Home Buying in Richmond : Advice

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Robin.hagy, Home Buyer in Richmond, VA
Robin.hagy asked:
I am scheduled to close this Friday. The bank just ran my credit again. I had a hard inquiry from Directv regarding having service set up once we move. The bank is now questioning this in their final review. Will this stupid cable cause the loan to fall through?
0 votes Share Flag Wed Apr 15, 2015 Home Buying in Richmond
Lynn Davis, Real Estate Pro in 23111
Lynn Davis answered:
I have a question about buyer's agents...
If you didn't sign a buyer's agreement, you are not obligated to work with the agent. However, I would not discount using him just because he is new. New agents work closely with thei ... more
0 votes Share Flag Mon Apr 13, 2015 Home Buying in 23221
cinsamlal, Home Buyer in Reisterstown, MD
cinsamlal answered:
What does"as is", "short sale", "subject to 3rd party approval" mean?
I am buying my house in cash its a short sale I have waited over 4 months I got all party to sign and the bank made a counter offer I gave them the number they ask for, they will approv ... more
0 votes Share Flag Wed Apr 1, 2015 Home Buying in Northern Barton Heights
Jackie Rajabi, Real Estate Pro in Richmond, VA
Jackie Rajabi answered:
How do I stop the emails?
Hi Jess,
look for the unsubscribe option usually on the bottom of the page or just block the sender.
Please let me know if you need help to find your next home.
0 votes Share Flag Fri Mar 27, 2015 Home Buying in Richmond
Jamie Younger, Real Estate Pro in Henrico County, VA
Jamie Younger answered:
Can i buy a house in VA with a Credit score of a 609?
Your best bet is to speak with a lender to get qualified. There are other factors in addition to a credit score in order to be approved for a loan.
0 votes Share Flag Wed Mar 4, 2015 Home Buying in 23231
Jamie Younger, Real Estate Pro in Henrico County, VA
Jamie Younger answered:
How long does it typically take to close on a house with an FHA loan?
An FHA loan typically takes 6 weeks to close.
0 votes Share Flag Wed Mar 4, 2015 Home Buying in 23226
Lora, Home Buyer in West Columbia, SC
Lora answered:
203k Loan, Can I do the work myself if I don't need money for materials?
Austin, I am in the same boat now and since it appears this was posted about a year ago, I am wondering about your outcome? Mainly concerned about possible penalties if you agree to the ... more
0 votes Share Flag Sun Jan 25, 2015 Home Buying in Richmond
Larry Tollen, Real Estate Pro in Durham, NC
Larry Tollen answered:
Is it customary to have buyer's pay personal prop tax and pay for connection of utilities for as is inspection on foreclosures?
It's not uncommon and this is spelled out in the sellers addendums to the contract that you signed when making your offer. Roughly half of all foreclosures sales have this clause.

I ... more
0 votes Share Flag Sun Nov 16, 2014 Home Buying in Richmond
Christopher…, Real Estate Pro in 10591
Christopher Pagli - ABR, GREEN answered:
Why do listings that I've saved in "My Homes" often are no longer for sale when I review them later?
They are probably under contract. If the listing syndicated from another source the status change will make the home disappear on many sites. Sounds like a good time to get out into t ... more
0 votes Share Flag Fri Nov 7, 2014 Home Buying in 23236
Myersjulie31, Home Buyer in Blakeslee, PA
Myersjulie31 answered:
Ate there any home builders or home owners that are offering owner financing in the Richmond VA. area
The best way to figure this out would probably be to talk to the home builder that you are considering. I would think that if you really want to have a certain builder that they could w ... more
0 votes Share Flag Fri Oct 24, 2014 Home Buying in Richmond
Barbara A. R…, Real Estate Pro in 23233
Barbara A. Reagan answered:
We have already signed a purchase agreement contingent upon a home inspection and now that the buyer has gotten the home inspection and did a sewer in
Hello Peterjeanalison,

I hope you were able to work out your issues on the repairs. Although I do not work your area I would think that what would need to happen would be dependent ... more
0 votes Share Flag Wed Oct 22, 2014 Home Buying in Richmond
Miekeba Jones, Real Estate Pro in 20903
Miekeba Jones answered:
Are there any home builders or home owners that are offering owner financing in the Richmond VA. area
Hi Shon, try working with a REALTOR. A REALTOR will be able to check their MLS for owner financing homes.
0 votes Share Flag Tue Oct 21, 2014 Home Buying in Richmond
Barbara A. R…, Real Estate Pro in 23233
Barbara A. Reagan answered:
Richmond possible relocation from New York; husband from Midlothian
Hello, Jaclyn,

I know that your question was asked a couple of months ago, so if you have relocated to the Richmond area, then welcome to Richmond! If you haven't and you are still ... more
0 votes Share Flag Mon Sep 8, 2014 Home Buying in Richmond
Barbara A. R…, Real Estate Pro in 23233
Barbara A. Reagan answered:
I like a condo in Jackson Ward. Would a single woman in her 60s be safe in this neighborhood?
Hello, MD,

Since you asked the question in January, I am assuming that you have been able to determine whether or not you would feel comfortable in the Jackson Ward neighborhood. As ... more
0 votes Share Flag Thu Sep 4, 2014 Home Buying in Jackson Ward
Barbara A. R…, Real Estate Pro in 23233
Barbara A. Reagan answered:
How much should of an offer should I make.?
Hello, Taisifu25,

This is a great question and one that many home buyers often ask. There is no set rule to determining what your offer should make - there are many things to take i ... more
0 votes Share Flag Thu Sep 4, 2014 Home Buying in Richmond
Plwax4u, Home Owner in Mechanicsville, VA
Plwax4u answered:
Prospect homes Builder, richmond, va filing for bankruptcy chapter 11 ?
Anyone looking to purchase a Prospect Home should NOT. We built a house that we closed on in Nov of 2007. We have had nothing but issues and so have others in our neighborhood. They ... more
0 votes Share Flag Thu Aug 28, 2014 Home Buying in 23233
Sarah Jarvis, Real Estate Pro in Richmond, VA
Sarah Jarvis answered:
Offered accepted on renovated house. No permits had been pulled for new plumbing, electrical, and hvac work. Can I walk away from this deal?
It depends on the level of the work and whether or not the work was done by a licensed contractor. You may also be able to use the financing contingency, depending on what type of loan ... more
0 votes Share Flag Tue Aug 19, 2014 Home Buying in 23220
Kelly Smith, Real Estate Pro in Henrico, VA
Kelly Smith answered:
Tell me, buyers' agents, why should I hire you? I'm shopping for 2 BR condos, 250K & less in the Bottom, Mus. Dist. and Church Hill.
All great answers....

Your questions should be, "Why would I not want someone to work for me ?" Especially since you don't pay them the seller does. And of course, much like going to ... more
0 votes Share Flag Mon Apr 7, 2014 Home Buying in Richmond
Wally Hughes, Real Estate Pro in Richmond, VA
Wally Hughes answered:
What system do Realtors use in the Museum District to search for properties? I'm in NO VA and the MLS here did not pull many listings for your area.
As Barbara stated previously we are on a different MLS system than Northern Virginia . . . also usually Museum District properties are not on the market long!!! It is a very sought afte ... more
0 votes Share Flag Wed Mar 26, 2014 Home Buying in The Museum District
Kristin O'Ne…, Real Estate Pro in 23226
Kristin O'Neil answered:
9445 Greenhill Court Henrico Va 23294 has a sign for sale, I called the number and no return call. I was wondering if this house has been sold.
Michael,

I hope you received your answer about the property located at 9445 Greenhill Court Henrico, VA, 23294. I would be more than happy to answer any questions you may have abou ... more
0 votes Share Flag Mon Mar 24, 2014 Home Buying in 23294
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