These are customary rates. Typically the seller will be charged 6% total, 3% to the buyer agent, and 3% to the listing agent. Sometimes the listing agent will discount this cost if you are going to purchase another home after the sale of your current home. Feel free to call me if you have any further questions. 801-604-7462.... more
Hello Carlos. Some lenders are still doing what is called "Manual Underwriting," where they look at your entire financial situation and payment history, but not your credit score (or lack thereof). It's not as common now as it was 4+ years ago, but it is possible. I recommend that you call Ty Payne with Veritas Funding and see if he can help you. His ph# is (801) 208-5564.... more
You will definitely want to call your agent. There are different reasons for the status to change from active.
The listing could be expired. The Sellers may have decided to withdraw their listing. Your agent can check the history on the MLS and call the Listing agent to find out what is going on.