Rentals in Bensonhurst>Question Details

Pepprsweet, Renter in 11204

need 2 bedroom apartment, 11204 area. Will go as high as 1600 for rent if apartment is large and bug free. Can you find me a realtor to help me?

Asked by Pepprsweet, 11204 Wed Sep 12, 2012

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Rent today; Buy tomorrow. How to convert from Tenant to Homeowner.

When I rented my first apartment in Astoria, I did not want to be a Tenant my whole life and pay my Landlord’s mortgage. I longed to become a Homeowner.

That’s why I found my way into the mortgage business in 1989 and soon afterward became a Homeowner. Here are the fundamentals any Tenant should know to prepare to become a Homeowner in the future, no matter when that might be.

• Credit: Establish 3 credit accounts, no more than 5. Pay your bills on time. Keep your balances to no more than 50% of your credit limit. Don’t pay off the accounts in full. Keep balances active for 12-24 months. All of the above will provide both a good credit score and adequate credit history to qualify for a mortgage loan.

• Assets: A basic savings budget isn’t hard to do. Pay your rent first in your budget; then set aside 10% of your income before taxes . Make it a budget priority and you’ll still have money left over for entertainment and restaurants and clothing.

How much money do you need to buy a home? Many buyers spend no more than $25,000 to buy their first homes. There are loan programs with low down payment requirements and many real estate agents negotiate for their Buyers a “Seller’s concession” to include the Buyer’s closing costs (which are HIGH here in New York!) in the price of the home.

• Income: Two years consistent income is the basic requirement for either a salaried individual or a self-employed person. Income from Bonus, Commission, and Overtime is treated differently and is best discussed with your Mortgage Banker.

• Market Survey: it doesn’t hurt to go out and get to know neighborhoods where you might like to buy a home. Visit open houses on Saturdays and Sundays. It’s okay that you’re not yet buying; tell the Realtor at the Open House you’re just beginning your “survey.” You’ll also get to know market prices for different kinds of homes. It’s okay to “window shop” homes on the weekend at Open Houses!

I hope these fundamentals will help you better understand the path to homeownership is a process that, with preparation and dedication, you can move through easily. And if you’re interested in getting Prequalified today to create an Action Plan for your future of Homeownership, call me anytime!

Trevor Curran
NMLS #40140
http://www.tcurranmortgage.com

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0 votes Thank Flag Link Tue Aug 20, 2013
Hello....Hope your day is going great! Let me know what exactly you are looking for and when. Please give me a call...Thank you!

Maria
Keller Williams Realty Empire
Direct: (646)937-0979
mdavidkwempire@outlook.com

Looking forward to helping you find your apartment!
0 votes Thank Flag Link Mon Feb 25, 2013
Hello,

We can set up an Appointment to find what your looking for. Please Call at 646 289 0704. Thank you.
0 votes Thank Flag Link Fri Nov 9, 2012
SURE I CAN HELP.PLEASE CALL ME AT 1-347-869-4752 OR EMAIL AT WKAJET@RAPIDNYC.COM
0 votes Thank Flag Link Wed Sep 26, 2012
Yes! 2 bed 18th avenue off ocean pkwy closer to McDonald Ave.

Call to discuss.

Thank you

Robert Gross| Licensed Real Estate Salesperson

97 Hoyt St l Brooklyn NY 11217
Office 718-923-9601 l Fax 718-923-9606 l Cell 718-614-1066


http://www.skylinegroupny.com


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0 votes Thank Flag Link Wed Sep 12, 2012
Ask people you may know for agent referrals, or contact a few local agents from different realty offices, then choose the one you like best. Also check local print media for by owner rentals, always verify ownership before exchanging any money; word of mouth, etc.
0 votes Thank Flag Link Wed Sep 12, 2012
Sure, I have a few in the Bensonhurst area! How soon do you need it?

Feel free to call or email me anytime!


Luke Constantino
Commercial | Residential
REMAX PARK SLOPE
Direct: (212) 300-3919
Lukeconstantino@remax.net
http://LukeConstantino.com
0 votes Thank Flag Link Wed Sep 12, 2012
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