Home Buying in Sacramento : Advice

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Karen and Pa…, Real Estate Pro in Cameron Park, CA
Karen and Paul Catania answered:
What safeguards against self-dealing? Bank's listing agent using shill to purchase undervalued property for quick resale?
It is frustrating to get beat out when paying cash but keep in mind that you may be going up against other cash offers. In a flippers market they are most likely out bidding you and do ... more
0 votes Share Flag Earlier today Home Buying in Southern Pacific / Richards
Karen and Pa…, Real Estate Pro in Cameron Park, CA
Karen and Paul Catania answered:
Brand new homes
New homes sales are about supply and demand. In a hot market they will normally get their full price. In a slower market they will always negotiate to keep their inventory moving. On ... more
0 votes Share Flag Earlier today Home Buying in Southern Pacific / Richards
Karen and Pa…, Real Estate Pro in Cameron Park, CA
Karen and Paul Catania answered:
Why is it so hard to get a sellers agent to present a well qualified VA LOAN?
VA loans is a almost a great service for our vets but the terms of the loans make it more difficult to get accepted. I have had VA loans go really easy and really bad. It also seems t ... more
0 votes Share Flag Earlier today Home Buying in Southern Pacific / Richards
Karen and Pa…, Real Estate Pro in Cameron Park, CA
Karen and Paul Catania answered:
Short sale realtor commissions
It's not that it can't be negotiated but it is paid by the bank and not the seller. Short sales are very difficult for all and realtors on both side deal with a lot of extra work, stre ... more
0 votes Share Flag Earlier today Home Buying in Southern Pacific / Richards
Karen and Pa…, Real Estate Pro in Cameron Park, CA
Karen and Paul Catania answered:
I've e-mailed a few agents about purchasing a mobile home next June. I never get a response. Is it too soon to talk to an agent?
No it is not too soon. As a whole not all realtor communicate very well. Being your own boss and all. Avoid those not emailing you back and research a quality realtor. Trulia and Zi ... more
0 votes Share Flag Earlier today Home Buying in Sacramento
Realtors of…, Real Estate Pro in Dallas, TX
Realtors of America answered:
Does any have any local Sacramento FHA lenders in which has experienced getting with bad/low credit scores approved?
We send our clients to Home Loans For All. They are located in Dallas but they work with clients nationwide. Anyone looking for an FHA loan needs to contact them. I'll include a link to ... more
0 votes Share Flag Yesterday at 1:25pm Home Buying in Sacramento
Alysse Musgr…, Real Estate Pro in Coppell, TX
Alysse Musgrave answered:
Can you purchase a house (mortgage) even if you just had ch.7 bankruptcy less than 6 months ago?
No, you can't. FHA is the most lenient when it comes to bankruptcy, and they require a 2 year waiting period.

Don't Let Them Make a Monkey Out of You! Follow the links below.


Al ... more
0 votes Share Flag Thu Jan 28, 2016 Home Buying in Sacramento
Alex Greer, Real Estate Pro in San Jose, CA
Alex Greer answered:
I need a mortgage loan officer who can speak Mandarin or Cantonese in Sacramento/Elk Grove area. Can anyone help me?
Best I can do for you is have a receptionist translate email communications. The receptionist isn't licensed so direct contact wouldn't work out.

I do not check replies, so if you ha ... more
0 votes Share Flag Thu Jan 28, 2016 Home Buying in Sacramento
Jonathan, Home Buyer in Rockford, IL
Jonathan answered:
looking to buy a home with bad credit.
It is possible to get a mortgage with bad credit but you'll pay dearly sometimes via your interest rate. The other option is to work on improving your credit so you can get a favorable ... more
3 votes Share Flag Fri Jan 22, 2016 Home Buying in Sacramento
Derek Jones, Real Estate Pro in Fair Oaks, CA
Derek Jones answered:
which area is good for investment in Sacramento for a duplex to be a B location
Duplex in a B neighborhood will be tough to find. What's your budget?
0 votes Share Flag Mon Jan 18, 2016 Home Buying in Sacramento
Simmerbecky, Home Buyer in New York, NY
Simmerbecky asked:
How can I buy or build a floating home? Where are they docked? I have been looking at the different options while looking for 'My' new home. I am in Northern California and am curious about the 'floating homes' I see sometimes. These…
0 votes Share Flag Thu Jan 14, 2016 Home Buying in Sacramento
Victor-oetega, Home Buyer in Sacramento, CA
Victor-oetega answered:
How do City of Sacramento utilities(water, sewer,garbage) get put in our name after a home purchase?
Were do i send my payment for garbage and water and sac co.
0 votes Share Flag Fri Jan 8, 2016 Home Buying in Sacramento
Sarendar Bal, Real Estate Pro in Mather Air Force Base,...
Sarendar Bal answered:
What are good areas near Sacramento for investment property?
Are you still interested in investing in Sacramento?
0 votes Share Flag Tue Dec 29, 2015 Home Buying in Sacramento
Jim Walker, Real Estate Pro in Carmichael, CA
Jim Walker answered:
Cost to build a house in Auburn area CA.
Hello Super7kings, Here is a rough estimate for you: ~ A half million dollars+~

Major factors that go into that number are 1> Lot cost 2> Architectural Drafting, Blueprints, Permits ... more
0 votes Share Flag Tue Dec 15, 2015 Home Buying in 95835
Karen Peyton, Real Estate Pro in Chandler, AZ
Karen Peyton answered:
if I leave my mobile home in my will to someone are there any other steps I should take to assure all legalities are met. My home is paid for.
I recommend you speak with an attorney. Wills require probate and there are easier and better ways to leave real and personal property to heirs. Many estate/wills/probate attorneys wi ... more
1 vote Share Flag Mon Dec 14, 2015 Home Buying in 95842
Derek Jones, Real Estate Pro in Fair Oaks, CA
Derek Jones answered:
How much is the closing close for a seller selling a house in range of $320k-$330K typical?
Total closing cost vary based on what the buyer is offering. Typically in Sacramento country seller pays title and escrow charges and split city and county transfer tax.

If you sold ... more
0 votes Share Flag Fri Dec 11, 2015 Home Buying in Sacramento
Arpad Racz, Real Estate Pro in San Jose, CA
Arpad Racz answered:
Is it best to work with a listing Agent on a property?
Hi,

Most buyers prefer to have their own representation, rather than one that is representing both buyer and seller.

All the best,

Arpad
0 votes Share Flag Tue Dec 8, 2015 Home Buying in Sacramento
Karen and Pa…, Real Estate Pro in Cameron Park, CA
Karen and Paul Catania answered:
How do I find rent to own homes in my area?
I have always looked at the seller taking more risk but it looks like it goes both ways after reading a few of the post here. Personally I see lease options as a lose - lose game anywa ... more
0 votes Share Flag Mon Dec 7, 2015 Home Buying in 95814
Karen and Pa…, Real Estate Pro in Cameron Park, CA
Karen and Paul Catania answered:
Hello, At the end of a lease with an option to buy agreement, is the lender allowed to increase the price of a home from the original agreement?
No, the lender is not involved in the purchase price. Although if the house does not appraise you will not get them to loan on it or you will be making up the difference out of pocket. ... more
0 votes Share Flag Mon Dec 7, 2015 Home Buying in 95814
Karen and Pa…, Real Estate Pro in Cameron Park, CA
Karen and Paul Catania answered:
In the Sacramento Market what is an acceptable % below asking price to offer?
A house is worth whatever someone is willing to pay for it. We don't really have set % to offer less. Sacramento is running at 99% (Oct 2015) of list price and the price per square fo ... more
0 votes Share Flag Mon Dec 7, 2015 Home Buying in 95814
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