Home Buying in Rochester : Advice

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Joel Johnson, Real Estate Pro in Bloomington, MN
Joel Johnson answered:
Can anyone suggest a lender that qualifies at a 593 and 635 credit score in MN?
Try iLoan at:
http://www.iloanhomemortgage.com/
You can also check with Neighborhood Assistance Corp of America (a nonprofit) at:
https://www.naca.com/nacaWeb/purchase/purchaseProgra ... more
0 votes Share Flag Mon Aug 18, 2014 Home Buying in Rochester
Joel Johnson, Real Estate Pro in Bloomington, MN
Joel Johnson answered:
I live in Mn...if I countered an offer and then several safety issues came up in the inspection, can it be cancelled simply by a phone call/email?
I'm going to assume there's a fully executed offer, including the counteroffer. And that there was an inspection contingency addendum as part of the offer. AND that you're giving adeq ... more
0 votes Share Flag Fri Jun 27, 2014 Home Buying in 55906
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
my credit score is at 500 range and my husband is at 600 range. it's there a morgage loan program out there for poor credit score?
Kim,
If you don't need your income to qualify, you may be able to qualify for an FHA loan in just your husbands name. FHA will consider scores as low as 580, but not all FHA lenders ... more
0 votes Share Flag Mon Apr 7, 2014 Home Buying in Rochester
Doug Herdahl, Real Estate Pro in Rochester, MN
Doug Herdahl answered:
I sold a home is 2012. There was an assessment pending, which we paid at closing. After the sale the assessment amount changed.
I highly suggest that you call the title company that was used in the title search and closing when the home was sold.

Or you may call a real estate attorney such as: OHLY LAW OFFI ... more
0 votes Share Flag Sat Nov 23, 2013 Home Buying in Rochester
Gary Klein, Real Estate Pro in Rochester, MN
Gary Klein answered:
I have a small 13 year old dog. Can I buy a condo? 354 Elton Hills Dr @35 and 362 Elton HIlls Dr #38 Also what are the condo fees on these 2 places
Some condos such as Boulder Ridge have wt/ht restrictions on pets. In Boulder Ridge the fees are less than 200
0 votes Share Flag Wed Jul 3, 2013 Home Buying in Rochester
steveshay_20…, Home Buyer in Rochester, MN
steveshay_2000 answered:
Is this a safe neighbourhood? Do new families move in here?
This person did not ask to buy a house in a safe neighborhood. They asked if this was a safe neighborhood. It is possible they want to avoid safe neighborhoods.
0 votes Share Flag Sat Jun 22, 2013 Home Buying in East Side Pioneers
Russ Douville, Real Estate Pro in Saint Paul, MN
Russ Douville answered:
Help with home loans
A couple thoughts here. First 610 might be a workable score for a mortgage, but higher is better, and paying off the "one thing" may improve the score and make qualiying easier. The s ... more
0 votes Share Flag Tue Apr 16, 2013 Home Buying in 55901
Russ Douville, Real Estate Pro in Saint Paul, MN
Russ Douville answered:
I am looking for an investor to assist me in buying a home.
If you have money for the down payment on the "new" home, and you have a renter lined up for the "old" home, you should consider talking to a local lender near the new home.

From you ... more
0 votes Share Flag Tue Apr 16, 2013 Home Buying in Rochester
Sherri Sherpy, Real Estate Pro in Saint Paul, MN
Sherri Sherpy answered:
Does a contingent offer hold any weight these days, or should we sell our home first?
I know it was not part of your question, but just a quick note on financing (it may be worth its weight in gold):

Be sure to close on the sale of your current home before the purchas ... more
0 votes Share Flag Wed Feb 27, 2013 Home Buying in 55901
Connie S. Pa…, Real Estate Pro in Northport, AL
Connie S. Pate answered:
I would like to know how much counter offer I should give if I am asked for my 'Highest and best offer'
Hello Brook,
This is the proceess that leads to the company or bank making a decision between more than one offer. At times it could mean that they did not recieve the offers they wa ... more
0 votes Share Flag Mon Feb 25, 2013 Home Buying in 55901
Mnlakeplace, Real Estate Pro in White Bear Lake, MN
Mnlakeplace answered:
Is the single family home rental in rochester still a good investment?
Yes if the numbers work it would be. List it here for free http://www.nationwidecontractfordeeds.com/rent_to_own.html
0 votes Share Flag Sun Dec 23, 2012 Home Buying in 55901
Nancy Robins…, Real Estate Pro in Royal Oak, MI
Nancy Robinson #1 Royal Oak answered:
Cash offer on HUD home and STILL not closed. WHY?
Its likely the title is not warrantable.
0 votes Share Flag Fri Dec 21, 2012 Home Buying in Rochester
Jean Singlet…, Real Estate Pro in 12019
Jean Singleton answered:
What do home buyers look for when choosing a Realtor?
The one thing I've heard across the board from clients looking for a Realtor- someone honest, who won't pressure them to do something they don't want to do. Someone who reponds quickly ... more
0 votes Share Flag Fri Dec 21, 2012 Home Buying in Rochester
Susan Hoffla…, Real Estate Pro in Minneapolis, MN
Susan Hofflander answered:
Home Titles/Names on title
Hi, Brooke!
There are no prohibitions about who can be in title on a home. As long as the home is paid for and the title is transferred correctly, the buyer can request for anybody to ... more
0 votes Share Flag Thu Oct 11, 2012 Home Buying in Rochester
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Is this a foreclosure in a extended status? Is it still available &are there other bids ?
Loren,
It is silly to try to answer questions like this in this forum:

The negotiations and offers in a Foreclosure sale are handled by Realtors confidentially.

All you can do, b ... more
0 votes Share Flag Sat Jun 16, 2012 Investment Properties in Meadow Park
Michael Emery, Real Estate Pro in Minneapolis, MN
Michael Emery answered:
how do I get out of a purchase agreement using the financial clause?
You would need to read the language in the finance addendum. Depending on how it's been filled out, you either have up to five days prior to closing or by a set date prior to closi ... more
0 votes Share Flag Wed Sep 21, 2011 Home Buying in Rochester
Scott Hutchi…, Real Estate Pro in 55044
Scott Hutchinson answered:
What defines a space as a bedroom in Minnesota?
Cara,
It is not up to the MLS regulation coordinator to define a bedroom, as it is up to the city. This is commonly mistaken by agents. If the bedroom conforms to the city's def ... more
0 votes Share Flag Tue Oct 12, 2010 Home Buying in 55901
Brooks Johns…, Real Estate Pro in Blaine, MN
Brooks Johnson answered:
Where can I find the hottest investment properties?
Hi Laurie,
Check out www.HUDHomestore.com, its the new site with all of the HUD listings. They can be some of the best deals around. I have sold numerous to investors both flippers a ... more
0 votes Share Flag Wed Sep 22, 2010 Home Buying in 55902
Derrick Guev…, Real Estate Pro in Rochester, MN
Derrick Guevremont answered:
Is the single family home rental market in Rochester very healthy?
Interest rates are at record lows and Rochester is still a very affordable market for homes compared to many metropolitan areas. There are good employment opportunities which keep our ... more
0 votes Share Flag Sun Jan 24, 2010 Home Buying in 55901
Cameron Piper, Real Estate Pro in Minnesota
Cameron Piper answered:
Number of listing 877, on the graph little more than 640... What is this site do?
Inyong,

This site does quite a bit of graphing and statistics for consumers to use. Can you send us a link to the graph that you are referring to and clarify your question for us.
... more
0 votes Share Flag Thu Jan 22, 2009 Home Buying in Rochester
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