Rentals in 78254>Question Details

Gina Macias, Renter in San Antonio, TX

what do you check when you check on credit?

Asked by Gina Macias, San Antonio, TX Sat Mar 30, 2013

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I am sure many companies may differ, but we use an outside contractor to check credit on anyone applying for a lease. The company will check all three major credit agencies and send us a report with a combined FICO score and information about each account (such as credit cards, cell phones) the applicant may have on their credit report. This is for leasing/renting a home.

For mortgage companies, again each bank or mortgage company will have their own policies and provider to run the credit.

Royce Simmonds, Broker-Owner
Simmonds Real Estate Inc. http://www.roycerealestate.com
Schertz

36 Years Air Force Service (15 Enlisted-21 Officer)
0 votes Thank Flag Link Sat Mar 30, 2013
We see the same thing you see when you pull your own credit report from Experian, Equifax & Transunion.
0 votes Thank Flag Link Sat Mar 30, 2013
They check your credit scores. Are you looking to buy or rent?

Very Respectfully,
Erick Taylor
REALTOR
(210) 667-0742

Fil-Am Realty
9910 Kents Store
San Antonio, TX 78245
0 votes Thank Flag Link Sat Mar 30, 2013
We are looking to rent, we do have good rental history but I have to say our credit is not so great my husband does not have established credit and I have bad credit.
Flag Sat Mar 30, 2013
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