Home Buying in Saginaw : Advice

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Melissa Rise…, Real Estate Pro in Saginaw, MI
Melissa Riselay answered:
Looking to buy in 50k region Single family home to rent out
Hello Ashling,

If you are interested in the Saginaw, MI area I could be of help! I am a local agent and would be happy to talk with you about several properties that would make for ... more
0 votes Share Flag Fri Dec 27, 2013 Home Buying in Saginaw
Kathy Persha, Real Estate Pro in Michigan
Kathy Persha answered:
As a Real Estate Agent, I would like to know as a home buyer or seller, what is the most important thing you look for when selecting an agent?
Responsiveness!!! You want an agent who returns your calls quickly, is available when you need to speak to him/her, gives you feedback on the showings on the house that you are selli ... more
0 votes Share Flag Thu Oct 3, 2013 Home Buying in 48603
Dianna Lake, Real Estate Pro in Plymouth, MI
Dianna Lake answered:
where do you go to find crime stats?
You can check the community or city website for the crime stats or you can go to the local city offices and obtain the information as well.

Kind Regards,
0 votes Share Flag Mon Jun 10, 2013 Home Buying in Saginaw
Margo Borkin, Real Estate Pro in West Bloomfield, MI
Margo Borkin answered:
How can I get a listing of all homes that are available for land contract in Saginaw county?
You can contact a local realtor in that area and they can set you up with a search. Land Contracts are rare though. The seller would have to have the home paid off in order to do a land ... more
1 vote Share Flag Fri Jun 7, 2013 Home Buying in Saginaw
Ab2530, Home Buyer in Scottsdale, AZ
Ab2530 answered:
We are buying a condo, but one of the two sellers may die before we close. What can/should the sellers do and is there anything we can do?
Thanks to everyone for their comments. We did suggest that our realtor mention to the sellers' realtor about the wife obtaining power of attorney for her ailing husband. In answer to o ... more
0 votes Share Flag Fri Mar 22, 2013 Home Buying in Saginaw
Ray Spitler, Real Estate Pro in Saginaw, MI
Ray Spitler answered:
Is there any way to find out why a pa fell thru? or how much was offered?
The listing Agent may provide some insight as to why the deal did not close, but not always. In most cases it is due to Buyer financing and not a problem with the property. It could als ... more
0 votes Share Flag Sun Feb 10, 2013 Home Buying in 48603
Anna Welchner, Real Estate Pro in 48603
Anna Welchner answered:
What is a good rule for offering lower than the asking price?
HUD homes are hard to offer much less than asking. If its been up for 6 months though than maybe you could offer less and get it. I would check homes that have sold in that area with th ... more
0 votes Share Flag Wed Sep 26, 2012 Home Buying in 48603
Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence 727.420.4041 answered:
How do I find out how long a house has been on the market.?
Just as Pamala advised, a local real estate professional is your best resource.
Pamala phone number is on her Trulia profile.

There are two numbers in which you should have interest ... more
0 votes Share Flag Wed Sep 26, 2012 Home Buying in 48603
Eric Michael, Real Estate Pro in Livonia, MI
Eric Michael answered:
I'm in chapter 13 since 2009 I dont know my credit score
It all depends on when your bankruptcy is actually discharged. You can get a copy of your credit report for free online.

Read my blog about it below.
1 vote Share Flag Fri Aug 17, 2012 Home Buying in Saginaw
Vernidia Hib…, Home Buyer in Saginaw, MI
Vernidia Hibbler answered:
1749 Bro mor st saginaw, michigan 48602
I see the homes posted the only kind I like is Ranch Style ONLY
0 votes Share Flag Fri Aug 17, 2012 Home Buying in Saginaw
Eric Michael, Real Estate Pro in Livonia, MI
Eric Michael answered:
How do I go about getting a realtor? I've sent emails, I havent gotten a phone call from one. Do I call or will they call me.?
Like Alan said, the best thing to do is to call them direct. If they don't get back with you in a reasonable time, call another one.

Once you get one on the phone, ask questions. If ... more
0 votes Share Flag Fri Aug 10, 2012 Home Buying in Saginaw
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
My ex husband wrecked my credit and my fiance and I are desperately trying to move to a better neighborhood for our children.
Good morning Nichole,

We see many credit reports with low credit scores (anything less than 620), and often many scores in the 500's. This is BAD credit. If you are one of the folks ... more
0 votes Share Flag Sat Apr 28, 2012 Home Buying in Saginaw
Mary, Other/Just Looking in Shawnee County, KS
Mary answered:
is the home at 2144 Nebraska Ave Saginaw Mi. 48601 ,sold or is it still for sale
Is the home on 2006 so. 10th st for sale or is it sold.
0 votes Share Flag Wed Nov 9, 2011 Home Buying in 48601
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
I am a first time home buyer. I was pre approved for a FHA loan. My first problem I ran into was my credit score which is a 613 I submitted all of my
Wow, you are really getting a runaround! It sounds like your Loan Officer suffers from the age old "LOD" or "Loan Officer Disease." I've been a Mortgage Loan ... more
0 votes Share Flag Tue Nov 8, 2011 Home Buying in 48602
Ray Spitler, Real Estate Pro in Saginaw, MI
Ray Spitler answered:
When I sell my house, how do I buy the next one before I close?I need the money from this house to buy the next one.how does this work?
In this market, it is difficult to make an offer on another home "subject to the sale" of your present one. It reduces your bargaining power on the new home, and if accepted, ... more
0 votes Share Flag Thu Jul 28, 2011 Home Buying in 48604
Jim McDonald…, Real Estate Pro in Grand Rapids, MI
Jim McDonald NMLS# 156546 answered:
Is there any banks that will give out FHA loans for people with a credit score lower than 620?
I am a Mortgage Broker not a bank but, I deal with several lenders that will loan to borrowers with scores below 620, I have one lender that will go to 580. The down payments for these ... more
0 votes Share Flag Wed Mar 2, 2011 Home Buying in Saginaw
Sonya Loose, Real Estate Pro in 48612
Sonya Loose answered:
How do you purchase a foreclosed property?
Hi Cat, you purchase a foreclosed property much the same way as any other property, however there are some specifics to certain types of foreclosures. I publish a blog post weekly that ... more
0 votes Share Flag Fri Aug 6, 2010 Foreclosure in 48601
Keith Manson-…, Real Estate Pro in Milwaukee, WI
Keith Manson- Metro Milwaukee Wisconsin answered:
Short sale durning redemption period in Michigan. The house next to me just sold at sheriffs auction for $215,000. Is it possible to offer less than?
The property must be listed with a real estate agent and needs to be a arms legth transaction. In addition the seller needs to meet the banks requirements to be eligible for a short sa ... more
0 votes Share Flag Fri Jul 23, 2010 Foreclosure in Saginaw
Ray Spitler, Real Estate Pro in Saginaw, MI
Ray Spitler answered:
I didn't own a home in the last 3yrs but my husband did it so says I do not qualify. What if I am now divorce?
Sarah,
What are you trying to qualify for?
If it is the Tax credit, you should have had a binding contract on a home on April 30th and close by June 3oth.
Whether you owned a home o ... more
0 votes Share Flag Wed May 19, 2010 Home Buying in Saginaw
Ray Spitler, Real Estate Pro in Saginaw, MI
Ray Spitler answered:
Where can i find a foreclosure listing that are free to view in saginaw Michigan/Bank Owned?
Gloria, you can view all available properties including foreclosures in Saginaw at www.SaginawBayHomes.com. This includes HUD homes, bank owned, and short sales.

When you are ready ... more
0 votes Share Flag Wed May 19, 2010 Foreclosure in Saginaw
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