Advice in Riverside

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Daniel T., Real Estate Pro in Redlands, CA
Daniel T. answered:
I want to buy a $150,000 home in riverside. I can pay $40,000 cash. Is it possible I find a lender to lend me the $110,000 ??
There are several options. If you wish to talk about them, feel free to call or e-mail me. Don't bother with the conventional. They only no how NOT to do it. DANIEL T. COLDWELL BANK ... more
0 votes Flag Earlier today Financing in Riverside
Alfred A Saiz, Real Estate Pro in Riverside, CA
Alfred A Saiz answered:
After a short sale from 2 years ago I am now getting denied for loans and consolidations. How long before I can get approved?
Good morning Brandy, The rule is simply three years as others have stated, i have recently closed a couple that were 3 years old. Keep in mind, your credit on other credit items IE c ... more
0 votes Flag Yesterday at 7:19am Financing in Riverside
Vera Gleason, Real Estate Pro in Riverside, CA
During this first week of 2012 I've been busy with new business.  That is just the way all of us like to start the new year, right?  At any rate, one buyer came highly recommended through a mutual friend… Read more
Blogged Wed Jan 4, 2012 by Vera Gleason Home Buying Home Selling Financing
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Greg Cook 95…, Real Estate Pro in Temecula, CA
First time home buyers face a number of challenges in their quest to make that big move from renter to first time home owner. More than 70% of Americans say that owning a home is still a good investment… Read more
Blogged Tue Nov 15, 2011 by Greg Cook 951-265-4532 Market Conditions Home Buying Financing
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Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence - Palm Harbor, FL answered:
Hi, I am seeing a lot of conflicting information.
Yes, you can buy a home in one year, but it will be a cash purchase. Yes, you can buy in two years but it will be seller financed. Yes, you can buy in three years, but the mortgage wi ... more
0 votes Flag Tue Oct 11, 2011 Financing in Riverside
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
is it possible for me& my husband purchase a home with my credit & his income?
Not having regular forms of credit, called traditional credit, isn't always a show-stopper to being able to qualify for a mortgage. Like has been mentioned, if you have forms of al ... more
0 votes Flag Sun Sep 4, 2011 Financing in Riverside
George Raymo…, Real Estate Pro in Temecula, CA
George Raymondo answered:
looking to get down payment assistance with nshp or nsp. credit is 585 due but at 350k,000 my dti would be 32% front end/no back end
I have a program for you. Please see my blog: http://www.trulia.com/blog/george_raymondo/ Best of Luck!
0 votes Flag Fri Aug 5, 2011 Financing in Riverside
Cindy Vedder, Real Estate Pro in Riverside County, CA
As the population ages and questions continue about reverse mortgages here's some info you should find helpful:Should You Go Forward With a Reverse Mortgage? By: Dona DeZube Published: June 29, 2011… Read more
Blogged Wed Jul 13, 2011 by Cindy Vedder Market Conditions Financing
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Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Real Estate Agent answered:
loan value 384,000 - appraisal 170,000 - monthly 3,400 can ANYONE in the entire USofA refi for under 2,000 a month NATION WIDE ANYONE???????
The lender CAN only loan money on appraised value. One of options sell the home as a short sale OR wait for market value to return Lynn911 Dallas Realtor & Consultant, Loan Of ... more
0 votes Flag Thu Jun 2, 2011 Financing in 92506
Deborah Nance, Real Estate Pro in Corona, CA
I would be happy to! Here's some more information and a "how to" about finding the right HECM Counselor for you. Prior to processing a loan application, all borrowers must submit a signed certificate of… Read more
Blogged Sun May 15, 2011 by Deborah Nance Quality of Life Financing How To...
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Gregorio Den…, Real Estate Pro in California
Gregorio Denny answered:
How can a buyer make an informed offer on a property when the interest rates are changing so dramatically.?
"I have checked our rate matrix and I don't see a 1% shift on ANY loan program including Jumbos in the past two weeks." That's because this thread is 3 years old.
0 votes Flag Wed Apr 27, 2011 Financing in La Sierra
Deborah Nance, Real Estate Pro in Corona, CA
 As professional financial planners design retirement plans for their senior customers, using home equity should be addressed as part of the retirement and estate planning. Is the client planning to remain… Read more
Blogged Fri Mar 11, 2011 by Deborah Nance Quality of Life Financing Home Insurance
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John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
Who will refinance a mobil home?? I have a loan with Chase and they will not refinance me
Pstorch, I'm glad I read my answer. If your home is more than ten years old but newer than a mid 1976 there are still conventional loans available. Additonally, I would like ... more
0 votes Flag Mon Mar 7, 2011 Financing in Riverside
Deborah Nance, Real Estate Pro in Corona, CA
1) What is the minimum age allowed for a reverse mortgage? borrower? a) 55 b) 60 c) 62 d) 652) What does HECM stand for? a) Home Equity Conversion Mortgage b) Housing for Elder Community Mortgage c) Housing… Read more
Blogged Wed Feb 9, 2011 by Deborah Nance Financing Agent2Agent
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Z Team!, Real Estate Pro in El Dorado County, CA
Z Team! answered:
Can they file judgements and liens against my house if my son lives there.?
Tracy has a great answer, "You need legal advice. It doesn't sound right to me. If you can't afford an Attorney, look for free legal services in your area."
0 votes Flag Wed Jan 19, 2011 Financing in Riverside
Mr Thomas Le…, Both Buyer and Seller in USA, Mobile, AL
Mr Thomas Lee. answered:
I am looking for a loan officer to help me out with calhfa loans,CHAP and CHDAP?
Hello, Do you need a loan to pay off your bills or to start a new business? if yes then fill this loan application and get back to me with it so that we can process further with the ... more
0 votes Flag Wed Jan 12, 2011 Financing in Riverside
Boris Aivazi…, Real Estate Pro in Los Angeles, CA
Boris Aivazian answered:
Is there anyone doing 65-70% ARV investor purchase money in Inland Empire?
We do ARV rehab for investors min. 100,000 ARV, visit www.myHardMoneyCenter.com or call me at 818-384-9072
0 votes Flag Tue Mar 23, 2010 Financing in 92509
Deborah Nance, Real Estate Pro in Corona, CA
Just wanted to tell you a quick story about a client I met with this month, that we will be helping with a reverse mortgage very soon. She was referred to me by a friend of mine.She is 83 years old and… Read more
Blogged Fri Mar 19, 2010 by Deborah Nance Financing
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Wayne L. Bro…, Real Estate Pro in San Diego, CA
Wayne L. Brown answered:
Is anyone lending for Inland Empire?
It has to debt service. That determines the loan amount on any loan over 4 units. Find a broker who is familiar with Apartment financing. Good Luck
0 votes Flag Fri Mar 19, 2010 Financing in Riverside
The Hunter G…, Real Estate Pro in Corona, CA
The Hunter Group @ Keller Williams Realty answered:
RE: HAMP Loan Mods: Everything signed under "penalty of Perjury". What happens if we fudge a bit on info. Do we go to jail????
This question has only one obvious answer.... don't do it! Not worth it.... But seriously, what kind of question is this to ask? If a Realtor were to give poor advice and tell thei ... more
2 votes Flag Fri Mar 19, 2010 Financing in Riverside
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