I would talk to an attorney for advise.. How do you know the landlord is not paying his mortgage and HOA fees? Just curious.. You can contact me at OCAreaHomes@gmail.com
I can look up to se if the bank has filed a notice of default on the property. There are laws in place to helprotect the tenant if the owner is foreclosed on.. Do you have a current lease in place? This is an important question.. Ask the attorney about you paying rent or not, as you most likely will not get your deposit money back..
Ingrid Ski Realtor