Financing in Richmond : Real Estate Advice

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USMortgageRa…, Real Estate Pro in Plano, TX
USMortgageRanger answered:
Want to refinance a home I do not live in & I'm out of state.
Based on your post it is quite possible to do a cash out refinance depending on the credit score and income stability. I would be delighted to assist you in making your dream a reality. ... more
0 votes Share Flag Wed Apr 6, 2016 Financing in 23231
Brian Martuc…, Real Estate Pro in Bethesda, MD
Brian Martucci answered:
How to shop for a mortgage loan for a co-op unit ("share loan")?
On a co-op the best option you have is asking the listing agent or management company who the co-op has all of their "recognition agreements' with. These are the agreements that some le ... more
0 votes Share Flag Sun Apr 5, 2015 Financing in 23221
Kevin Sweeney, Both Buyer and Seller in Malmstrom AFB, MT
Kevin Sweeney answered:
Are there approved FannieMae HomeStyle lenders in Richmond, VA?
Yes, the Homestyle Mortgage is one of our more popular products (along with the Homepath).
PrimeLending Ranked 4th in Nation for Purchase Units in 2013 – Second Year in a Row. ... more
0 votes Share Flag Mon Feb 3, 2014 Financing in Richmond
jeff12345, Home Buyer in 90210
jeff12345 answered:
We have 20% down for a 170k property. However we had a foreclosure in our credit. The foreclosure will be 2 years in April
Randy Roberts stop spamming Trulia. The Lendersnetwork is a scam buyers beware. They hire people to creat fake profiles and spam Truila.

Look at Randy Roberts profile. He has 100s ... more
0 votes Share Flag Thu Oct 31, 2013 Financing in 23233
jeff12345, Home Buyer in 90210
jeff12345 answered:
Is there any way to get a Mortgage loan after a foreclosure, Good fico (730) good income and no debt ?
Randy Roberts stop spamming Trulia. The Lendersnetwork is a scam buyers beware. They hire people to creat fake profiles and spam Truila.

Look at Randy Roberts profile. He has 100s ... more
0 votes Share Flag Thu Oct 31, 2013 Financing in 23233
Alison Hillm…, Other/Just Looking in San Francisco, CA
Alison Hillman answered:
Looking for rent to own or lease to purchase opition? In richmond,va?
Hi there-

I would recommend working with an agent:

Hope this helps,
Ali, Community Manager
0 votes Share Flag Fri Apr 5, 2013 Financing in Chippenham Forest
Restoration…,  in Fairfax, VA
Restoration Capital answered:
I am trying to find Hard Money Lenders that does Rehab loans in the Fredericksburg, NVA areas. Anybody know of anyone that does this?
Restoration Capital ( has been serving the Northern Virginia area for many years. Just a couple articles on us:

CNN Money: ... more
0 votes Share Flag Wed Dec 12, 2012 Financing in Richmond
Beth Grant,  in Virginia
Beth Grant answered:
Is it really an FHA requirement to have the actual tax transcripts? Or is this a lender requirement?
It is usually a requirement of the automated underwriting system that the Lender uses, in order to verify the income, check for expense write-offs, etc. A big concern, here, is why the ... more
0 votes Share Flag Wed Oct 31, 2012 Financing in Richmond
Cathy Loving, Real Estate Pro in Ashland, VA
Cathy Loving answered:
I'm a class A builder looking for a portfolio lender to purchase foreclosed properties email me
Contact - Susan Johnson-(c) 804-512-6878 , (o) 804-798-9706. Great lender
0 votes Share Flag Thu Jan 26, 2012 Financing in Richmond
Tina Beasley, Real Estate Pro in Richmond, VA
Tina Beasley answered:
My wife and I want to buy a house that is about 3hrs away from where we work. Would we qualify for an FHA living that far from work? Limit on comut?

It looks like you have gotten a lot of answers to this question. Checking out your options with a reputable lender is the first thing you need to do. Then you need to f ... more
0 votes Share Flag Tue Aug 16, 2011 Financing in Richmond
Suzanne MacD…, Real Estate Pro in Morristown, NJ
Suzanne MacDowell answered:
My Father and I are looking to open a 7-11 Franchise. We don't have the total amout needed, what are your ideas, Silent Investors , etc????
Get in touch with your local Small Business Administration. They may be able to point you to a lender that offers SBA loans. You should be OK as long as you have some collateral, not ... more
0 votes Share Flag Sun Nov 7, 2010 Financing in Richmond
Pacita Dimac…, Real Estate Pro in Oakland, CA
Pacita Dimacali answered:
How many qualified buyers have you had this year who have been turned down for a loan to purchase a home that had nothing to do with the appraisal?
Only one: the husband had co-signed a loan with this son to buy the son a car, so that weighed heavily on his financial ability and qualifying income to buy a house with his wife. Neith ... more
0 votes Share Flag Fri Oct 15, 2010 Financing in Richmond
Lori Jeltema, Real Estate Pro in Newport News, VA
Lori Jeltema answered:
when making an offer to purchase with a pre-approval, do I have to close with that particular lender? ie, do I have to pick a lender before offering.
Check your contract. If you are in using our standard contracts, it clearly has a place for you to fill out the lender you intend on using and it also states that you have to obtain wr ... more
0 votes Share Flag Thu Sep 23, 2010 Financing in 23233
Yanni Raz, Real Estate Pro in los angeles, CA
Yanni Raz answered:
I refinanced my house in 2007. I owe approx $116K. My house is valued at $78K in today"s current market. are there any programs to help me?
You can do loan modification or short sale your home.
Banks these days will try to help you so you will not foreclose on your home.

Go to this link and maybe you can get help with y ... more
0 votes Share Flag Sun Jul 11, 2010 Financing in Richmond
Brenda Feria, Real Estate Pro in Richmond, VA
Brenda Feria answered:
Need help finding financing--We are in Richmond, VA. We are in the process of selling our second home, purchasing our third. We have excellent credit-
Is your job description the same or similar as the one you were in for 6 years? You may have to be on the job for 6 months before it can be counted. Have you thought about FHA? You w ... more
0 votes Share Flag Tue Dec 1, 2009 Financing in Richmond
Vicky Chrisn…, Real Estate Pro in Purcellvile, VA
Vicky Chrisner answered:
I had a cosigner for SF home I bought in 2007,he filed for bankruptcy in 2008 got discharged and have left the country.How do I get rid of him?
I think you'll have to refinance. If he's not on the title, I am not sure why it bothers you that he's on the loan?
0 votes Share Flag Sun Sep 6, 2009 Financing in 23223
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