Well right now rates are relatively low and will likely raise in the future once the Feds start tapering. So it would be wise to consider the rates of today versus the rates that might be in the future. It seems that you would likely qualify for an FHA loan with that down payment and income. An FHA loan only requires 3.5% down with a down payment. There are still other parts of your finances that need to be looked at such as your credit, assets, employment, etc. So the best thing for you to do is to speak with a lender like myself directly to see if you can qualify and how much you can qualify for. I would be glad to speak with you to help you get started on a loan. If you have any further questions or if you would like a loan, feel free to contact me. Good luck! Brian Nguyen Sr. Mortgage Banker Phone: 949.667.2887 email@example.com... more
Congratulations on your future move to Fort Bend County! Fort Bend County includes the cities of Sugar Land, Missouri City, Richmond, Rosenberg, Fulshear, and parts of Katy.
Many of the master planned communities in the Fort Bend area feature beautiful lakes, miles of hiking and biking trails, community parks, recreation centers with swimming pools and tennis courts, fishing piers, and some neighborhoods are on the golf course. Fort Bend County is conveniently located near major thoroughfares such as U.S 59, Highway 6, Highway 90A, Grand Parkway, and I-10.. so getting to Houston is a breeze! Plus, there are many community events held here, including those that embrace cultural diversity such as Sugar Land's Annual Kite Festival, Indian Festival of Lights, and Dragon Boat Reggata.
If you live in Fort Bend County - you don't have to travel very far for shopping, dining, and errands. We have a small town atmosphere with big city amenities - that is the best way for me to describe the area.
To get a "feel" for the communities in Fort Bend County - please visit my website at http://www.richmondtxhomesales.com/affiliates.asp
Simply click on the neighborhood link to see a complete description, including price ranges, maps, photos, tax info, school ratings, and a list of homes for sale in that neighborhood.... more