Home Buying in Sacramento : Advice

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Bob Oatmeyer, Home Buyer in American Fork, UT
Bob Oatmeyer answered:
If a home inspection shows that an old water heater needs to be replaced, is it reasonable to request sellers replace with a tankless water heater?
I think that sounds like a pretty reasonable request. As long as the home inspection shows that and it is no longer in running condition. If the home owner is not willing to then you co ... more
0 votes Share Flag Fri May 22, 2015 Home Buying in Sacramento
Evagail, Home Buyer in Dallas, TX
Evagail answered:
Can first-time home buyers use co-signers for FHA loans?
Cosigning means that you are legally responsible if the the house mortgage does not get paid. It also means that if you buy again, you must be able to qualify for all the houses that yo ... more
0 votes Share Flag Fri May 22, 2015 Home Buying in 95834
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
can the buyer cancel if they were told that their Down payment was going to be 4k and know its going to be 3 times more and they are ready to close?
Below I assumed that lgf657 was the seller. I may have been mistaken. Either way I think what I said was good information.
0 votes Share Flag Mon May 18, 2015 Home Buying in Sacramento
Soniajanki, Home Buyer in San Jose, CA
Soniajanki answered:
i'm getting a va loan and the house appraisal came back 2000 less then the asking of 175k ,can the seller
VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-relat ... more
0 votes Share Flag Fri May 15, 2015 Home Buying in Sacramento
Soniajanki, Home Buyer in San Jose, CA
Soniajanki answered:
What is start date after a FHA foreclosure to apply for a VA home loan it's a three year wait to apply?
The VA guidelines state 2 years, but don’t assume that means all will be well in two years. The VA guidelines stat that this is the MINIMUM time period, so late important to have ... more
0 votes Share Flag Fri May 15, 2015 Home Buying in 95823
Diane Christ…, Real Estate Pro in Sarasota, FL
Diane Christner answered:
WHEN ARE YOU REMOVING PICTURES OF MY HOME THAT I DID NOT AUTHORIZE?? This is my third email asking you to remove the pictures. CASE #3487616
If the listing appeared on Trulia it probably appeared on other real estate sites as well, so you may wish to search further on the Internet to see what else it out there.

Homeowne ... more
0 votes Share Flag Thu May 14, 2015 Home Buying in 95816
Karen & Paul…, Real Estate Pro in El Dorado Hills, CA
Karen & Paul Catania answered:
IS it the right time buy homes in USA (especially Sacramento, folsom - This is where i live). Are the prices going to soar or drop down ?
There isn't a crystal ball telling us what is going to happen next in the market but so far this year prices are steady and rates are still good. This is a great year to buy and we are ... more
0 votes Share Flag Thu May 14, 2015 Home Buying in Sacramento
George Dudley, Real Estate Pro in Tampa, FL
George Dudley answered:
looking to buy a home with bad credit.
Good Morning. Most lenders are approving people at 580 minimum scores. There is more that goes into the loan approval than the score though. I can assist you with this, Lets talk offlin ... more
0 votes Share Flag Mon May 11, 2015 Home Buying in Sacramento
garypuntman, Other/Just Looking in Los Angeles, CA
garypuntman answered:
How much does a structual engineer cost and is it worth it?
I've never hired a structural engineer before. I would imagine it would be worth it, especially if you don't know how to do their work. They can follow correct safety regulations and ... more
0 votes Share Flag Fri May 8, 2015 Home Buying in Northgate
Lailamacy, Home Buyer in Ontario, CA
Lailamacy answered:
Has anyone utilized a 203(k) loan for a purchase to remodel a fixer-upper?
FHA 203k and 203k Streamline Rehabilitation Mortgage programs are home improvement loans that can be applied in a number of ways.

These mortgages are ideal for homeowners interested ... more
0 votes Share Flag Wed May 6, 2015 Home Buying in Sacramento
dukeeee, Home Owner in Compton, CA
dukeeee answered:
How to negotiate new home price with home builder?
i'd leave a giant turd on his desk if the doesn't cut your house cost in half...
0 votes Share Flag Wed May 6, 2015 Home Buying in Sacramento
angie_huynh2…, Home Owner in Elk Grove, CA
angie_huynh2001@yahoo.com answered:
how is the rental market for single family homes in sacramento?
I have two things need your help. Please see the following

1. How is the rental market for single family homes in Elk Grove? I have a property and my tenant going to move out in J ... more
0 votes Share Flag Wed May 6, 2015 Home Buying in Sacramento
B Marie Levy, Real Estate Pro in El Dorado Hills, CA
B Marie Levy answered:
I am searching for a Sacramento home with a in law unit or granny unit. How to I search for this type of property?
I have a 2 unit house for sale at 2625 Willowdale Dr El Dorado Hills CA
main house has 3 bedrooms 2.5 baths, attached granny flat with separate entrances 2 bedroom 2 bath. 2 masters, 2 ... more
0 votes Share Flag Sat May 2, 2015 Home Buying in Sacramento
Dan Tabit, Real Estate Pro in 98074
Dan Tabit answered:
Why is it so hard to get a sellers agent to present a well qualified VA LOAN?
Robert,
All offers must be presented to the seller, but sellers are focused on two main things, top price and top security. A cash offer will be more secure than a financed one. One ... more
1 vote Share Flag Thu Apr 30, 2015 Home Buying in Southern Pacific / Richards
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
My credit score is 597. I have never had a credit card, I'm not fond of banks. What would I have to do to get a home loan?
Hello Natalie, your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. You can do the whole loan process from the comfort of ... more
0 votes Share Flag Wed Apr 29, 2015 Home Buying in 95826
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Flexible Credit Home Loan Program is it legit? You can buy less then 2 years after short sale with 25% down. I don't qualify for special circumstances
Hello fnrosenzweig, you may now qualify ONE DAY after a short sale, foreclosure or deed in lieu with 20% down and minimum 620 fico score.

You may qualify to buy FHA with fico scores ... more
0 votes Share Flag Sun Apr 26, 2015 Home Buying in 95831
Angela stone, Renter in Sacramento, CA
Angela stone answered:
What area is the 95838 called? How easy is a 2Br/1Bth duplex to rent and how much would I get for it?
Del paso heights dph is 95838 ghetto
0 votes Share Flag Thu Apr 23, 2015 Home Buying in 95838
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Is Freeport Manor a safe area to live?
When it comes to any safety/crime related issues, it's always best to contact the local authorities with all your questions, hear all there is to hear firsthand. If unfamiliar with the ... more
1 vote Share Flag Thu Apr 23, 2015 Home Buying in Freeport Manor
Jennifer Kei…, Real Estate Pro in Granite Bay, CA
Jennifer Keith-Weaver answered:
my fico is 620 but my income is low, would using my father in-law as a co-signer help since his score is over 700 and he owns his home?
Hi Jamie,
So many factors go into each loan scenario! Using your father-in-law as a cosigner would help by lowering your combined debt-to-income ratio but we do have to use the lowest ... more
0 votes Share Flag Tue Apr 21, 2015 Home Buying in 95834
Jennifer Kei…, Real Estate Pro in Granite Bay, CA
Jennifer Keith-Weaver answered:
I am currently renting and am considering buying in a condo or single family home in the 95835 or 95834 area. I am a first time buyer. I am not sure
Hi Laura :-)
We are a direct lender and do a ton of FHA loans! We can go through everything with you, see what programs would be the best options for you so you can make the best deci ... more
1 vote Share Flag Tue Apr 21, 2015 Home Buying in 95835
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