Rentals in 91803>Question Details

nik, Renter in Alhambra, CA

my credit i s around 633 and can't get approve for 2 bd 1 bath , have stable income, what shoudl i do

Asked by nik, Alhambra, CA Fri Feb 7, 2014

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Here are two options... we have a Mortgage Alternative Program... We will purchase a home for you up to $2,000,000 then lease it back to you... We will give you an option to purchase it from us at the purchase price... the selling price will go up 1% per year for 6 years.... minimum fico is 500... down payment is 5% to 10% depending on credit...The payment is calculated at a 5% rate...If in 6 years you decide that you don't want to purchase just walk away....
2nd option We offer Credit Restoration that in 30 to 70 days we can remove all negative items from your credit report. You have the option to pay upfront or pay when its done. But when were done your score will be over 700.
0 votes Thank Flag Link Tue Jun 10, 2014
Here are two options... we have a Mortgage Alternative Program... We will purchase a home for you up to $2,000,000 then lease it back to you... We will give you an option to purchase it from us at the purchase price... the selling price will go up 1% per year for 6 years.... minimum fico is 500... down payment is 5% to 10% depending on credit...The payment is calculated at a 5% rate...If in 6 years you decide that you don't want to purchase just walk away....
2nd option We offer Credit Restoration that in 30 to 70 days we can remove all negative items from your credit report. You have the option to pay upfront or pay when its done. But when were done your score will be over 700.
0 votes Thank Flag Link Tue Jun 10, 2014
Hi Nick,

Did you get an answer to your question?

Von
0 votes Thank Flag Link Tue Jun 10, 2014
When you say that your score is 633, is that your mid FICO Score? Because if it is, than you should be able to obtain financing. The only other reason, why you can't get qualified might be more income related. Your debt to income ratio is as important as your credit. Call me for more information: 626-665-0286

Leticia Georgia
IRN REALTY
BRE# 01714620
0 votes Thank Flag Link Fri Feb 7, 2014
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