Credit Score in Sacramento : Advice

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Gary Cole, Home Buyer in New York, NY
Gary Cole answered:
My credit score is currently 580, what are my chances for getting pre-approved for a home loan?
ICC Mortgage And financial Services, Is a sincere and certified private Loan company approved by the Government, we give out international and local loans to all countries in the world, ... more
0 votes Share Flag Sat Jul 26, 2014 Credit Score in Sacramento
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Can I improve my credit score, 535, even if all of my credit card bills are in collection?
Absolutely. The secret to improving your score is simple. Pay off those debts, one by one. I would pick the lowest amount of debt and pay it off, then the next, and so on. Try to see if ... more
0 votes Share Flag Mon May 26, 2014 Credit Score in Sacramento
Jill Ramsey, Real Estate Pro in Vancouver, WA
Jill Ramsey answered:
i have a credit score of 606, with ghosts from the past. I have perfect credit history over the last 6-7 years. can someone give me a mortgage?
Reach out to a local lender. A good lender will collect a complete credit application from you, run your credit score and submit to under writing for review. That way, you know for sure ... more
0 votes Share Flag Tue May 20, 2014 Credit Score in Sacramento
Jaime Becker, Real Estate Pro in Sacramento, CA
Jaime Becker answered:
I am a young physician with a credit score of 587 - hoping to buy a condo in 3 months. Any thoughts on odds of getting a loan?
Hi Sonia

How are things coming along? Did you ever get your credit score up and purchase a condo?
0 votes Share Flag Sun Jan 26, 2014 Credit Score in 95816
Jackie, Other/Just Looking in Seattle, WA
Jackie answered:
How does a short sale affect a credit score?
This article goes into more details - http://practicallist.com/real-estate-short-sale with fico and fannie mae data and documents you can download to use as a check off list when doing ... more
2 votes Share Flag Tue Oct 9, 2012 Credit Score in Sacramento
Gina Borges-…, Real Estate Pro in Sacramento, CA
Gina Borges-Valdez answered:
What is Sacramento's average credit score?
I would check with your lender. Since he/she works with scores everyday they might have that data. If you are wondering what score you need to qualify for a loan then I would again dire ... more
0 votes Share Flag Sat Jun 9, 2012 Credit Score in Sacramento
Scott Ellwood, Real Estate Pro in Solana Beach, CA
Scott Ellwood answered:
I am 18 and I am thinking about moving out of my house. I have no credit score. How long would it take to get a good credit score for me?
Hi Pueyoadrian,
You can buy a home after one year of good credit rating on at least 3 accounts. 4 or 5 would be better. But don't over extend yourself. You can open up a few credit ca ... more
0 votes Share Flag Tue Jun 5, 2012 Credit Score in Sacramento
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