I have been married for 4years and i have a break up with my husband 3months ago and i was worried and so confuse because i love him so much. i was really going too depressed and a friend directed me to this spell caster Dr. KALA on his email (email@example.com) and i made all my problems known to him and he told me not to worry that he was going to make my husband to come back to me and in just 48hours i receive a call from my husband and he was appealing that i should come back to the house. I have never in my life believe in spell but now he has just helped me out to be a fulfill woman and i am now so happy. All Thanks to DR KALA and if you also want to have your Husband back to yourself here !! his email again is KALALOVESPELL@GMAIL.COM i am so happy to testify of your work and kindness..... more
I had a customer sign one on a property to get a loan, they sold the house a while later and it made no difference whatsoever. He got half the house when it sold.
You would need to talk to an attorney now is not the time to try to save money. I am thinking that if you signed that in order to get the loan on the house, the house is probably half yours. We do it all the time, I have never seen it make a difference. I am not an attorney so I could not say for sure.
Good luck on that... more
Okay I'll be the contrary one....sorry to say, I've heard more inaccurate advice from attorneys than I care to. They charge money for an often invalid response to your question.
Married filing separately does not address the laws in California that you need addressed so I'm not sure that a CPA can provide much guidance there except to say you've file in a manner that is legal. Married, filing separately, still requires, under federal law, that both parties list the full income for the marriage and the full expenses. Call Ed Cook at (916) 705-4958. He addressed this same question with me, as my CPA. It is often assumed that you can keep all assets separate that way but it's not true.
Still the two bigger questions are the way California views inherited property, and how CA views ownership in property acquired sometime during the marriage. I'd first ask an escrow officer. They deal with this issue every day. If you are still married, I assume you'll need the married partner to sign off on anything that you do, as a safeguard, whether they legally have any rights to the inherited property or not. THEN I'd go confirm with an attorney to see if any considerations were missing in your analysis. I know that you will need to prove that, despite inheriting it, that you used no common funds to maintain the property. If so, he might be able to make a claim that it is now community property, but would he?
The more prepared you are, the better chance that your objective will be attained without courts, etc. California throws lots of roadblocks that are different than federal views. Hopefully, your soon-to-be ex-husband will just cooperate if it's required that he sign off on it and he is presented the facts.
As a realtor, we aren't experts on the answers, but we sure can help you determine the questions and who might best help you. Keep asking.... more
What where you in need of from the sellers agent that your agent could not provide? Just curious how the Sellers Agent (Listing Agent) was able to hold up your transaction. I assume there is a simple answer like "we are doing a Short Sale and needed a letter from SS bank to proceed" but I do not see those notes so thanks in advance for posting more details so we can all have better Real Estate experiences in the future.... more
Don't think anyone addressed an important issue: if the loan is FHA, I don't think they allow you to make up the difference...the appraisal has to be as much or higher than the sales price. The appraisal can be challanged (ask your lender how) but it is tedious & takes more time. Otherwise agreed with the other answers.... more
Hey Shaun--I'm not going to give you legal advice. In the real estate business, we say, "It takes one to list, two to sell." The title company you choose to be your escrow processor who is usually also your title insurance company will let you know if you need spousal consent. Orrrrrr, you can speak with an attorney.
In my experience, I've seen these matters go to litigation and other times, spousal consent is not a problem.