing in Saint Louis
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