I live in the central valley. Many farmers are aging. Their children have decided not to take over the ranches or the farm property which forces the family to sell their property.
It's sad, but a reality.
The valley is not bad if you like the quiet life...the slow lane. The cities with colleges and universities nearby will have a little bit more going. The small town will have the "Norman Rockwell" feel to it with hometown community events.
If you want to the valley "Oakland scene", check out Stockton. Otherwise, Lodi and Turlock areas are like your Walnut Creek with freeways and shopping centers but no malls. Malls are in Modesto and Stockton.
If you want inexpensive, check out Bakersfield's small town areas. You will be closer to
If you enjoy fishing and hunting, you will be closer to those sports. The valley is on the conservative side with political views.
Don't forget, we get the infamous valley fog from November-February. The heat gets to 90 but several days over 100. You must get used to a/c. The weather is very Mediterranean. Grapes, peaches, apricots, plums, all nuts, etc. do well here due to the weather. We feed the world from the valley.
Folks from the valley will drive to Pleasanton and take the BART to the bay area, If you are interested in farms near Sacramento, you will have the city life with freeways. They have county buses for transit system. Our major airports are Sacramento and SF. There are the small ones in Fresno, Modesto and Stockton.... more
It can vary. Maybe a few days. Not long. Thats the main interest of the bank. To turn it over. The property will usually be sold in a short sale within 30 days after the foreclosure to a new person.... more
I hope you've taken the first step in home buying, which is not to find a home you might be interested in. The first step is to get a preapproval from a lender - mortgage officer at a bank or credit union, or a mortgage broker. There's no cost, and it starts with a 15-minute phone call. Have your last year's tax return and a current W-2 when you call and you'll get a general idea of what price home you can buy with what size payment. Then making formal application nails it down even further.
The reason to actually go through the process with a lender is that 1) it prevents you from falling in love with a home you later find out you can't really afford, and conversely 2) it prevents you from settling for less home than you can comfortably afford.
It's 15-minute phone call to get an idea of the range you can probably afford. Have your last year's tax return and a W-2 handy... more