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Joey Difranco, Real Estate Pro in Affton, MO
Joey Difranco answered:
Can a good sized basement bedroom with a closet and a small window count towards the homes total bedrooms in Affton MO?
To count as a bedroom, the ceiling height must be atleast 7 feet, the room must be 70 sq ft and be no less than 7 feet in one direction. There also has to be an egress window that has 5 ... more
0 votes Share Flag Tue Dec 23, 2014 Remodel & Renovate in 63123
Evren Senol, Real Estate Pro in Town and Country, MO
Evren Senol answered:
How much is my house worth?
Without the actual address, I cannot begin to even attempt to answer your question.

Assuming rent of $850/mo, an investor would not want to pay more than $42,500 for this property.
0 votes Share Flag Fri Aug 9, 2013 Home Selling in 63123
Zach Seales, Real Estate Pro in Columbia, MO
Zach Seales answered:
Do you know of any home loan options with a credit score just under 640?
If your score is at least 620 you should have plenty of options. I work with Guardian National Bank and we work with FHA, conventional, and USDA all at 620; sometimes lower. If you'd ... more
0 votes Share Flag Thu Jul 18, 2013 Home Buying in 63123
Dale Weir, Real Estate Pro in Saint Louis, MO
Dale Weir answered:
how would I find out how much of a loan i can get approved for?
If you need a good mortgage lender in the st louis area, I would suggest you call Terra Ritchie at 314-276-6755.
0 votes Share Flag Mon Mar 11, 2013 Home Buying in 63123
Home.searche…, Home Buyer in Saint Louis County, MO
Home.searcher123 answered:
I had a home with the 7500 dollar tax credit attached to it and i lost it too foreclosure. Do i owe the credit back still???
Of course you owe it back! The tax credit came with stipulations that you were unable to adhere to. It's not free money! That is taxpayers money, and the IRS will come looking for it ev ... more
0 votes Share Flag Tue Jul 24, 2012 Home Selling in 63123
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Under missouri law can banks seek a deficiency judgement against you after a foreclosure? i have heard yes and no....
This is the next great area of contention in U.S. Law!

We have not even seen the tip of this ice berg,
and it would be foolish to speculate.

Being a RECOURSE State, the answer to ... more
0 votes Share Flag Tue Jul 10, 2012 Home Buying in 63123
Michael Emery, Real Estate Pro in Minneapolis, MN
Michael Emery answered:
do coop fees ever cover replacement of roof, In Missouri?
Are you speaking of a true co-op where all the owners own a share of the property? (100 owners would each own 1 percent of the property) or are you talking about a condo/townhouse where ... more
0 votes Share Flag Sat Feb 19, 2011 Foreclosure in 63123
Patricia In…, Home Buyer in Saint Louis County, MO
Patricia In St. Louis, Mo answered:
i just got a letter from the bank saying that if i do not pay my mortgage in a month the house will be put on foreclosure,we had tried to make
To get some excellent hopefully advise at a reasonable price, sign up for about $16 a month for pre-paid legal. You request and get to talk to a lawyer with the speciality you desire w ... more
0 votes Share Flag Sat Feb 19, 2011 Foreclosure in 63123
Justin Ruzic…, Real Estate Pro in 33913
Justin Ruzicka answered:
fixed rate or step. i dont understatnd?
Here is a blog on Mortgage Modifications...be careful. Read about the first hand knowledge I have with them..

http://2000shortsales.blogspot.com/2011/01/mortgage-modifications-or-loa ... more
0 votes Share Flag Fri Feb 4, 2011 Foreclosure in 63123
Sheila Worle…, Real Estate Pro in 63385
Sheila Worley-SS Team Lead answered:
i live in st. louis, mo and in a situation where i can not afford my mortgage.
PLEASE DON'T WALK AWAY FROM YOUR HOME!!

Have you considered a short sale? A short sale is an agreement with the bank that allows you to sell your home for less than the balan ... more
0 votes Share Flag Thu Jan 28, 2010 Foreclosure in 63123
Emily Erekuff, Real Estate Pro in Menifee, CA
Emily Erekuff answered:
My listings are no longer live and should be never received email 2 days prior to expiration
Hi Joan,

I apologize for not finding and answering your question sooner. In the future, should you have a question about Trulia, please assign it to our Using Trulia category.

The ... more
0 votes Share Flag Thu Feb 5, 2009 Using Trulia in 63123
William Berm…, Real Estate Pro in Los Angeles, CA
William Bermudez answered:
Who can help me understand Loan Modification & Homeowner Loss Mitigation Services?
Hi Lisa, my name is William and I work for a law firm that specializes in loan modification in Glendale Ca, and have client's all over the united state including MO. YES we are leg ... more
0 votes Share Flag Fri Sep 5, 2008 Foreclosure in 63123
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