Home Buying in Sacramento : Advice

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Lisa Tran, Home Buyer in Frisco, TX
Lisa Tran answered:
looking to buy a home with bad credit.
Have you tried an FHA Loan? You don't need perfect credit for FHA loans. I think FHA goes down to 580. The Lenders Network is partnered with several lenders that work with low credit sc ... more
1 vote Share Flag Mon Jun 29, 2015 Home Buying in Sacramento
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
how can I view rent to own homes?
Rent to own is really not a good idea, therefore consider fixing whatever is preventing you from purchasing outright. Rent to own can be risky and one could stand to lose a bit of money ... more
0 votes Share Flag Wed Jun 24, 2015 Home Buying in 95814
Arpad Racz, Real Estate Pro in 94040
Arpad Racz answered:
Is Electronic Signature Possible for Offer Submission?
Many agents use electronic signatures.

Kind regards,

Arpad
0 votes Share Flag Tue Jun 23, 2015 Home Buying in 95819
Mike Wilson, Real Estate Pro in 75201
Mike Wilson answered:
I need to refinance my credit score is poor at 569 is this possible?
Did you ever find any help? Contact Home Loans For All if you're still looking to refinance.
0 votes Share Flag Sat Jun 20, 2015 Home Buying in 95834
fostersfarm, Home Buyer in
fostersfarm answered:
Do I need to pay a property tax if I buy manufactured home with cash-pay the whole amount off.?
WHAT IS THE DIFFERENCE IN PROPERTY TAXES ON A MANUFACTURED HOME ON A PERMANENT FOUNDATION, ON YOUR FEE SIMPLE LAND AND A STICK BUILT HOME, ALL THINGS BEING EQUAL?? DIANE; RIVERSIDE CO ... more
0 votes Share Flag Sat Jun 13, 2015 Home Buying in College / Glen
Lisa, Home Buyer in 95825
Lisa answered:
How many pets are allowed at the Timberlake Condos in Sacramento Ca?
Looking to buy in the near future but would like to know how many because I have 2 cats now and would like to get a dog once there. Woodside you can only have 2 and their CCR's you can ... more
0 votes Share Flag Mon Jun 1, 2015 Home Buying in Sacramento
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
can the buyer cancel if they were told that their Down payment was going to be 4k and know its going to be 3 times more and they are ready to close?
Hello lgf657, check with your agent and loan officer for the loan contingencies and if the other part is closing costs. You may cover your closing costs within the rate with premium fin ... more
0 votes Share Flag Sun May 31, 2015 Home Buying in Sacramento
Bob Oatmeyer, Home Buyer in American Fork, UT
Bob Oatmeyer answered:
If a home inspection shows that an old water heater needs to be replaced, is it reasonable to request sellers replace with a tankless water heater?
I think that sounds like a pretty reasonable request. As long as the home inspection shows that and it is no longer in running condition. If the home owner is not willing to then you co ... more
0 votes Share Flag Fri May 22, 2015 Home Buying in Sacramento
Evagail, Home Buyer in Dallas, TX
Evagail answered:
Can first-time home buyers use co-signers for FHA loans?
Cosigning means that you are legally responsible if the the house mortgage does not get paid. It also means that if you buy again, you must be able to qualify for all the houses that yo ... more
1 vote Share Flag Fri May 22, 2015 Home Buying in 95834
Soniajanki, Home Buyer in San Jose, CA
Soniajanki answered:
i'm getting a va loan and the house appraisal came back 2000 less then the asking of 175k ,can the seller
VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-relat ... more
1 vote Share Flag Fri May 15, 2015 Home Buying in Sacramento
Soniajanki, Home Buyer in San Jose, CA
Soniajanki answered:
What is start date after a FHA foreclosure to apply for a VA home loan it's a three year wait to apply?
The VA guidelines state 2 years, but don’t assume that means all will be well in two years. The VA guidelines stat that this is the MINIMUM time period, so late important to have ... more
1 vote Share Flag Fri May 15, 2015 Home Buying in 95823
Diane Christ…, Real Estate Pro in Sarasota, FL
Diane Christner answered:
WHEN ARE YOU REMOVING PICTURES OF MY HOME THAT I DID NOT AUTHORIZE?? This is my third email asking you to remove the pictures. CASE #3487616
If the listing appeared on Trulia it probably appeared on other real estate sites as well, so you may wish to search further on the Internet to see what else it out there.

Homeowne ... more
0 votes Share Flag Thu May 14, 2015 Home Buying in 95816
Karen & Paul…, Real Estate Pro in El Dorado Hills, CA
Karen & Paul Catania answered:
IS it the right time buy homes in USA (especially Sacramento, folsom - This is where i live). Are the prices going to soar or drop down ?
There isn't a crystal ball telling us what is going to happen next in the market but so far this year prices are steady and rates are still good. This is a great year to buy and we are ... more
0 votes Share Flag Thu May 14, 2015 Home Buying in Sacramento
garypuntman, Other/Just Looking in Los Angeles, CA
garypuntman answered:
How much does a structual engineer cost and is it worth it?
I've never hired a structural engineer before. I would imagine it would be worth it, especially if you don't know how to do their work. They can follow correct safety regulations and ... more
0 votes Share Flag Fri May 8, 2015 Home Buying in Northgate
Lailamacy, Home Buyer in Ontario, CA
Lailamacy answered:
Has anyone utilized a 203(k) loan for a purchase to remodel a fixer-upper?
FHA 203k and 203k Streamline Rehabilitation Mortgage programs are home improvement loans that can be applied in a number of ways.

These mortgages are ideal for homeowners interested ... more
0 votes Share Flag Wed May 6, 2015 Home Buying in Sacramento
dukeeee, Home Owner in Compton, CA
dukeeee answered:
How to negotiate new home price with home builder?
i'd leave a giant turd on his desk if the doesn't cut your house cost in half...
1 vote Share Flag Wed May 6, 2015 Home Buying in Sacramento
angie_huynh2…, Home Owner in Elk Grove, CA
angie_huynh2001@yahoo.com answered:
how is the rental market for single family homes in sacramento?
I have two things need your help. Please see the following

1. How is the rental market for single family homes in Elk Grove? I have a property and my tenant going to move out in J ... more
0 votes Share Flag Wed May 6, 2015 Home Buying in Sacramento
B Marie Levy, Real Estate Pro in El Dorado Hills, CA
B Marie Levy answered:
I am searching for a Sacramento home with a in law unit or granny unit. How to I search for this type of property?
I have a 2 unit house for sale at 2625 Willowdale Dr El Dorado Hills CA
main house has 3 bedrooms 2.5 baths, attached granny flat with separate entrances 2 bedroom 2 bath. 2 masters, 2 ... more
0 votes Share Flag Sat May 2, 2015 Home Buying in Sacramento
Dan Tabit, Real Estate Pro in 98074
Dan Tabit answered:
Why is it so hard to get a sellers agent to present a well qualified VA LOAN?
Robert,
All offers must be presented to the seller, but sellers are focused on two main things, top price and top security. A cash offer will be more secure than a financed one. One ... more
1 vote Share Flag Thu Apr 30, 2015 Home Buying in Southern Pacific / Richards
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
My credit score is 597. I have never had a credit card, I'm not fond of banks. What would I have to do to get a home loan?
Hello Natalie, your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. You can do the whole loan process from the comfort of ... more
0 votes Share Flag Wed Apr 29, 2015 Home Buying in 95826
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